Aguadilla-Isabela-San Sebastian, PR Metro Area Mortgage Lenders & HMDA Data, 2010

In 2010, lenders reported 4,392 mortgage applications in Aguadilla-Isabela-San Sebastian, PR metro area totaling $402.3 million, down 34% from 2009. The average application was for $91,603, and applicants reported an average income of $45,000. 44% of applications resulted in an originated loan and 25% were denied. The most active lender was Banco Popular De Puerto Rico, with 965 applications, followed by Popular Mortgage, Inc. and Scotiabank De Puerto Rico.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 4,392
Total Mortgage Loan Application Amount $402,321,000
Average Mortgage Loan Application Amount $91,603
Highest Mortgage Loan Application Amount $975,000
Average Applicant Income $45,000
Highest Applicant Income $1,510,000

Mortgage Company List for Lending in Aguadilla-Isabela-San Sebastian, PR for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Banco Popular De Puerto Rico
PO BOX 362708
SAN JUAN, PR 00936
* $ 23,271,000,000 965 $ 14,408,000
Popular Mortgage, Inc.
PO BOX 362708
SAN JUAN, PR 00936
* $ 25,691,000,000 950 $ 116,362,000
Scotiabank De Puerto Rico
290 JESUS T. PIN++ERO
SAN JUAN, PR 00918
* $ 1,775,127,000 504 $ 49,398,000
Doral Mortgage LLC
DORAL FINANCIAL PLAZA, 1451 ROOSEVELT AV
SAN JUAN, PR 00921
* $ 11,855,073,000 305 $ 34,238,000
Banco Santander
P.O.BOX 362589
SAN JUAN, PR 00936
* $ 6,591,027,000 255 $ 26,041,000
Doral Bank
268 PONCE DE LEON SUITE 910
SAN JUAN, PR 00918
* $ 9,288,322,000 160 $ 17,690,000
Firstbank Puerto Rico
PO BOX 9146
SANTURCE, PR 00908
* $ 19,616,388,000 157 $ 19,077,000
Oriental Bank
PO BOX 195115
SAN JUAN, PR 00919
* $ 6,412,164,000 137 $ 16,825,000
Firstmortgage
PO BOX 9146
SAN JUAN, PR 00908
* $ 9,582,507,000 124 $ 18,280,000
Cooperativa De A/C Isabela
21 CALLE BARBOSA SUITE 1
ISABELA, PR 00662
* $ 10,000,000 110 $ 10,937,000
Cooperativa De Ahorroy Credito
PO BOX 608
RINCON, PR 00677
* $ 10,000,000 108 $ 12,686,000
Cooperativa Ahorro Y Credito Aguadilla
APARTADO 541
AGUADILLA, PR 00605
* $ 10,000,000 68 $ 6,935,000
Santander Financial Services
P.O. BOX 362589
SAN JUAN, PR 00936
* $ 8,082,156,000 59 $ 4,444,000
Cooperativa De Ahorro Y Credito De Aguada
P.O. BOX 543
AGUADA, PR 00602
* $ 10,000,000 58 $ 6,763,000
Banco Bilbao Vizcaya Argentari
254 MUNOZ RIVERA AVE
SAN JUAN, PR 00918
* $ 5,519,043,000 55 $ 8,358,000
The Moneyhouse Inc.
#52 CALLE PASEO COVANDONGA
SAN JUAN, PR 00901
* $ 10,000,000 49 $ 5,101,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,422,795,000 48 $ 4,916,000
Reliable Financial Services
PO BOX 21382, MAC F0302-001
SAN JUAN, PR 00928
* $ 481,996,000 45 $ 4,898,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 44 $ 3,529,000
Aeela Mortgage
PO BOX 71502
SAN JUAN, PR 00936
* $ 1,000,000,000 18 $ 1,932,000
Home Mortgage Bankers
AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F
CAROLINA, PR 00983
* $ 10,000,000 16 $ 2,210,000
Vig Mortgage
1225 PONCE DE LEON VIG TOWER SUITE B-J
SAN JUAN, PR 00907
* $ 789,772,000 13 $ 1,630,000
Aaa Concordia Mortgage Corp
RR-37 BOX 1837
SAN JUAN, PR 00926
* $ 10,000,000 13 $ 1,399,000
Rf Mortgage & Investment Corp
PO BOX 361309
SAN JUAN, PR 00936
* $ 10,000,000 12 $ 1,688,000
Metro Island Mortgage
VILLA NEVAREZ PROF. CENTER SUITE 201
RIO PIEDRAS, PR 00927
* $ 10,000,000 12 $ 1,402,000
Coop Ahorro Y Credito De Lares
AVE.LOS PATRIOTAS C/111 KM 8.3
LARES, PR 00669
* $ 10,000,000 10 $ 638,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ 2,475,868,000 9 $ 76,000
Express Solution Mortgage Corp
1606 PONCE DE LEON AVE. SUITE L-06
SAN JUAN, PR 00909
* $ 15,000,000 9 $ 1,658,000
Top Mortgage Bankers
PONCE DE LEON AVE. 1913
SANTURCE, PR 00607
* $ 100,000,000 7 $ 709,000
Hr Mortgage Corp
M11 CALLE ROBLE, VILLA TURABO
CAGUAS, PR 00725
* $ 10,000,000 7 $ 705,000
Cooperativa De Ahorro Y Credito Del Bo. Quebrada De Camuy
HC 02 BOX 7873
CAMUY, PR 00627
* $ 10,000,000 7 $ 367,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 7 $ 507,000
Jr Mortgage Home
2979 EMILIO FAGOT AVE. SUITE 1
PONCE, PR 00716
* $ 1,395,899,000 6 $ 747,000
First Security Mortgage
97 DE DIEGO AVE.
SAN JUAN, PR 00929
* $ 10,000,000 5 $ 974,000
Advance Mortgage Bankers, Inc.
P.O. BOX 50286
TOA BAJA, PR 00950
* $ 15,555,000 4 $ 532,000
First Equity Mortgage Bankers
9300 S DADELAND BLVD SUITE 500
MIAMI, FL 33156
* $ 10,000,000 4 $ 491,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,061,586,000 4 $ 670,000
Emi Equity Mortgage, Inc.
1651 PONCE DE LEON AVE, SUITE 102
SAN JUAN, PR 00909
* $ 10,000,000 3 $ 299,000
Preferred Mortgage LLC
307 AVE FD ROOSEVELT
SAN JUAN, PR 00918
* $ 10,000,000 3 $ 230,000
Trust Mortgage Corp.
EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS
SAN JUAN, PR 00923
* $ 279,615,000 2 $ 243,000
Cooperativa De Ahorro Y Credito De Camuy
300 AVE. BALTAZAR JIMENEZ MENDEZ
CAMUY, PR 00627
* $ 10,000,000 2 $ 127,000
San Rafael Coop
CALLE RAFAEL RODR+¡GUEZ, CANAL 1 URB. AVI
QUEBRADILLAS, PR 00678
* $ 137,000,000 2 $ 330,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 2 $ 86,000
Coop Ac De Los Gerenciales De
1200 AVE. PONCE DE LEON
SAN JUAN, PR 00987
* $ 70,473,000 2 $ 293,000
Coop Ac De La Industria Biopha
VILLA CAROLINA, C9 AVE. ROBERTO CLEMENTE
CAROLINA, PR 00985
* $ 10,000,000 2 $ 386,000
Cooperativa De A/C Morovena
PO BOX 577
MOROVIS, PR 00687
* $ 80,807,158,000 1 $ 75,000
Origen Financial Services LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 1 $ 36,000
Puerto Rico Federal Credit Uni
RESOLUCION 55 ESQ. AVE ROOSEVELT
SAN JUAN, PR 00922
* $ 112,056,000 1 $ 199,000
Pentagon Federal Credit Union
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 13,969,885,000 1 $ 127,000
The Lending Center Corporation
G-8 ONEILL STREET
SAN JUAN, PR 00918
* $ 525,000 1 $ 100,000
The Mortgage House Inc.
915 ROBERTO SANCHEZ VILELA AVE
SAN JUAN, PR 00924
* $ 10,000,000 1 $ 83,000
First Mortgage Capital
P.O BOX 550
BAYAMON, PR 00960
* $ 10,000,000 1 $ 231,000
The Mortgage Loan Co.
915 CAMPO RICO AVE
SAN JUAN, PR 00924
* $ 10,000,000 1 $ 76,000
Multiples Mortgage Corp.
761 AVE. LUIS MUNOZ RIVERA,
SAN JUAN, PR 00918
* $ 10,000,000 1 $ 130,000
Latin American Financlal
1700 JESUS T. PINERO AVE 2ND FL STE 26
SAN JUAN, PR 00921
* $ 10,000,000 1 $ 49,000

