All Credit Considered Mortgage, Inc. Mortgage Lending & HMDA Data, 2023
In 2023, All Credit Considered Mortgage, Inc. of Rockville, MD reported 2,673 mortgage applications totaling $1.0 billion, up 87% from 2022. The average application was for $392,770, and applicants reported an average income of $319,006. 48% of its applications resulted in an originated loan and 28% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (186), Washington-Arlington-Alexandria, DC-VA-MD-WV (130) and Atlanta-Sandy Springs-Roswell, GA (100) (applications in parentheses).
| Mortgage Company & Address | All Credit Considered Mortgage, Inc. 1801 Research Blvd #410 Rockville, MD 20850 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 |
| Total Number of Mortgage Applications | 2,673 |
| Total Mortgage Loan Application Amount | $1,049,875,000 |
| Average Mortgage Loan Application Amount | $392,770 |
| Highest Mortgage Loan Application Amount | $3,625,000 |
| Average Applicant Income | $319,006 |
| Highest Applicant Income | $8,527,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records All Credit Considered Mortgage, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for All Credit Considered Mortgage, Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,836 | $711,860,000 | $387,000 | $2,015,000 | $269,000 | $4,943,000 |
| Cash-out Refinancing | 612 | $241,770,000 | $395,000 | $3,005,000 | $433,000 | $6,953,000 |
| Refinancing | 225 | $96,245,000 | $427,000 | $3,625,000 | $417,000 | $8,527,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,278 | $423,330,000 | $331,000 | $2,255,000 | $230,000 | $3,735,000 |
| White | 548 | $258,700,000 | $472,000 | $3,625,000 | $424,000 | $8,527,000 |
| Not Provided | 431 | $188,835,000 | $438,000 | $2,425,000 | $348,000 | $6,953,000 |
| Black or African American | 212 | $86,440,000 | $407,000 | $2,805,000 | $494,000 | $5,141,000 |
| Asian | 184 | $86,170,000 | $468,000 | $3,005,000 | $368,000 | $2,776,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $3,570,000 | $297,000 | $505,000 | $284,000 | $741,000 |
| American Indian or Alaskan Native | 7 | $2,405,000 | $343,000 | $545,000 | $328,000 | $544,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,672 | $1,049,620,000 | $392,000 | $3,625,000 | $308,000 | $8,527,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $255,000 | $255,000 | $255,000 | $242,000 | $242,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,295 | $475,885,000 | $367,000 | $2,425,000 | $298,000 | $8,527,000 |
| Application Denied By Financial Institution | 751 | $308,255,000 | $410,000 | $3,625,000 | $292,000 | $4,943,000 |
| Application Withdrawn By Applicant | 627 | $265,735,000 | $423,000 | $3,625,000 | $349,000 | $5,141,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,922 | $741,620,000 | $385,000 | $3,625,000 | $314,000 | $8,527,000 |
| Credit History | 258 | $100,040,000 | $387,000 | $1,505,000 | $345,000 | $3,209,000 |
| Collateral | 256 | $111,290,000 | $434,000 | $3,005,000 | $410,000 | $4,943,000 |
| Debt-To-Income Ratio | 131 | $55,545,000 | $424,000 | $2,995,000 | $117,000 | $729,000 |
| Other | 39 | $15,675,000 | $401,000 | $1,705,000 | $264,000 | $920,000 |
| Unverifiable Information | 28 | $9,470,000 | $338,000 | $1,025,000 | $362,000 | $2,776,000 |
| Employment History | 24 | $10,640,000 | $443,000 | $3,625,000 | $195,000 | $827,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $5,595,000 | $373,000 | $725,000 | $180,000 | $416,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into All Credit Considered Mortgage, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess All Credit Considered Mortgage, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
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