Aguadilla-Isabela-San Sebastian, PR Metro Area Mortgage Lenders & HMDA Data, 2006
In 2006, lenders reported 8,428 mortgage applications in Aguadilla-Isabela-San Sebastian, PR metro area totaling $684.1 million, down 20% from 2005. The average application was for $81,174, and applicants reported an average income of $45,000. 49% of applications resulted in an originated loan and 22% were denied. The most active lender was Banco Popular De Puerto Rico, with 1,562 applications, followed by Popular Mortgage, Inc. and Westernbak Puerto Rico.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 8,428 |
| Total Mortgage Loan Application Amount | $684,141,000 |
| Average Mortgage Loan Application Amount | $81,174 |
| Highest Mortgage Loan Application Amount | $7,886,000 |
| Average Applicant Income | $45,000 |
| Highest Applicant Income | $2,516,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Banco Popular De Puerto Rico PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 25,691,000,000 | 1,562 | $ 41,599,000 |
| Popular Mortgage, Inc. PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 25,691,000,000 | 906 | $ 110,965,000 |
| Westernbak Puerto Rico PO BOX 1180 MAYAGUEZ, PR 00681 |
* | $ 16,078,823,000 | 773 | $ 40,173,000 |
| R & G Mortgage Corporation P O BOX 362394 SAN JUAN, PR 00936 |
* | $ 11,713,287,000 | 653 | $ 65,681,000 |
| Banco Santander P.O.BOX 362589 SAN JUAN, PR 00936 |
* | $ 8,082,156,000 | 534 | $ 34,134,000 |
| Hf Mortgage Bankers DORAL FINANCIAL PLAZA 1451 ROOSEVELT AVE S.J., PR 00921 |
* | $ 17,608,277,000 | 473 | $ 52,034,000 |
| R-G Premier Bank of P.R. PO BOX 2510 GUAYNABO, PR 00970 |
* | $ 7,848,142,000 | 449 | $ 37,350,000 |
| Citibank, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 706,497,000,000 | 270 | $ 3,766,000 |
| Doral Mortgage Corp. PO BOX 71528 SAN JUAN, PR 00936 |
* | $ 17,608,277,000 | 263 | $ 26,669,000 |
| Santander Mortgage Corporation PO BOX 192199 SAN JUAN, PR 00919 |
* | $ 47,000,000 | 251 | $ 35,052,000 |
| Cooperativa De Ahorroy Credito PO BOX 608 RINCON, PR 00677 |
* | $ 10,000,000 | 207 | $ 27,725,000 |
| Firstmortgage PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 9,582,507,000 | 193 | $ 28,602,000 |
| Doral Bank 268 PONCE DE LEON SUITE 910 SAN JUAN, PR 00918 |
* | $ 10,939,948,000 | 172 | $ 16,493,000 |
| Cooperativa De A/C Isabela 21 CALLE BARBOSA SUITE 1 ISABELA, PR 00662 |
* | $ 10,000,000 | 160 | $ 13,819,000 |
| Popular Finance, Inc. PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 25,691,000,000 | 157 | $ 9,361,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 4,510,223,000 | 152 | $ 14,015,000 |
| Scotiabank De Puerto Rico 290 JESUS T. PIN++ERO SAN JUAN, PR 00918 |
* | $ 1,311,002,000 | 152 | $ 11,490,000 |
| Banco Bilbao Vizcaya Argentari 254 MUNOZ RIVERA AVE SAN JUAN, PR 00918 |
* | $ 7,043,254,000 | 152 | $ 23,187,000 |
| Citifinancial 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,745,248,000,000 | 144 | $ 7,276,000 |
| Firstbank Puerto Rico PO BOX 9146 SANTURCE, PR 00908 |
* | $ 19,129,084,000 | 133 | $ 19,380,000 |
| The Mortgage Store of P.R. PO BOX 362394 SAN JUAN, PR 00936 |
* | $ 11,713,287,000 | 80 | $ 7,607,000 |
| Citimortgage, Inc 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 706,497,000 | 63 | $ 6,899,000 |
| Santander Financial Services P.O. BOX 362589 SAN JUAN, PR 00936 |
* | $ 8,082,156,000 | 54 | $ 2,923,000 |
| Sana Mortgage PO BOX 71528 SAN JUAN, PR 00936 |
* | $ 17,608,277,000 | 46 | $ 5,560,000 |
| Cmfc, Inc. 850 THIRD AVENUE, 12TH FLOOR NEW YORK, NY 10022 |
