St. Croix County, WI Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 7,276 mortgage applications in St. Croix County, WI totaling $1.6 billion, up 26% from 2018. The average application was for $218,000, and applicants reported an average income of $110,000. 62% of applications resulted in an originated loan and 10% were denied. The most active lender was Westconsin Credit Union, with 814 applications, followed by Royal Credit Union and Associated Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,276
Total Mortgage Loan Application Amount $1,588,470,000
Average Mortgage Loan Application Amount $218,000
Highest Mortgage Loan Application Amount $9,215,000
Average Applicant Income $110,000
Highest Applicant Income $3,725,000

Mortgage Company List for Lending in St. Croix County, WI for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Westconsin Credit Union
444 BROADWAY
MENOMONIE, WI 54751
* $ 1,253,389,000 814 $ 122,400,000
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ 2,390,524,000 579 $ 90,285,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 33,604,332,000 384 $ 77,630,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 358 $ 69,340,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 313 $ 70,995,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 248 $ 62,420,000
First National Community Bank
109 E. 2ND ST. PO BOX 89
NEW RICHMOND, WI 54017
* $ 203,815,000 180 $ 44,100,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 171 $ 43,065,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 5,394,695,000 151 $ 41,855,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 139 $ 31,915,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ -1,000 132 $ 33,690,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 120 $ 28,840,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 117 $ 30,955,000
Tradition Mortgage, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
LAKEVILLE, MN 55044
* $ -1,000 113 $ 36,295,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 108 $ 28,060,000
Bremer Bank NA
372 SAINT PETER STREET
SAINT PAUL, MN 55102
* $ 12,122,519,000 103 $ 18,885,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 103 $ 23,355,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 3,284,241,000 97 $ 19,545,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 94 $ 22,300,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 81 $ 18,275,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 80 $ 21,120,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 2,176,291,000 74 $ 12,530,000
Bank Five Nine
155 W. WISCONSIN AVENUE
OCONOMOWOC, WI 53066
* $ 1,175,023,000 70 $ 17,660,000
The First National Bank of River Falls
104 EAST LOCUST STREET
RIVER FALLS, WI 54022
* $ 277,841,000 66 $ 15,590,000
Flagstar Bank NA

TROY, MI 49098
* $ 18,466,868,000 58 $ 13,610,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 56 $ 13,510,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ 1,389,689,000 52 $ 6,900,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 52 $ 13,030,000
River Falls State Bank
124 S. SECOND STREET
RIVER FALLS, WI 54022
* $ 91,788,000 49 $ 10,905,000
Lend Smart Mortgage, LLC
3450 LEXINGTON AVE N
OAKDALE, MN 55126
* $ -1,000 48 $ 11,410,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 48 $ 13,530,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 46 $ 10,900,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 41 $ 10,055,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 5,065,189,000 41 $ 9,155,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 40 $ 10,020,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 39 $ 9,785,000
First State Bank and Trust
950 N HWY
BAYPORT, MN 55003
* $ 256,017,000 39 $ 9,965,000
Citizens Bancshares of Woodville, Inc.
375 STAGELINE RD PO BOX 247
HUDSON, WI 54016
* $ 209,945,000 38 $ 8,700,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 656,158,000 37 $ 8,245,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 35 $ 8,645,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,015,112,000 34 $ 1,990,000
Hiawatha National Bank
N1555 770TH ST
HAGER CITY, WI 54014
* $ 210,352,000 32 $ 6,520,000
Bay Equity LLC

DETROIT, MI 48226
* $ -1,000 29 $ 7,535,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 29 $ 7,955,000
M/I Financial. LLC
3 EASTON OVAL, SUITE 340
COLUMBUS, OH 43219
* $ -1,000 29 $ 8,745,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 28 $ 6,600,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 28 $ 7,570,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 28 $ 8,090,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 27 $ 5,935,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 25 $ 5,685,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 24 $ 6,530,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 23,708,028,000 23 $ 5,625,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 22 $ 5,230,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 22 $ 5,130,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 123,147,670,000 22 $ 2,380,000
Ideal Credit Union
8499 TAMARACK ROAD
WOODBURY, MN 55125
* $ 732,009,000 21 $ 3,495,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 21 $ 4,905,000
Mortgages Unlimited Inc.
