Aguada Municipio, PR Mortgage Lenders & HMDA Data, 2018
In 2018, lenders reported 163 mortgage applications in Aguada Municipio, PR totaling $18.1 million, down 51% from 2017. The average application was for $111,000, and applicants reported an average income of $52,000. 59% of applications resulted in an originated loan and 21% were denied. The most active lender was Firstbank, with 42 applications, followed by Banco Popular and Cooperativa De Ahorroy Credito.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 163 |
| Total Mortgage Loan Application Amount | $18,125,000 |
| Average Mortgage Loan Application Amount | $111,000 |
| Highest Mortgage Loan Application Amount | $345,000 |
| Average Applicant Income | $52,000 |
| Highest Applicant Income | $285,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 12,246,248,000 | 42 | $ 4,960,000 |
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 34,726,000,000 | 26 | $ 2,790,000 |
| Cooperativa De Ahorroy Credito PO BOX 608 RINCON, PR 00677 |
* | $ -1,000 | 22 | $ 2,120,000 |
| Scotiabank De Puerto Rico 290 JESUS T. PIN++ERO SAN JUAN, PR 00918 |
* | $ 4,131,799,000 | 17 | $ 1,895,000 |
| Cooperativa De Ahorro Y Credito De Aguada P.O. BOX 543 AGUADA, PR 00602 |
* | $ -1,000 | 16 | $ 1,470,000 |
| Baxter Credit Union 340 N MILWAUKEE AVE 340 N MILWAUKEE AVE, IL 60061 |
* | $ 2,948,023,000 | 8 | $ 980,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 6,145,411,000 | 7 | $ 1,065,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ -1,000 | 5 | $ 545,000 |
| The Lending Center Corporation G-8 ONEILL STREET SAN JUAN, PR 00918 |
* | $ -1,000 | 3 | $ 165,000 |
| Banco Santander Puerto Rico P O BOX 362589, SAN JUAN, PR 00936 |
* | $ 5,107,638,000 | 3 | $ 395,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ -1,000 | 2 | $ 300,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ 22,858,876,000 | 2 | $ 300,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ -1,000 | 2 | $ 330,000 |
| Cooperativa De A/C Isabela 21 CALLE BARBOSA SUITE 1 ISABELA, PR 00662 |
* | $ -1,000 | 2 | $ 150,000 |
| San Rafael Coop CALLE RAFAEL RODR+¡GUEZ, CANAL 1 URB. AVI QUEBRADILLAS, PR 00678 |
* | $ -1,000 | 1 | $ 35,000 |
| Home Mortgage Bankers AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F CAROLINA, PR 00983 |
* | $ -1,000 | 1 | $ 215,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ -1,000 | 1 | $ 85,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ -1,000 | 1 | $ 145,000 |
| First Equity Mortgage Bankers Inc. 9300 S DADELAND BLVD STE 500 MIAMI, FL 33156 |
* | $ -1,000 | 1 | $ 115,000 |
| Hr Mortgage Corp M11 CALLE ROBLE, VILLA TURABO CAGUAS, PR 00725 |
* | $ -1,000 | 1 | $ 65,000 |
The tables below break down 2018 mortgage applications in Aguada Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Aguada Municipio, PR in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 107 | $11,745,000 | $109,000 | $245,000 | $51,000 | $285,000 |
| Cash-out Refinancing | 34 | $3,920,000 | $115,000 | $345,000 | $49,000 | $114,000 |
| Refinancing | 16 | $1,950,000 | $121,000 | $265,000 | $58,000 | $115,000 |
| Other Purpose | 3 | $215,000 | $71,000 | $105,000 | $64,000 | $114,000 |
| Not Applicable | 2 | $130,000 | $65,000 | $95,000 | $33,000 | $33,000 |
| Home Improvement | 1 | $165,000 | $165,000 | $165,000 | $89,000 | $89,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 146 | $16,630,000 | $113,000 | $345,000 | $50,000 | $285,000 |
| Not applicable | 8 | $750,000 | $93,000 | $225,000 | $0 | $0 |
| White | 8 | $640,000 | $80,000 | $145,000 | $73,000 | $126,000 |
| Not Provided | 1 | $105,000 | $105,000 | $105,000 | $46,000 | $46,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 82 | $8,270,000 | $100,000 | $345,000 | $59,000 | $285,000 |
| FHA-insured (Federal Housing Administration) | 32 | $3,670,000 | $114,000 | $265,000 | $48,000 | $115,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 32 | $3,730,000 | $116,000 | $245,000 | $35,000 | $78,000 |
| VA-guaranteed (Veterans Administration) | 17 | $2,455,000 | $144,000 | $255,000 | $53,000 | $114,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 96 | $10,530,000 | $109,000 | $345,000 | $54,000 | $285,000 |
| Application Denied By Financial Institution | 35 | $3,555,000 | $101,000 | $225,000 | $39,000 | $106,000 |
| Application Withdrawn By Applicant | 15 | $2,255,000 | $150,000 | $255,000 | $68,000 | $114,000 |
| Loan Purchased By The Institution | 8 | $690,000 | $86,000 | $165,000 | $44,000 | $44,000 |
| File Closed For Incompleteness | 6 | $670,000 | $111,000 | $165,000 | $67,000 | $154,000 |
| Application Approved But Not Accepted | 3 | $425,000 | $141,000 | $165,000 | $36,000 | $44,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 128 | $14,570,000 | $113,000 | $345,000 | $55,000 | $285,000 |
| Debt-To-Income Ratio | 10 | $1,120,000 | $112,000 | $225,000 | $33,000 | $106,000 |
| Collateral | 9 | $925,000 | $102,000 | $205,000 | $44,000 | $64,000 |
| Credit History | 7 | $675,000 | $96,000 | $145,000 | $36,000 | $70,000 |
| Other | 5 | $385,000 | $77,000 | $115,000 | $45,000 | $102,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $300,000 | $150,000 | $185,000 | $39,000 | $42,000 |
| Unverifiable Information | 1 | $55,000 | $55,000 | $55,000 | $38,000 | $38,000 |
| Employment History | 1 | $95,000 | $95,000 | $95,000 | $44,000 | $44,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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