* | $ 279,830,959,000 | 45 | $ 4,128,000 |
| New York Mortgage Bankers AVE.PONCE DE LEON #818 MIRAMAR SAN JUAN, PR 00908 |
* | $ 10,000,000 | 44 | $ 4,772,000 |
| Aeela Mortgage PO BOX 71502 SAN JUAN, PR 00936 |
* | $ 10,000,000 | 43 | $ 4,161,000 |
| The Mortgage House Inc. 915 ROBERTO SANCHEZ VILELA AVE SAN JUAN, PR 00924 |
* | $ 10,000,000 | 34 | $ 2,745,000 |
| Eurobank PO BOX 191009 SAN JUAN, PR 00926 |
* | $ 2,392,021,000 | 29 | $ 4,207,000 |
| Coop Ahorro Y Credito De Lares AVE.LOS PATRIOTAS C/111 KM 8.3 LARES, PR 00669 |
* | $ 10,000,000 | 24 | $ 1,633,000 |
| Aaa Concordia Mortgage Corp. RR-37 BOX 1837 TEL. 758-1188 SAN JUAN, PR 00926 |
* | $ 3,823,000 | 23 | $ 2,245,000 |
| Citifinancial Plus 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 279,830,959,000 | 18 | $ 1,492,000 |
| Beneficial Mortgage Corp. 1322 F.D. ROOSEVELT AVE SAN JUAN, PR 00920 |
* | $ 10,000,000 | 15 | $ 1,169,000 |
| First Equity Mortgage Bankers 9300 S DADELAND BLVD SUITE 500 MIAMI, FL 33156 |
* | $ 10,000,000 | 14 | $ 1,961,000 |
| Money Express 19 MARGINAL SAN AGUSTIN SAN JUAN, PR 00926 |
* | $ 15,504,754,000 | 14 | $ 858,000 |
| Popular Auto PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 25,691,000,000 | 14 | $ 70,000 |
| Centro Hipotecario PO BOX 71528 SAN JUAN, PR 00936 |
* | $ 17,608,277,000 | 13 | $ 1,345,000 |
| Mortgage One Group PO BOX 142213 ARECIBO, PR 00614 |
* | $ 10,000,000 | 11 | $ 1,041,000 |
| Rf Mortgage & Investment Corp PO BOX 361309 SAN JUAN, PR 00936 |
* | $ 10,000,000 | 10 | $ 2,855,000 |
| First Mortgage Capital P.O BOX 550 BAYAMON, PR 00960 |
* | $ 10,000,000 | 9 | $ 1,065,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ 10,000,000 | 9 | $ 834,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ 10,000,000 | 8 | $ 841,000 |
| Golden Mortgage Bankers CALLE BORI 1534 URB. BELISA SAN JUAN, PR 00927 |
* | $ 10,000,000 | 8 | $ 709,000 |
| Coop Ac De La Industria Biopha VILLA CAROLINA, C9 AVE. ROBERTO CLEMENTE CAROLINA, PR 00985 |
* | $ 10,000,000 | 7 | $ 817,000 |
| Beewee Mortgage Bankers Corpor 416 PONCE DE LEON UNION PLAZA SAN JUAN, PR 00918 |
* | $ 10,000,000 | 7 | $ 1,035,000 |
| San Rafael Coop CALLE RAFAEL RODR+¡GUEZ, CANAL 1 URB. AVI QUEBRADILLAS, PR 00678 |
* | $ 137,000,000 | 6 | $ 400,000 |
| First Security Mortgage 97 DE DIEGO AVE. SAN JUAN, PR 00929 |
* | $ 10,000,000 | 3 | $ 564,000 |
| First Technology Federal Credit Union HILLSBORO, OR 97124 |
* | $ 1,815,567,000 | 3 | $ 15,000 |
| American Airlines Federal Cred 4151 AMON CARTER BLVD FORT WORTH, TX 76155 |
* | $ 4,011,971,000 | 2 | $ 112,000 |
| The Mortgage Loan Co. 915 CAMPO RICO AVE SAN JUAN, PR 00924 |
* | $ 10,000,000 | 2 | $ 122,000 |
| Rbs Mortgage Corporation 894-D MUNOZ RIVERA AVE SUITE 106 SAN JUAN, PR 00927 |
* | $ 10,000,000 | 2 | $ 299,000 |
| Emi Equity Mortgage Inc. 413 BOLIVAR ST SAN JUAN, PR 00912 |
* | $ 17,958,000 | 1 | $ 60,000 |
| Cooperativa De Ahorro Y Crn++Dito Dr. Manuel Zeno Gandn++A PO BOX 1865 ARECIBO, PR 00613 |
* | $ 222,466,000 | 1 | $ 45,000 |
| Cooperativa A/C Caribe Coop. P.O. BOX 560547 GUAYANILLA, PR 00656 |
* | $ 10,000,000 | 1 | $ 70,000 |
| Cooperativa De Ahorro Y Credito De Camuy 300 AVE. BALTAZAR JIMENEZ MENDEZ CAMUY, PR 00627 |
* | $ 130,000,000 | 1 | $ 48,000 |
| The Mortgage Outlet, Inc. 1800 SANDY PLAINS PKWY. SUITE 304 MARIETTA, GA 30066 |
* | $ 10,000,000 | 1 | $ 56,000 |
| Jr Mortgage Home 2979 EMILIO FAGOT AVE. SUITE 1 PONCE, PR 00716 |
* | $ 1,395,899,000 | 1 | $ 94,000 |
| Pinnacle Financial Corporation 2611 TECHNOLOGY DRIVE ORLANDO, FL 32804 |
