Unlock detailed Scott County AR mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Arkansas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 187 |
| Total Mortgage Loan Application Amount | $18,135,000 |
| Average Mortgage Loan Application Amount | $96,000 |
| Highest Mortgage Loan Application Amount | $873,000 |
| Average Applicant Income | $56,000 |
| Highest Applicant Income | $593,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| BEAR STATE BANK 1401 HWY 62/65 N HARRISON, AR 72602 |
* | $ 681,901,000 | 18 | $ 2,386,000 |
| CHAMBERS BANK 901 MAIN STREET DANVILLE, AR 72833 |
* | $ 747,781,000 | 17 | $ 1,477,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 12 | $ 605,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 10 | $ 1,002,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ 31,000,000 | 9 | $ 341,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,945,467,000,000 | 8 | $ 814,000 |
| FARM CREDIT SERVICES OF WESTERN ARKANSAS, ACA 3115 WEST SECOND COURT RUSSELLVILLE, AR 72801 |
* | $ 903,912,000,000 | 7 | $ 1,897,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 7 | $ 673,000 |
| ARVEST BANK 201 W WALNUT FAYETTEVILLE, AR 72756 |
* | $ 14,081,085,000 | 7 | $ 186,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 360,478,278,000 | 6 | $ 319,000 |
| ARVEST MORTGAGE COMPANY 931 W MONROE LOWELL, AR 72745 |
* | $ 14,081,085,000 | 6 | $ 450,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 6 | $ 805,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,373,600,000,000 | 5 | $ 210,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,433,716,000,000 | 4 | $ 387,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 4 | $ 436,000 |
| FARMERS BANK 71 WEST CENTER GREENWOOD, AR 72936 |
* | $ 187,373,000 | 4 | $ 287,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 3 | $ 248,000 |
| FIRST WESTERN BANK 401 W WALNUT ST. ROGERS, AR 72756 |
* | $ 302,757,000 | 3 | $ 249,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ 100,000,000 | 3 | $ 294,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 2 | $ 329,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,346,747,000,000 | 2 | $ 82,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,763,439,000 | 2 | $ 133,000 |
| CITIZENS STATE BANK 13840 W. NEWBERRY RD NEWBERRY, FL 32669 |
* | $ 191,437,000 | 2 | $ 8,000 |
| UNITED BUILT HOMES, L.L.C. 8500 LINE AVE BATON ROUGE, LA 71106 |
* | $ 59,713,000 | 2 | $ 203,000 |
| SIMMONS FIRST NATIONAL BANK 501 MAIN PINE BLUFF, AR 71601 |
* | $ 3,167,950,000 | 2 | $ 205,000 |
| THE COMMUNITY STATE BANK PO BOX 769 POTEAU, OK 74953 |
* | $ 197,593,000 | 2 | $ 284,000 |
| THE FIRST NATIONAL BANK OF FORT SMITH 602 GARRISON AVENUE FORT SMITH, AR 72901 |
* | $ 1,071,152,000 | 2 | $ 1,017,000 |
| TRUITY FEDERAL CREDIT UNION 501 S JOHNSTONE BARTLESVILLE, OK 74003 |
* | $ 668,544,000 | 1 | $ 166,000 |
| ARKANSAS FEDERAL CREDIT UNION PO BOX 9 JACKSONVILLE, AR 72078 |
* | $ 957,446,000 | 1 | $ 51,000 |
| GMFS LLC 7389 FLORIDA BLVD, STE 200-A CAMDEN, DE 70806 |
* | $ 10,000,000 | 1 | $ 143,000 |
| UNITED FEDERAL CREDIT UNION 2807 SOUTH STATE ST SAINT JOSEPH, MI 49085 |
* | $ 1,644,015,000 | 1 | $ 32,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 116,608,550,000 | 1 | $ 30,000 |
| BOKF, NATIONAL ASSOCIATION ONE WEST 3RD, 5TH FL TULSA, OK 74103 |
* | $ 26,795,278,000 | 1 | $ 130,000 |
| DIAMOND BANK PO BOX 10 MURFREESBORO, AR 71943 |
* | $ 436,674,000 | 1 | $ 30,000 |
