All Credit Considered Mortgage, Inc. Mortgage Lending & HMDA Data, 2022

In 2022, All Credit Considered Mortgage, Inc. of Rockville, MD reported 1,431 mortgage applications totaling $548.6 million, down 37% from 2021. The average application was for $383,385, and applicants reported an average income of $217,577. 100% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (118), Houston-The Woodlands-Sugar Land, TX (76) and Baltimore-Columbia-Towson, MD (63) (applications in parentheses).

Mortgage Company & Address All Credit Considered Mortgage, Inc.
1801 Research Blvd #410
Rockville, MD 20850
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  
Total Number of Mortgage Applications 1,431
Total Mortgage Loan Application Amount $548,625,000
Average Mortgage Loan Application Amount $383,385
Highest Mortgage Loan Application Amount $2,405,000
Average Applicant Income $217,577
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records All Credit Considered Mortgage, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for All Credit Considered Mortgage, Inc. in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,159 $443,505,000 $382,000 $2,405,000 $233,000 $9,999,000
Cash-out Refinancing 195 $78,465,000 $402,000 $2,365,000 $168,000 $2,960,000
Refinancing 77 $26,655,000 $346,000 $1,935,000 $111,000 $754,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 880 $273,440,000 $310,000 $1,685,000 $142,000 $2,400,000
White 210 $107,970,000 $514,000 $2,405,000 $291,000 $4,797,000
Not Provided 192 $83,550,000 $435,000 $2,165,000 $217,000 $2,313,000
Black or African American 95 $52,165,000 $549,000 $2,365,000 $733,000 $9,999,000
Asian 53 $31,115,000 $587,000 $2,005,000 $255,000 $1,906,000
American Indian or Alaskan Native 1 $385,000 $385,000 $385,000 $546,000 $546,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,431 $548,625,000 $383,000 $2,405,000 $218,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,431 $548,625,000 $383,000 $2,405,000 $218,000 $9,999,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,431 $548,625,000 $383,000 $2,405,000 $218,000 $9,999,000
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into All Credit Considered Mortgage, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess All Credit Considered Mortgage, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet with aggregated HMDA statistics today.

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