* | $ 10,000,000 | 1 | $ 203,000 |
| Caguas Coop AVE JOSE GAUTIER BENITEZ, CARR 1 KM 37.5 CAGUAS, PR 00726 |
* | $ 67,650,000 | 1 | $ 77,000 |
| Cooperativa De A\C Oriental PO BOX 876 HUMACAO, PR 00791 |
* | $ 10,000,000 | 1 | $ 127,000 |
| Popular Bank 9600 WEST BRYN MAWR NEW YORK, NY 10004 |
* | $ 12,003,459,000 | 1 | $ 10,000 |
| Nfcu 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 24,644,357,000 | 1 | $ 8,000 |
| Puerto Rico Federal Credit Uni RESOLUCION 55 ESQ. AVE ROOSEVELT SAN JUAN, PR 00922 |
* | $ 106,359,000 | 1 | $ 88,000 |
The tables below break down 2006 mortgage applications in Aguadilla-Isabela-San Sebastian, PR metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Aguadilla-Isabela-San Sebastian, PR in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 3,048 | $69,140,000 | $22,000 | $450,000 | $29,000 | $857,000 |
| Refinancing | 2,704 | $278,890,000 | $103,000 | $2,000,000 | $49,000 | $2,516,000 |
| Home Purchase | 2,676 | $336,111,000 | $125,000 | $7,886,000 | $57,000 | $1,082,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 7,524 | $564,712,000 | $75,000 | $3,500,000 | $45,000 | $2,516,000 |
| Not applicable | 647 | $81,708,000 | $126,000 | $2,000,000 | $32,000 | $776,000 |
| Not Provided | 134 | $16,526,000 | $123,000 | $7,886,000 | $42,000 | $552,000 |
| White | 116 | $20,097,000 | $173,000 | $800,000 | $115,000 | $552,000 |
| Black or African American | 3 | $540,000 | $180,000 | $304,000 | $92,000 | $143,000 |
| American Indian or Alaskan Native | 2 | $208,000 | $104,000 | $110,000 | $34,000 | $50,000 |
| Asian | 2 | $350,000 | $175,000 | $270,000 | $110,000 | $137,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,755 | $616,080,000 | $79,000 | $7,886,000 | $46,000 | $2,516,000 |
| FHA-insured (Federal Housing Administration) | 427 | $41,128,000 | $96,000 | $231,000 | $31,000 | $144,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 208 | $22,055,000 | $106,000 | $210,000 | $29,000 | $71,000 |
| VA-guaranteed (Veterans Administration) | 38 | $4,878,000 | $128,000 | $296,000 | $50,000 | $127,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,165 | $331,364,000 | $79,000 | $960,000 | $49,000 | $1,402,000 |
| Application Denied By Financial Institution | 1,856 | $104,634,000 | $56,000 | $7,886,000 | $35,000 | $2,516,000 |
| Application Withdrawn By Applicant | 939 | $100,309,000 | $106,000 | $2,000,000 | $54,000 | $1,082,000 |
| Loan Purchased By The Institution | 781 | $97,183,000 | $124,000 | $960,000 | $35,000 | $776,000 |
| Application Approved But Not Accepted | 380 | $23,504,000 | $61,000 | $713,000 | $44,000 | $640,000 |
| File Closed For Incompleteness | 307 | $27,147,000 | $88,000 | $1,611,000 | $44,000 | $552,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 271 | $6,513,000 | $24,000 | $320,000 | $28,000 | $857,000 |
| Debt-To-Income Ratio | 173 | $7,705,000 | $44,000 | $400,000 | $28,000 | $368,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 49 | $977,000 | $19,000 | $198,000 | $18,000 | $125,000 |
| Other | 42 | $1,919,000 | $45,000 | $165,000 | $32,000 | $180,000 |
| Collateral | 19 | $1,482,000 | $78,000 | $332,000 | $51,000 | $169,000 |
| Credit Application Incomplete | 12 | $1,151,000 | $95,000 | $230,000 | $30,000 | $60,000 |
| Unverifiable Information | 9 | $380,000 | $42,000 | $171,000 | $33,000 | $77,000 |
| Employment History | 8 | $616,000 | $77,000 | $300,000 | $39,000 | $96,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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