Twiggs County GA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Unlock detailed Twiggs County GA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
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for all lenders based in Georgia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 183 |
| Total Mortgage Loan Application Amount | $13,587,000 |
| Average Mortgage Loan Application Amount | $74,000 |
| Highest Mortgage Loan Application Amount | $408,000 |
| Average Applicant Income | $57,000 |
| Highest Applicant Income | $1,556,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 171,261,678,000 | 21 | $ 336,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,373,600,000,000 | 16 | $ 1,091,000 |
| STATE BANK AND TRUST COMPANY 4219 FORSYTH ROAD MACON, GA 31210 |
* | $ 2,604,326,000 | 13 | $ 145,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 12 | $ 873,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 10 | $ 1,382,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ 31,000,000 | 10 | $ 673,000 |
| ROBINS FINANCIAL CREDIT UNION 803 WATSON BOULEVARD WARNER ROBINS, GA 31093 |
* | $ 1,833,217,000 | 9 | $ 807,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 5 | $ 627,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 179,126,294,000 | 5 | $ 228,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,433,716,000,000 | 5 | $ 465,000 |
| FIRST BANK OF GEORGIA 2743 PERIMETER PKWY BLD 100, SUITE 100 AUGUSTA, GA 30909 |
* | $ 516,135,000 | 4 | $ 375,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,945,467,000,000 | 3 | $ 218,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 360,478,278,000 | 3 | $ 197,000 |
| CITIZENS BANK & TRUST COMPANY 5101 5TH AVE EASTMAN, GA 31023 |
* | $ 130,376,000 | 3 | $ 147,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 3 | $ 300,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 3 | $ 446,000 |
| FIDELITY BANK 3 CORPORATE BLVD NE ATLANTA, GA 30329 |
* | $ 2,561,135,000 | 3 | $ 263,000 |
| PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 2 | $ 261,000 |
| EXCHANGE BANK PO BOX 580 MILLEDGEVILLE, GA 31059 |
* | $ 222,315,000 | 2 | $ 83,000 |
| AMERIS BANK 300 SOUTH MAIN STREET ATLANTA, GA 31768 |
* | $ 3,664,330,000 | 2 | $ 385,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 309,999,678,000 | 2 | $ 93,000 |
| BANK OF MONTICELLO PO BOX 29 MONTICELLO, GA 31064 |
* | $ 91,590,000 | 2 | $ 49,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 62,866,954,000 | 2 | $ 409,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ 945,758,000 | 2 | $ 176,000 |
| MORRIS BANK 301 BELLEVUE AVENUE DUBLIN, GA 31021 |
* | $ 461,346,000 | 2 | $ 115,000 |
| MAGNOLIA STATE BANK 130 OAK ST EASTMAN, GA 31023 |
* | $ 190,243,000 | 2 | $ 80,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 2 | $ 111,000 |
| FARMERS-MERCHANTS BANK & TRUST COMPANY 100 SOUTH MAIN ST BREAUX BRIDGE, LA 70810 |
* | $ 279,903,000 | 1 | $ 84,000 |
| HOMEWARD RESIDENTIAL, INC. 16675 ADDISON ROAD ADDISON, TX 75001 |
* | $ 3,809,880,000 | 1 | $ 115,000 |
| CIS FINANCIAL SERVICES, INC. 851 MILITARY STREET N HAMILTON, AL 35570 |
* | $ 14,200,000 | 1 | $ 76,000 |
| MARION AND POLK SCHOOLS CREDIT UNION PO BOX 12398 SALEM, OR 97309 |
* | $ 464,347,000 | 1 | $ 75,000 |
| AMERICAN PRIDE BANK 4740 LOG CABIN DRIVE MACON, GA 31204 |
* | $ 113,704,000 | 1 | $ 31,000 |
| IBERIABANK MORTGAGE COMPANY 285 WEST ESPLANADE AVE, SECOND FLOOR KENNER, LA 70065 |
* | $ 13,294,766,000 | 1 | $ 54,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 8,361,206,000 | 1 | $ 127,000 |
| CGR CREDIT UNION 2040 INGLESIDE AVENUE MACON, GA 31204 |
* | $ 71,972,000 | 1 | $ 10,000 |
| PERSONS BANKING COMPANY PO BOX 1188, 88 N LEE ST FORSYTH, GA 31029 |
* | $ 61,541,000 | 1 | $ 58,000 |
| FIRST NATIONAL ACCEPTANCE COMPANY 241 EAST SAGINAW/P.O. BOX 980 EAST LANSING, MI 48826 |
* | $ 10,498,000 | 1 | $ 61,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 1 | $ 106,000 |
| SOUTHWEST STAGE FUNDING, LLC 3345 S. VAL VISTA DRIVE, SUITE 300 TEMPE, AZ 85297 |
* | $ 5,889,539,000 | 1 | $ 147,000 |
| ACCESS NATIONAL BANK 1800 ROBERT FULTON DR RESTON, VA 20191 |
* | $ 846,686,000 | 1 | $ 91,000 |
| ADMIRALS BANK 15 PARK ROW WEST PROVIDENCE, RI 02903 |