7365 KIRKWOOD COURT NORTH SUITE 300
MAPLE GROVE, MN 55113
* $ -1,000 21 $ 5,155,000
Security Financial Bank
212 W PROSPECT STREET
DURAND, WI 54736
* $ 491,884,000 20 $ 4,530,000
Hiway Credit Union
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 1,111,480,000 19 $ 2,495,000
Lake Elmo Bank
11465 39TH STREET NORTH
LAKE ELMO, MN 55042
* $ 368,097,000 19 $ 2,745,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 19 $ 3,995,000
Blaze Credit Union
2025 LARPENTEUR AVE W
FALCON HEIGHTS, MN 55113
* $ 1,072,790,000 19 $ 2,445,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 19 $ 3,795,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 18 $ 4,040,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ 2,176,480,000 18 $ 4,710,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 17 $ 3,465,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 108,672,320,000 17 $ 3,765,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 16 $ 4,600,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 16 $ 4,450,000
City & County Credit Union
144 11TH ST. E
SAINT PAUL, MN 55101
* $ 548,804,000 16 $ 2,990,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 15 $ 4,245,000
Lake Area Bank
12790 FIRST AVE N - PO BOX 743
LINDSTROM, MN 55045
* $ 334,839,000 15 $ 4,295,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 15 $ 615,000
Homeservices Lending LLC
2900 100TH STREET SUITE 109
URBANDALE, IA 50322
* $ -1,000 15 $ 3,375,000
Firefly
1400 RIVERWOOD DR
BURNSVILLE, MN 55337
* $ 1,282,907,000 14 $ 2,160,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 14 $ 1,700,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 28,246,367,000 13 $ 3,665,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 395,677,000 13 $ 3,475,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 13 $ 2,485,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 13 $ 3,225,000
Novation Credit Union
500 IMPERIAL AVE
OAKDALE, MN 55128
* $ 144,264,000 13 $ 1,695,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 19,633,838,000 13 $ 4,935,000
Peoples State Bank of Plainview
100 4TH AVE SE
PLAINVIEW, MN 55964
* $ 268,350,000 12 $ 1,540,000
Chou Team Realty, LLC
25391 COMMERCENTRE DRIVE
LAKE FOREST, CA 92630
* $ -1,000 12 $ 3,130,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 11 $ 3,095,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 10 $ 2,820,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 3,483,865,000 10 $ 2,250,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 10 $ 2,910,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 10 $ 2,110,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 10 $ 1,990,000
Axia Financial LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ -1,000 10 $ 2,780,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 10 $ 5,220,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 9 $ 1,735,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 9 $ 2,625,000
Cambria Financial Group
11000 W 78TH STREET, SUITE 300
EDEN PRAIRIE, MN 55344
* $ -1,000 9 $ 2,485,000
Hancock Mortgage Partners, LLC
ONE SUGAR CREEK CENTER BLVD SUITE 1000
SUGAR LAND, TX 77478
* $ -1,000 9 $ 2,115,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 9 $ 2,465,000
Summit Credit Union
PO BOX 8046
COTTAGE GROVE, WI 53527
* $ 3,224,170,000 9 $ 1,375,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ 753,826,000 9 $ 875,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 219,071,000,000 8 $ 2,410,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 8 $ 1,890,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ -1,000 8 $ 2,670,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,647,162,000 8 $ 1,270,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 8 $ 2,680,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,185,032,000 8 $ 1,980,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ -1,000 8 $ 1,850,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 8 $ 2,180,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 8 $ 1,550,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 8 $ 500,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 8 $ 2,550,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 8 $ 270,000
Citibank, NA

NEW YORK, NY 10012
* $ 826,876,000,000 7 $ 1,665,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,811,622,000 7 $ 1,935,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,500,928,000 7 $ 745,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 7 $ 2,075,000
Citizens Community Federal N.A.
