Steele County MN
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014

Unlock detailed Steele County MN mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Minnesota.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,323
Total Mortgage Loan Application Amount $174,483,000
Average Mortgage Loan Application Amount $131,000
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $68,000
Highest Applicant Income $2,415,000

Mortgage Company List for Lending in Steele County MN for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,373,600,000,000 321 $ 39,941,000
LUMINATE HOME LOANS, INC.
7760 FRANCE AVE S, STE 1010
ROSEVILLE, MN 55435
* $ 4,028,990,000 116 $ 17,028,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 110 $ 12,892,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 57 $ 8,232,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
PLYMOUTH, MI 48083
* $ 35,475,880,000 37 $ 4,406,000
UNITED PRAIRIE BANK
10 FIRESTONE DRIVE, SUITE 300
MANKATO, MN 56001
* $ 560,803,000 36 $ 3,114,000
PROFINIUM, INC.
105 LAKE AVE. PO BOX 848
FAIRMONT, MN 56031
* $ 315,578,000 30 $ 3,357,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 1,492,889,000 28 $ 3,957,000
COMPEER FINANCIAL, FLCA
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 28 $ 5,880,000
WELLS FEDERAL BANK
53 1ST ST SW
WELLS, MN 56097
* $ 243,660,000 26 $ 2,571,000
BREMER BANK, NA
372 ST. PETER STREET
ST. PAUL, MN 55102
* $ 2,794,680,000 25 $ 4,308,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ 100,000,000 22 $ 3,300,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 21 $ 2,820,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 18 $ 2,306,000
MERCHANTS BANK, NATIONAL ASSOCIATION
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,362,044,000 14 $ 1,597,000
HOME FEDERAL SAVINGS BANK
1016 CIVIC CENTER DR NW
ROCHESTER, MN 55901
* $ 647,428,000 12 $ 547,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 12 $ 1,751,000
FIRST STATE BANK OF RED WING, THE
3209 SOUTH SERVICE DRIVE
RED WING, MN 55066
* $ 73,927,000 12 $ 664,000
ROUNDBANK
200 SECOND STREET NE, PO BOX 667
WASECA, MN 56093
* $ 298,904,000 11 $ 805,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 11 $ 1,126,000
DITECH MORTGAGE CORP
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 11 $ 1,669,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ 10,000,000 10 $ 1,478,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 10 $ 1,016,000
BELL BANK
3100 13TH AVE S
FARGO, ND 58103
* $ 2,905,587,000 9 $ 1,389,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 12,648,357,000 9 $ 1,119,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,433,716,000,000 9 $ 1,293,000
AFFINITY PLUS
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 1,744,025,000 9 $ 621,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ 10,000,000 8 $ 1,085,000
SERVION, INC.
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 8 $ 964,000
RESCUE MORTGAGE INC
10740 LYNDALE AVE S, SUITE 19E
BLOOMINGTON, MN 55420
* $ 1,507,000 7 $ 984,000
PREMIER BANK MINNESOTA
417 4TH ST NW
FARIBAULT, MN 55021
* $ 172,327,000 7 $ 2,351,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,346,747,000,000 7 $ 961,000
ASSOCIATED BANK, NATIONAL ASSOCIATION
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 23,932,159,000 7 $ 593,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 15,766,346,000 7 $ 671,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 6 $ 1,148,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 6 $ 1,025,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ 10,000,000 5 $ 496,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 5 $ 792,000
HIWAY CREDIT UNION
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 926,944,000 5 $ 188,000
IOWA BANKERS MORTGAGE CORPORATION
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ 10,000,000 5 $ 827,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 5 $ 721,000
EASTWOOD BANK
5125 HWY 52 N
ROCHESTER, MN 55901
* $ 669,013,000 5 $ 711,000
COMMUNITY BANK MANKATO
300 ST ANDREWS DR
VERNON CENTER, MN 56001
* $ 211,553,000 4 $ 184,000
CAMBRIA FINANCIAL GROUP, LLC
11000 W 78TH STREET, SUITE 300
BELLE PLAINE, MN 55344
* $ 7,380,000 4 $ 590,000
BMO BANK NATIONAL ASSOCIATION
111 W. MONROE
CHICAGO, IL 60603
* $ 91,286,152,000 4 $ 332,000
TRUSTONE FINANCIAL CREDIT UNION
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ 914,430,000 4 $ 198,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ 945,758,000 4 $ 535,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 4 $ 495,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 4 $ 703,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 4 $ 428,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 245,863,000 4 $ 548,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 204,003,000 4 $ 86,000
THINK MUTUAL BANK
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,468,863,000 4 $ 320,000
PEOPLES BANK
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 439,528,000 3 $ 486,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ 52,388,000 3 $ 431,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ 10,000,000 3 $ 429,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 3 $ 409,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 179,126,294,000 3 $ 261,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 3 $ 513,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 309,999,678,000 3 $ 386,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 943,388,000 3 $ 273,000
MARKETPLACE HOME MORTGAGE, LLC
7380 FRANCE AVE S, STE 200
EDINA, MN 55435
* $ 34,593,007,000 3 $ 534,000
TRADITION MORTGAGE, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
EDINA, MN 55044
* $ 10,000,000 3 $ 569,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ 100,000,000 3 $ 343,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ 1,825,398,000 2 $ 338,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ 10,000,000 2 $ 379,000
MORTGAGES UNLIMITED INC.