* | $ 577,338,000 | 1 | $ 20,000 |
| GREAT PLAINS NATIONAL BANK 5909 NW EXPRESSWAY ELK CITY, OK 73132 |
* | $ 539,275,000 | 1 | $ 112,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 1 | $ 38,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 9,596,388,000 | 1 | $ 106,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 171,261,678,000 | 1 | $ 50,000 |
| TALBOT STATE BANK 710 NORTH GLYNN STREET FAYETTEVILLE, GA 30214 |
* | $ 68,410,000 | 1 | $ 16,000 |
| PRIMARY CAPITAL 1000 PARKWOOD CIRCLE, SUITE 600 ATLANTA, GA 30339 |
* | $ 10,000,000 | 1 | $ 77,000 |
| GEICO FEDERAL CREDIT UNION 5260 WESTERN AVENUE CHEVY CHASE, MD 20815 |
* | $ 110,527,000 | 1 | $ 378,000 |
| COLONY BANK 302 SOUTH MAIN ST. FITZGERALD, GA 31750 |
* | $ 1,145,328,000 | 1 | $ 100,000 |
| OPEN MORTGAGE, LLC 14101 W. HWY 290 #1300 AUSTIN, TX 78737 |
* | $ 10,000,000 | 1 | $ 100,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ 11,000,000 | 1 | $ 65,000 |
| 360 MORTGAGE GROUP, LLC 11305 FOUR POINTS DRIVE, BLDG 1, #200 AUSTIN, TX 78726 |
* | $ 10,000,000 | 1 | $ 111,000 |
| HERITAGEBANK OF THE SOUTH 3333 PEACHTREE RD NE SUITE M-10 ATLANTA, GA 30326 |
* | $ 1,376,686,000 | 1 | $ 46,000 |
| CASHCALL, INC. 1 CITY BLVD WEST SUITE 1000 ORANGE, CA 92868 |
* | $ 10,000,000 | 1 | $ 100,000 |
| RENASANT BANK 209 TROY ST., P.O. BOX 709 TUPELO, MS 38802 |
* | $ 5,733,100,000 | 1 | $ 236,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ 10,000,000 | 1 | $ 91,000 |
| DITECH MORTGAGE CORP 1100 VIRGINIA DRIVE, SUITE 100 FT. WASHINGTON, PA 19034 |
* | $ 5,720,000 | 1 | $ 80,000 |
| CAPITAL ONE, NATIONAL ASSOCIATION 7933 PRESTON ROAD PLANO, TX 75024 |
* | $ 238,482,903,000 | 1 | $ 102,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2014, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Twiggs County GA in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 76 | $8,139,000 | $107,000 | $378,000 | $76,000 | $1,556,000 |
| Home Purchase | 60 | $4,584,000 | $76,000 | $408,000 | $44,000 | $284,000 |
| Home Improvement | 47 | $864,000 | $18,000 | $127,000 | $45,000 | $127,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 101 | $6,963,000 | $68,000 | $265,000 | $69,000 | $1,556,000 |
| Black or African American | 51 | $3,223,000 | $63,000 | $150,000 | $40,000 | $127,000 |
| Not Provided | 18 | $1,797,000 | $99,000 | $408,000 | $71,000 | $292,000 |
| Not applicable | 9 | $866,000 | $96,000 | $256,000 | $5,000 | $45,000 |
| Hispanic | 3 | $513,000 | $171,000 | $378,000 | $32,000 | $40,000 |
| Asian | 1 | $225,000 | $225,000 | $225,000 | $95,000 | $95,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 133 | $8,398,000 | $63,000 | $378,000 | $66,000 | $1,556,000 |
| FHA-insured (Federal Housing Administration) | 29 | $2,928,000 | $100,000 | $265,000 | $34,000 | $122,000 |
| VA-guaranteed (Veterans Administration) | 17 | $2,033,000 | $119,000 | $408,000 | $39,000 | $154,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $228,000 | $57,000 | $77,000 | $35,000 | $75,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 87 | $6,154,000 | $70,000 | $408,000 | $49,000 | $154,000 |
| Loan Originated | 57 | $3,823,000 | $67,000 | $236,000 | $82,000 | $1,556,000 |
| Application Withdrawn By Applicant | 16 | $1,660,000 | $103,000 | $265,000 | $63,000 | $292,000 |
| Loan Purchased By The Institution | 15 | $1,408,000 | $93,000 | $256,000 | $20,000 | $70,000 |
| Application Approved But Not Accepted | 6 | $317,000 | $52,000 | $72,000 | $36,000 | $55,000 |
| File Closed For Incompleteness | 2 | $225,000 | $112,000 | $182,000 | $41,000 | $55,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 24 | $1,142,000 | $47,000 | $378,000 | $36,000 | $104,000 |
| Collateral | 9 | $776,000 | $86,000 | $178,000 | $81,000 | $154,000 |
| Debt-To-Income Ratio | 8 | $565,000 | $70,000 | $408,000 | $42,000 | $72,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $152,000 | $50,000 | $75,000 | $48,000 | $60,000 |
| Other | 2 | $146,000 | $73,000 | $77,000 | $60,000 | $75,000 |
| Unverifiable Information | 2 | $75,000 | $37,000 | $60,000 | $56,000 | $71,000 |
| Credit Application Incomplete | 1 | $68,000 | $68,000 | $68,000 | $35,000 | $35,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.