219 FAIRFAX STREET
ALTOONA, WI 54720
* $ 1,288,089,000 7 $ 1,655,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 7 $ 1,555,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 7 $ 1,955,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 6 $ 1,290,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 6 $ 1,630,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 6 $ 910,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 684,352,000 6 $ 2,040,000
Dairy State Bank
16 S MAIN STREET
RICE LAKE, WI 54868
* $ 491,201,000 6 $ 1,230,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ 2,819,644,000 6 $ 1,250,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 6 $ 1,290,000
Inland Bank & Trust
1900 W STATE ST
GENEVA, IL 60134
* $ 1,107,438,000 6 $ 730,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 4,426,972,000 6 $ 450,000
Sharepoint Credit Union
5300 HYLAND GREENS DR
BLOOMINGTON, MN 55437
* $ 234,857,000 6 $ 580,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 2,029,298,000 5 $ 1,595,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 268,405,000 5 $ 1,305,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 5 $ 1,105,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 5 $ 1,315,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 5,133,339,000 5 $ 905,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,766,499,000 5 $ 1,155,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 5 $ 945,000
The First Bank of Baldwin
990 MAIN STREET, PO BOX 2060
BALDWIN, WI 54002
* $ 177,219,000 5 $ 195,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 5 $ 925,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,484,751,000 5 $ 725,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 5 $ 1,145,000
Building Trades Federal Credit Union
12080 73RD AVE N
MAPLE GROVE, MN 55369
* $ 147,762,000 5 $ 375,000
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ 4,983,953,000 5 $ 945,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 5 $ 1,225,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 5 $ 815,000
Associated Healthcare CU
360 SHERMAN ST. SUITE B-10
SAINT PAUL, MN 55102
* $ 114,150,000 5 $ 455,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 578,076,000 4 $ 220,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 4 $ 900,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 144,960,000 4 $ 790,000
Ally Bank

CHARLOTTE, NC 28202
* $ 159,291,000,000 4 $ 1,340,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ -1,000 4 $ 900,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 1,071,570,000 4 $ 930,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 4 $ 1,070,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 4 $ 1,030,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 4 $ 1,240,000
Bankers' Bank
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ 720,844,000 4 $ 1,140,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 4 $ 1,460,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 4 $ 830,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 4 $ 920,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 312,093,000 4 $ 1,140,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 14,205,430,000 4 $ 250,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 8,305,036,000 3 $ 645,000
Midcountry Bank
7825 WASHINGTON AVE. S., STE. 120
BLOOMINGTON, MN 55439
* $ 786,287,000 3 $ 615,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 1,761,374,000 3 $ 815,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 3 $ 685,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ -1,000 3 $ 655,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 59,366,170,000 3 $ 1,685,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 3 $ 735,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 3 $ 435,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,011,136,000 3 $ 425,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 1,514,584,000 3 $ 185,000
First Centennial Mortgage Corporation
2471 W SULLIVAN ROAD
CHICAGO, IL 60506
* $ -1,000 3 $ 1,045,000
Peoples Bank Midwest
10583 MAIN STREET
HAYWARD, WI 54843
* $ 373,698,000 3 $ 685,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 3 $ 825,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 50,703,918,000 3 $ 435,000
Bay-Valley Mortgage Group
23320 FOOTHILL BLVD, SUITE 260
HAYWARD, CA 94541
* $ -1,000 3 $ 705,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 3,538,467,000 3 $ 625,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 11,226,544,000 3 $ 1,075,000
Coulee Bank
1516 LOSEY BLVD. S.
LA CROSSE, WI 54601
* $ 389,173,000 3 $ 595,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ 1,706,892,000 3 $ 475,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 3 $ 625,000
First Resource Bank
7449 VILLAGE DRIVE
LINO LAKES, MN 55014
* $ 191,563,000 3 $ 365,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 3 $ 745,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 3 $ 1,105,000