| ALLIED BANK P. O. DRAWER A MULBERRY, AR 72947 |
* | $ 136,853,000 | 1 | $ 68,000 |
| CITIZENS' BANK & TRUST CO. PO BOX 469 VAN BUREN, AR 72957 |
* | $ 358,151,000 | 1 | $ 55,000 |
| CADENCE BANK P O BOX 789 TUPELO, MS 38802 |
* | $ 13,032,498,000 | 1 | $ 73,000 |
| SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 171,261,678,000 | 1 | $ 5,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 179,126,294,000 | 1 | $ 102,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 17,638,918,000 | 1 | $ 120,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 1 | $ 50,000 |
| ROUNDPOINT MORTGAGE COMPANY 5032 PARKWAY PLAZA BLVD, STE 200 CHARLOTTE, NC 28278 |
* | $ 10,000,000 | 1 | $ 121,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 1 | $ 44,000 |
| EQUITABLE MORTGAGE 909 E REPUBLIC ROAD B200 SPRINGFIELD, MO 65807 |
* | $ 1,300,000 | 1 | $ 68,000 |
| CENTENNIAL BANK PO BOX 966 CONWAY, AR 72033 |
* | $ 6,825,080,000 | 1 | $ 130,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2014, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 94 | $9,044,000 | $96,000 | $795,000 | $57,000 | $593,000 |
| Refinancing | 75 | $8,760,000 | $116,000 | $873,000 | $57,000 | $498,000 |
| Home Improvement | 18 | $331,000 | $18,000 | $60,000 | $41,000 | $76,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 142 | $12,919,000 | $90,000 | $795,000 | $59,000 | $593,000 |
| Not Provided | 14 | $806,000 | $57,000 | $140,000 | $36,000 | $169,000 |
| Not applicable | 12 | $1,903,000 | $158,000 | $873,000 | $2,000 | $30,000 |
| Hispanic | 7 | $454,000 | $64,000 | $100,000 | $26,000 | $40,000 |
| Black or African American | 5 | $599,000 | $119,000 | $167,000 | $75,000 | $76,000 |
| American Indian or Alaskan Native | 4 | $1,248,000 | $312,000 | $757,000 | $199,000 | $498,000 |
| Asian | 3 | $206,000 | $68,000 | $123,000 | $33,000 | $42,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 144 | $13,080,000 | $90,000 | $873,000 | $61,000 | $593,000 |
| FHA-insured (Federal Housing Administration) | 23 | $1,928,000 | $83,000 | $138,000 | $30,000 | $106,000 |
| VA-guaranteed (Veterans Administration) | 12 | $1,652,000 | $137,000 | $280,000 | $58,000 | $140,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,475,000 | $184,000 | $757,000 | $22,000 | $136,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 82 | $8,901,000 | $108,000 | $873,000 | $72,000 | $593,000 |
| Application Denied By Financial Institution | 65 | $5,915,000 | $91,000 | $795,000 | $45,000 | $140,000 |
| Loan Purchased By The Institution | 15 | $1,334,000 | $88,000 | $143,000 | $12,000 | $66,000 |
| Application Approved But Not Accepted | 14 | $873,000 | $62,000 | $140,000 | $51,000 | $91,000 |
| Application Withdrawn By Applicant | 9 | $919,000 | $102,000 | $280,000 | $58,000 | $142,000 |
| File Closed For Incompleteness | 2 | $193,000 | $96,000 | $120,000 | $66,000 | $106,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 12 | $1,065,000 | $88,000 | $409,000 | $47,000 | $96,000 |
| Collateral | 7 | $601,000 | $85,000 | $225,000 | $52,000 | $140,000 |
| Debt-To-Income Ratio | 4 | $958,000 | $239,000 | $795,000 | $30,000 | $63,000 |
| Credit Application Incomplete | 2 | $210,000 | $105,000 | $110,000 | $85,000 | $94,000 |
| Other | 2 | $133,000 | $66,000 | $94,000 | $52,000 | $66,000 |
| Unverifiable Information | 1 | $153,000 | $153,000 | $153,000 | $60,000 | $60,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.