7365 KIRKWOOD COURT NORTH SUITE 300
MAPLE GROVE, MN 55113
* $ 1,518,000 2 $ 297,000
COMMUNITY RESOURCE BANK
1605 HERITAGE DRIVE
NORTHFIELD, MN 55057
* $ 237,069,000 2 $ 592,000
MARINE CREDIT UNION
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 474,386,000 2 $ 355,000
FRANDSEN BANK & TRUST
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ 1,630,992,000 2 $ 271,000
FARMERS STATE BANK
181 MAIN ST
WEST CONCORD, MN 55985
* $ 47,522,000 2 $ 185,000
TRUHOME SOLUTIONS, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 2 $ 448,000
PROFICIO BANK
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 168,648,000 2 $ 311,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ 4,410,000 2 $ 367,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 2 $ 305,000
W. J. BRADLEY MORTGAGE CAPITAL
6465 GREENWOOD PLAZA BLVD, SUITE 500
CENTENNIAL, CO 80111
* $ 10,000,000 2 $ 507,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ 10,000,000 2 $ 246,000
CRESCENT MORTGAGE COMPANY
6600 PEACHTREE DUNWOODY ROAD SUITE 650
WILMINGTON, DE 30328
* $ 826,484,000 2 $ 303,000
PIONEER BANK
320 STADIUM ROAD SUITE 100
MANKATO, MN 56001
* $ 376,995,000 2 $ 159,000
MINNWEST BANK
300 S WASHINGTON
REDWOOD FALLS, MN 56283
* $ 507,879,000 1 $ 638,000
GERMAN AMERICAN BANK
711 MAIN STREET, P.O. BOX 360
JASPER, IN 47546
* $ 2,159,327,000 1 $ 45,000
FARMERS BANK & TRUST
1017 HARRISON
GREAT BEND, KS 67530
* $ 690,026,000 1 $ 158,000
COULEE BANK
1516 LOSEY BLVD. S.
LA CROSSE, WI 54601
* $ 282,731,000 1 $ 2,000,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 1 $ 146,000
FALCON NATIONAL BANK
183 CEDAR DRIVE
FOLEY, MN 56329
* $ 156,245,000 1 $ 63,000
BANC OF CALIFORNIA, NATIONAL ASSOCIATION
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 3,618,297,000 1 $ 169,000
ALTRA FEDERAL CREDIT UNION
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 967,098,000 1 $ 200,000
FIREFLY
1400 RIVERWOOD DR
BURNSVILLE, MN 55337
* $ 928,895,000 1 $ 20,000
HOMETOWN BANK
1000 EAST COOK STREET
REDWOOD FALLS, MN 56283
* $ 223,190,000 1 $ 127,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 93,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 202,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ 10,000,000 1 $ 399,000
J.G. WENTWORTH HOME LENDING, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 186,000
MILEND, INC.