Deerwood Bank
21236 ARCHIBALD ROAD
WAITE PARK, MN 56387
* $ 713,817,000 3 $ 175,000
Citizens State Bank
620 MAIN STREET
LA CROSSE, WI 54601
* $ 280,047,000 2 $ 200,000
Genisys Credit Union
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ 2,576,413,000 2 $ 100,000
Farmers & Merchants State Bank
210 W. MADISON ST.
WATERLOO, WI 53594
* $ 166,758,000 2 $ 650,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 2 $ 780,000
BNC National Bank

BISMARCK, ND 58501
* $ 970,161,000 2 $ 770,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 2 $ 560,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ -1,000 2 $ 340,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 2 $ 350,000
Royal Bank
202 MAIN STREET
ELROY, WI 53929
* $ 442,832,000 2 $ 600,000
Capital Credit Union
PO BOX 2526
GREEN BAY, WI 54306
* $ 1,493,992,000 2 $ 560,000
Results Mortgage, LLC
11200 WEST 78TH STREET, SUITE 50
EDEN PRAIRIE, MN 55344
* $ -1,000 2 $ 650,000
Heritage Bank NA
100 SOUTH STREET W
SPICER, MN 56288
* $ 434,815,000 2 $ 730,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 2 $ 490,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 2 $ 440,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ -1,000 2 $ 400,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 2 $ 390,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 2 $ 450,000
Heartland Credit Union
5500 S ROBERT TRAIL
INVER GROVE HEIGHTS, MN 55077
* $ 117,010,000 2 $ 240,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 2 $ 430,000
Alliance Bank
105 EAST LYON AVE
LAKE CITY, MN 55041
* $ 593,865,000 2 $ 520,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 330,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ -1,000 2 $ 600,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ -1,000 2 $ 440,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ -1,000 2 $ 570,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 2 $ 440,000
St Paul Federal Credit Union
1330 CONWAY ST, STE 200
SAINT PAUL, MN 55106
* $ 179,463,000 2 $ 230,000
Cortrust Mortgage, Inc.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ -1,000 2 $ 350,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 2 $ 640,000
Prevail Bank
675 E BROADWAY AVE
MEDFORD, WI 54451
* $ 581,840,000 2 $ 560,000
The Equitable Bank SSB
2290 NORTH MAYFAIR ROAD
WAUWATOSA, WI 53226
* $ 309,808,000 2 $ 230,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 119,636,147,000 2 $ 570,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 87,268,647,000 2 $ 510,000
Intercity State Bank
962 GRAND AVE
SCHOFIELD, WI 54476
* $ 188,719,000 2 $ 530,000
Vermillion State Bank
107 E MAIN ST
VERMILLION, MN 55085
* $ 556,823,000 2 $ 410,000
The Northwestern Bank
202 N. BRIDGE ST. PO BOX 49
CHIPPEWA FALLS, WI 54729
* $ 450,440,000 2 $ 210,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 2 $ 520,000
Compass Mortgage, Inc.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ -1,000 2 $ 590,000
Great Western Bank
225 S MAIN AVE
SIOUX FALLS, SD 57104
* $ 12,568,651,000 1 $ 4,205,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ -1,000 1 $ 265,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 1 $ 705,000
Security Bank
PO BOX 278
NEW AUBURN, WI 54757
* $ 103,139,000 1 $ 195,000
Intercap Lending Inc
910 EAST 6600 SOUTH
SALT LAKE CITY, UT 84121
* $ -1,000 1 $ 205,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 7,306,280,000 1 $ 115,000
Westbury Bank
200 S MAIN ST
WEST BEND, WI 53095
* $ 841,135,000 1 $ 7,325,000
Liberty Bank Minnesota
111 7TH AVE S
ST CLOUD, MN 56301
* $ 211,084,000 1 $ 205,000
Rushmore Loan Management Services LLC
15480 LAGUNA CANYON ROAD, SUITE 100
IRVINE, CA 92618
* $ -1,000 1 $ 175,000
Landmark Credit Union
5445 S. WESTRIDGE DR.
BROOKFIELD, WI 53005
* $ 3,965,320,000 1 $ 45,000
Nuvision Federal Credit Union
7812 EDINGER AVENUE
HUNTINGTON BEACH, CA 92677
* $ 2,296,606,000 1 $ 285,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 1 $ 295,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 353,041,000 1 $ 485,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ -1,000 1 $ 135,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 3,855,606,000 1 $ 335,000
Dane County Credit Union
2160 RIMROCK ROAD
MADISON, WI 53713
* $ 188,358,000 1 $ 85,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 1 $ 185,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ -1,000 1 $ 525,000
Healthcare Associates Credit Union
1151 E WARRENVILLE RD
NAPERVILLE, IL 60563
* $ 351,229,000 1 $ 145,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 85,222,000 1 $ 295,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 2,274,624,000 1 $ 25,000
Blackhawk Community Credit Uni
PO BOX 5366
JANESVILLE, WI 53547
* $ 605,880,000 1 $ 275,000
Amerifirst Financial, Inc.