The tables below break down 2010 mortgage applications in Aguadilla-Isabela-San Sebastian, PR metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Aguadilla-Isabela-San Sebastian, PR in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,663 $198,064,000 $119,000 $880,000 $49,000 $600,000
Home Purchase 1,379 $169,690,000 $123,000 $975,000 $52,000 $1,510,000
Home Improvement 1,350 $34,567,000 $25,000 $871,000 $32,000 $938,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 3,908 $348,519,000 $89,000 $975,000 $44,000 $938,000
Not applicable 389 $45,696,000 $117,000 $576,000 $41,000 $1,510,000
Not Provided 57 $1,679,000 $29,000 $330,000 $45,000 $780,000
White 34 $5,978,000 $175,000 $880,000 $125,000 $504,000
Black or African American 4 $449,000 $112,000 $166,000 $46,000 $58,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,062 $247,772,000 $80,000 $975,000 $49,000 $1,510,000
FHA-insured (Federal Housing Administration) 806 $90,980,000 $112,000 $345,000 $36,000 $239,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 406 $45,732,000 $112,000 $300,000 $30,000 $79,000
VA-guaranteed (Veterans Administration) 118 $17,837,000 $151,000 $378,000 $44,000 $149,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,952 $185,448,000 $95,000 $975,000 $48,000 $1,510,000
Application Denied By Financial Institution 1,108 $69,758,000 $62,000 $695,000 $36,000 $938,000
Application Withdrawn By Applicant 467 $56,614,000 $121,000 $521,000 $52,000 $569,000
Loan Purchased By The Institution 460 $53,604,000 $116,000 $600,000 $38,000 $1,510,000
File Closed For Incompleteness 241 $26,599,000 $110,000 $880,000 $62,000 $780,000
Application Approved But Not Accepted 164 $10,298,000 $62,000 $432,000 $44,000 $215,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 100 $7,265,000 $72,000 $378,000 $40,000 $504,000
Debt-To-Income Ratio 75 $6,551,000 $87,000 $330,000 $30,000 $109,000
Collateral 41 $4,471,000 $109,000 $277,000 $50,000 $180,000
Other 41 $5,026,000 $122,000 $571,000 $49,000 $254,000
Unverifiable Information 20 $1,726,000 $86,000 $294,000 $63,000 $342,000
Insufficient Cash (Downpayment, Closing Cost) 6 $591,000 $98,000 $147,000 $41,000 $81,000
Credit Application Incomplete 3 $119,000 $39,000 $104,000 $28,000 $55,000
Employment History 3 $261,000 $87,000 $117,000 $25,000 $32,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Puerto Rico Lender List