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30350
* $ 10,000,000 1 $ 198,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 1 $ 41,000
UNITED SECURITY FINANCIAL CORP
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 235,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ 3,642,000 1 $ 138,000
NTFN, INC.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 1 $ 216,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 1 $ 184,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ 10,000,000 1 $ 185,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,261,678,000 1 $ 5,000
HOMESERVICES LENDING, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 1 $ 87,000
CAPITAL ONE, NATIONAL ASSOCIATION
7933 PRESTON ROAD
PLANO, TX 75024
* $ 238,482,903,000 1 $ 225,000
IMPAC MORTGAGE CORP.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 1 $ 159,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 141,000
AMERICAN BANK
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 410,770,000 1 $ 166,000
COLORADO FEDERAL SAVINGS BANK8
400 EAST PRENTICE AVE, SUITE 840
GREENWOOD VILLAGE, CO 80111
* $ 1,556,338,000 1 $ 23,000
HERITAGEBANK OF THE SOUTH
3333 PEACHTREE RD NE SUITE M-10
ATLANTA, GA 30326
* $ 1,376,686,000 1 $ 149,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 1 $ 156,000
WINGS FINANCIAL CREDIT UNION
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 3,910,000,000 1 $ 118,000
TRADITION CAPITAL BANK
7601 FRANCE AVE S
WAYZATA, MN 55435
* $ 258,577,000 1 $ 85,000
INSPIRED FINANCIAL SERVICES, LLC
2708 BICENTENNIAL DR, STE A
CEDAR FALLS, IA 50613
* $ 148,146,000 1 $ 122,000
LAKE AREA BANK
12790 FIRST AVE N - PO BOX 743
LINDSTROM, MN 55045
* $ 259,270,000 1 $ 152,000
SHAREPOINT CREDIT UNION
5300 HYLAND GREENS DR
BLOOMINGTON, MN 55437
* $ 182,410,000 1 $ 168,000
THE FIRST NATIONAL BANK OF LE CENTER
10 W. MINNESOTA ST
LONSDALE, MN 56057
* $ 85,156,000 1 $ 120,000
ALERUS FINANCIAL, NATIONAL ASSOCIATION
PO BOX 6001
GRAND FORKS, ND 58206
* $ 1,374,757,000 1 $ 120,000
AMERICAN SOUTHWEST MORTGAGE CORP.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 94,000
CITIZENS STATE BANK OF HAYFIEL
216 1ST AVE NE
HAYFIELD, MN 55940
* $ 82,813,000 1 $ 84,000
SUMMIT MORTGAGE CORPORATION
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55441
* $ 10,000,000 1 $ 38,000
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION
100 PHOENIX DR, STE 300
PLYMOUTH, MI 48108
* $ 10,000,000 1 $ 153,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 105,000
EVOLVE BANK & TRUST
301 SHOPPING WAY BLVD
WEST MEMPHIS, AR 72301
* $ 277,561,000 1 $ 122,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
UPPER ARLINGTON, OH 44131
* $ 101,315,000 1 $ 337,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ 10,000,000 1 $ 100,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 1 $ 176,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2014, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Steele County MN in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 659 $97,859,000 $148,000 $2,000,000 $66,000 $2,415,000
Refinancing 556 $73,252,000 $131,000 $1,700,000 $70,000 $1,644,000
Home Improvement 108 $3,372,000 $31,000 $360,000 $67,000 $231,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,028 $137,534,000 $133,000 $1,700,000 $78,000 $2,415,000
Not applicable 162 $23,412,000 $144,000 $2,000,000 $5,000 $124,000
Not Provided 81 $8,442,000 $104,000 $638,000 $73,000 $245,000
Hispanic 40 $3,647,000 $91,000 $190,000 $46,000 $98,000
Asian 8 $818,000 $102,000 $138,000 $52,000 $129,000
Black or African American 4 $630,000 $157,000 $260,000 $66,000 $93,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 831 $110,046,000 $132,000 $2,000,000 $83,000 $2,415,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 238 $30,047,000 $126,000 $260,000 $38,000 $106,000
FHA-insured (Federal Housing Administration) 173 $21,534,000 $124,000 $219,000 $45,000 $240,000
VA-guaranteed (Veterans Administration) 81 $12,856,000 $158,000 $399,000 $47,000 $199,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 727 $96,078,000 $132,000 $2,000,000 $81,000 $2,415,000
Loan Purchased By The Institution 227 $31,778,000 $139,000 $399,000 $26,000 $212,000
Application Denied By Financial Institution 199 $23,125,000 $116,000 $1,700,000 $58,000 $208,000
Application Withdrawn By Applicant 109 $16,583,000 $152,000 $638,000 $77,000 $580,000
Application Approved But Not Accepted 38 $4,340,000 $114,000 $342,000 $79,000 $231,000
File Closed For Incompleteness 23 $2,579,000 $112,000 $193,000 $60,000 $169,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 42 $2,456,000 $58,000 $303,000 $60,000 $115,000
Collateral 36 $6,675,000 $185,000 $1,700,000 $69,000 $208,000
Debt-To-Income Ratio 20 $2,193,000 $109,000 $265,000 $40,000 $89,000
Credit Application Incomplete 13 $1,470,000 $113,000 $224,000 $57,000 $120,000
Other 13 $1,379,000 $106,000 $180,000 $45,000 $118,000
Insufficient Cash (Downpayment, Closing Cost) 10 $919,000 $91,000 $160,000 $48,000 $113,000
Employment History 9 $1,153,000 $128,000 $236,000 $55,000 $96,000
Unverifiable Information 1 $73,000 $73,000 $73,000 $96,000 $96,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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