1550 E. MCKELLIPS RD, SUITE 117
MESA, AZ 85203
* $ -1,000 1 $ 135,000
Peoples State Bank
P O BOX 1686, 1905 STEWART AVE
WAUSAU, WI 54402
* $ 915,938,000 1 $ 9,215,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 1 $ 195,000
Plus Relocation Mortgage, LLC
1100 VIRGINIA DRIVE, SUITE 125
FORT WASHINGTON, PA 19034
* $ -1,000 1 $ 485,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 1 $ 125,000
Tradition Capital Bank
7601 FRANCE AVE S
WAYZATA, MN 55391
* $ 780,003,000 1 $ 2,285,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 255,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 75,169,000,000 1 $ 405,000
Newrez Ventures LLC
4000 W. BROWN DEER ROAD
SPRINGFIELD, IL 53209
* $ -1,000 1 $ 485,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 1 $ 265,000
First Western Federal Savings Bank
P.O. BOX 1435
RAPID CITY, SD 57701
* $ 57,499,000 1 $ 155,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 949,720,000 1 $ 205,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ -1,000 1 $ 135,000
First Southern Bank
300 TOWER SQUARE PLAZA
MARION, IL 62959
* $ 666,879,000 1 $ 55,000
Charter Bank
1010 W CLAIREMONT AVE
EAU CLAIRE, WI 54701
* $ 913,735,000 1 $ 235,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ -1,000 1 $ 265,000
Cortrust Bank
100 EAST HAVENS
MITCHELL, SD 57301
* $ 871,942,000 1 $ 305,000
Bankunited, National Association
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 32,077,582,000 1 $ 485,000
Bankvista
125 TWIN RIVERS CT
SARTELL, MN 56377
* $ 302,011,000 1 $ 415,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 1 $ 245,000
Bank of Colorado
1609 EAST HARMONY RD
FORT COLLINS, CO 80525
* $ 4,026,669,000 1 $ 105,000
Verve, A Credit Union
2900 UNIVERSAL ST
OSHKOSH, WI 54904
* $ 924,371,000 1 $ 115,000
Minnesota Bank & Trust
7701 FRANCE AVE S SUITE 110
EDINA, MN 55435
* $ 666,564,000 1 $ 255,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ 210,848,000 1 $ 195,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 85,000
Roundbank
200 SECOND STREET NE, PO BOX 667
WASECA, MN 56093
* $ 308,104,000 1 $ 245,000
Wnb Financial
204 MAIN ST
WINONA, MN 55987
* $ 298,313,000 1 $ 265,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 7,183,022,000 1 $ 35,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,039,284,000 1 $ 65,000
Chippewa Valley Bank
15755 W COUNTY ROAD B
HAYWARD, WI 54843
* $ 423,270,000 1 $ 45,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 1 $ 155,000
Choice Financial Group
4501 23RD AVE S
FARGO, ND 58104
* $ 2,142,520,000 1 $ 395,000
First Home Bank
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 364,059,000 1 $ 255,000
Sunrise Banks, N.A.

SIOUX FALLS, SD 57108
* $ 1,127,209,000 1 $ 375,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ -1,000 1 $ 405,000
Denmark State Bank
103 E MAIN ST/PO BOX 130
DENMARK, WI 54208
* $ 493,628,000 1 $ 105,000
Capitol Bank
710 N. HIGH POINT ROAD
MADISON, WI 53717
* $ 368,178,000 1 $ 165,000
Farmers-Merchants Bank of Illinois
P.O. BOX 217
JOY, IL 61260
* $ 173,321,000 1 $ 215,000
Fay Servicing LLC

TAMPA, FL 33609
* $ -1,000 1 $ 265,000
Minnstar Bank National Association
P.O. BOX 270
LAKE CRYSTAL, MN 56055
* $ 143,065,000 1 $ 165,000
American B&T C, N.A.
4301 E 53RD STREET
DAVENPORT, IA 52807
* $ 348,812,000 1 $ 365,000
Smw Financial Credit Union
700 APOLLO DRIVE
LINO LAKES, MN 55014
* $ 80,671,000 1 $ 35,000
Bank First N.A.
402 N 8TH ST
MANITOWOC, WI 54220
* $ 1,790,594,000 1 $ 125,000
Bank of Alma
PO BOX 247
ALMA, WI 54610
* $ 235,265,000 1 $ 365,000
Ashland Credit Union
1300 CENTRAL AVE
ASHLAND, KY 41101
* $ 252,307,000 1 $ 215,000
Settlers Bank
4021 MERIDIAN DRIVE
WINDSOR, WI 53598
* $ 281,839,000 1 $ 365,000
Rbc Bank (Georgia), N.A.

RALEIGH, NC 27607
* $ 4,951,637,000 1 $ 385,000
New Market Bank
101 OLD TOWN RD
ELKO NEW MARKET, MN 55054
* $ 112,702,000 1 $ 275,000
Kensington Bank
11 NORTH CENTRAL AVE
KENSINGTON, MN 56343
* $ 282,377,000 1 $ 105,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 1 $ 275,000
R M K Financial Corp.
1819 S. EXCISE AVENUE
ONTARIO, CA 91761
* $ -1,000 1 $ 255,000
North Shore Bank FSB
15700 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53005
* $ 2,031,675,000 1 $ 485,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 515,000
Members Cooperative Credit Union
4628 MIKE COLALILLO DR
DULUTH, MN 55816
* $ 738,388,000 1 $ 155,000
Farmers Savings Bank
305 DOTY ST
MINERAL POINT, WI 53565
* $ 295,380,000 1 $ 105,000
Heritage Bank Minnesota
181 MAIN STREET
WEST CONCORD, MN 55985
* $ 53,514,000 1 $ 405,000
First Western Trust Bank
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ 1,071,979,000 1 $ 285,000
Nicolet National Bank
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ 3,095,694,000 1 $ 185,000
Purdue Federal CU
1551 WIN HENTSCHEL BLVD., PO BOX 2433
WEST LAFAYETTE, IN 47906
* $ 1,192,590,000 1 $ 35,000
Old Second National Bank
37 SOUTH RIVER STREET
AURORA, IL 60506
* $ 2,661,311,000 1 $ 295,000
New Century Bank
1211 28TH ST
BELLEVILLE, KS 66935
* $ 55,863,000 1 $ 375,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ -1,000 1 $ 215,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 1 $ 395,000
Blueleaf Lending, LLC
112 S SANGAMON STREET 2ND FLOOR
CHICAGO, IL 60607
* $ -1,000 1 $ 355,000

The tables below break down 2019 mortgage applications in St. Croix County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for St. Croix County, WI in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,922 $754,420,000 $258,000 $9,215,000 $108,000 $3,725,000
Refinancing 1,808 $449,330,000 $248,000 $4,205,000 $116,000 $858,000
Cash-out Refinancing 1,385 $296,855,000 $214,000 $2,705,000 $104,000 $1,080,000
Other Purpose 613 $51,085,000 $83,000 $805,000 $119,000 $1,879,000
Home Improvement 511 $30,855,000 $60,000 $755,000 $111,000 $840,000
Not Applicable 37 $5,925,000 $160,000 $365,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,646 $1,187,140,000 $210,000 $1,705,000 $109,000 $3,725,000
Not Provided 824 $165,450,000 $200,000 $2,285,000 $116,000 $1,426,000
Not applicable 652 $197,310,000 $302,000 $9,215,000 $101,000 $525,000
Hispanic 66 $15,340,000 $232,000 $425,000 $110,000 $880,000
Asian 36 $10,140,000 $281,000 $745,000 $112,000 $250,000
American Indian or Alaskan Native 22 $5,610,000 $255,000 $565,000 $127,000 $394,000
Black or African American 18 $5,090,000 $282,000 $2,285,000 $130,000 $465,000
Native Hawaiian or Other Pacific Islander 5 $1,205,000 $241,000 $275,000 $99,000 $160,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,785 $1,226,595,000 $212,000 $9,215,000 $116,000 $3,725,000
FHA-insured (Federal Housing Administration) 732 $167,300,000 $228,000 $465,000 $77,000 $268,000
VA-guaranteed (Veterans Administration) 582 $158,460,000 $272,000 $695,000 $82,000 $269,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 177 $36,115,000 $204,000 $415,000 $65,000 $131,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,533 $989,905,000 $218,000 $9,215,000 $113,000 $3,725,000
Loan Purchased By The Institution 918 $236,150,000 $257,000 $695,000 $107,000 $1,054,000
Application Withdrawn By Applicant 766 $172,580,000 $225,000 $2,285,000 $112,000 $1,080,000
Application Denied By Financial Institution 751 $127,335,000 $169,000 $2,285,000 $90,000 $758,000
File Closed For Incompleteness 185 $38,175,000 $206,000 $705,000 $113,000 $1,067,000
Application Approved But Not Accepted 120 $23,380,000 $194,000 $635,000 $113,000 $829,000
Preapproval Approved but not Accepted 3 $945,000 $315,000 $525,000 $199,000 $306,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,020 $1,346,060,000 $223,000 $9,215,000 $112,000 $3,725,000
Debt-To-Income Ratio 766 $161,000,000 $210,000 $2,505,000 $99,000 $829,000
Credit History 182 $25,270,000 $138,000 $2,145,000 $101,000 $758,000
Collateral 118 $18,870,000 $159,000 $485,000 $113,000 $500,000
Credit Application Incomplete 75 $16,035,000 $213,000 $635,000 $113,000 $684,000
Other 67 $12,425,000 $185,000 $565,000 $101,000 $426,000
Unverifiable Information 28 $4,140,000 $147,000 $445,000 $125,000 $275,000
Employment History 10 $1,800,000 $180,000 $355,000 $70,000 $134,000
Insufficient Cash (Downpayment, Closing Cost) 10 $2,870,000 $287,000 $745,000 $107,000 $197,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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