Arroyo Municipio, PR Mortgage Lenders & HMDA Data, 2004
In 2004, lenders reported 1,226 mortgage applications in Arroyo Municipio, PR totaling $62.1 million, up 24% from 2003. The average application was for $50,000, and applicants reported an average income of $38,000. 48% of applications resulted in an originated loan and 23% were denied. The most active lender was Hf Mortgage Bankers, with 265 applications, followed by Banco Popular De Puerto Rico and Doral Mortgage Corp..
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,226 |
| Total Mortgage Loan Application Amount | $62,142,000 |
| Average Mortgage Loan Application Amount | $50,000 |
| Highest Mortgage Loan Application Amount | $604,000 |
| Average Applicant Income | $38,000 |
| Highest Applicant Income | $1,117,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Hf Mortgage Bankers DORAL FINANCIAL PLAZA 1451 ROOSEVELT AVE S.J., PR 00921 |
* | $ 10,393,996,000 | 265 | $ 16,041,000 |
| Banco Popular De Puerto Rico PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 22,182,000,000 | 217 | $ 4,830,000 |
| Doral Mortgage Corp. PO BOX 71528 SAN JUAN, PR 00936 |
* | $ 10,393,996,000 | 117 | $ 5,666,000 |
| Firstbank Puerto Rico PO BOX 9146 SANTURCE, PR 00908 |
* | $ 12,547,128,000 | 117 | $ 6,592,000 |
| R-G Premier Bank of P.R. PO BOX 2510 GUAYNABO, PR 00970 |
* | $ 6,145,152,000 | 71 | $ 3,384,000 |
| R & G Mortgage Corporation P O BOX 362394 SAN JUAN, PR 00936 |
* | $ 8,198,880,000 | 56 | $ 3,924,000 |
| Doral Bank 268 PONCE DE LEON SUITE 910 SAN JUAN, PR 00918 |
* | $ 6,720,029,000 | 53 | $ 3,619,000 |
| Popular Mortgage, Inc. PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 21,491,000,000 | 52 | $ 4,194,000 |
| Citibank, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 582,123,000,000 | 42 | $ 1,093,000 |
| Citifinancial 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 424,000,000,000 | 39 | $ 1,257,000 |
| Banco Santander P.O.BOX 362589 SAN JUAN, PR 00936 |
* | $ 7,284,382,000 | 37 | $ 1,335,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 3,314,724,000 | 24 | $ 778,000 |
| Westernbak Puerto Rico PO BOX 1180 MAYAGUEZ, PR 00681 |
* | $ 11,515,958,000 | 21 | $ 248,000 |
| Popular Finance, Inc. PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 21,491,000,000 | 16 | $ 775,000 |
| The Mortgage Store of P.R. PO BOX 362394 SAN JUAN, PR 00936 |
* | $ 8,198,880,000 | 13 | $ 806,000 |
| Banco Bilbao Vizcaya Argentari 254 MUNOZ RIVERA AVE SAN JUAN, PR 00918 |
* | $ 5,237,310,000 | 12 | $ 785,000 |
| Santander Mortgage Corporation PO BOX 192199 SAN JUAN, PR 00919 |
* | $ 47,000,000 | 11 | $ 740,000 |
| Firstmortgage PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 9,582,507,000 | 9 | $ 779,000 |
| Sana Mortgage PO BOX 71528 SAN JUAN, PR 00936 |
* | $ 10,393,996,000 | 8 | $ 737,000 |
| Scotiabank De Puerto Rico 290 JESUS T. PIN++ERO SAN JUAN, PR 00918 |
* | $ 1,297,549,000 | 6 | $ 351,000 |
| New York Mortgage Bankers AVE.PONCE DE LEON #818 MIRAMAR SAN JUAN, PR 00908 |
* | $ 10,000,000 | 5 | $ 366,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ 10,000,000 | 4 | $ 328,000 |
| Centro Hipotecario PO BOX 71528 SAN JUAN, PR 00936 |
* | $ 10,393,996,000 | 4 | $ 418,000 |
| Aeela Mortgage PO BOX 71502 SAN JUAN, PR 00936 |
* | $ 10,000,000 | 4 | $ 296,000 |
| Cooperativa De Ac Maunabo BOX 127 MAUNABO, PR 00707 |
* | $ 10,000,000 | 3 | $ 320,000 |
| Master Mortgage Corporation 280 DOMENECH AVE. BALDRICH DEV. SAN JUAN, PR 00918 |
* | $ 10,000,000 | 3 | $ 686,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ 10,000,000 | 2 | $ 194,000 |
| First Security Mortgage 97 DE DIEGO AVE. SAN JUAN, PR 00929 |
* | $ 10,000,000 | 2 | $ 663,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ 10,000,000 | 1 | $ 110,000 |
| Jt Mortgage Corp. P O BOX 1768 CAGUAS, PR 00726 |
* | $ 10,000,000 | 1 | $ 71,000 |
| Levitt Mortgage Corporation PO BOX 193970 SAN JUAN, PR 00919 |
* | $ 36,421,000,000 | 1 | $ 50,000 |
| R-G Crown Bank 105 LIVE OAKS GARDENS CASSELBERRY, FL 32707 |
* | $ 1,293,340,000 | 1 | $ 54,000 |
| Pan American Financial Corp. 1505 F.D. ROOSEVELT, SUITE 201 GUAYNABO, PR 00968 |
* | $ 10,000,000 | 1 | $ 107,000 |
| Popular Auto PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 21,491,000,000 | 1 | $ 11,000 |
| Rbs Mortgage Corporation 894-D MUNOZ RIVERA AVE SUITE 106 SAN JUAN, PR 00927 |
* | $ 10,000,000 | 1 | $ 33,000 |
| Emi Equity Mortgage Inc. 413 BOLIVAR ST SAN JUAN, PR 00912 |
* | $ 10,000,000 | 1 | $ 84,000 |
| Citifinancial Plus 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 582,100,000,000 | 1 | $ 59,000 |
| Cmfc, Inc. 850 THIRD AVENUE, 12TH FLOOR NEW YORK, NY 10022 |
* | $ 455,000,000,000 | 1 | $ 90,000 |
| 21st Mortgage 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 1 | $ 90,000 |
| Beewee Mortgage Bankers Corpor 416 PONCE DE LEON UNION PLAZA SAN JUAN, PR 00918 |
* | $ 10,000,000 | 1 | $ 98,000 |
| Beneficial Mortgage Corp. 1322 F.D. ROOSEVELT AVE SAN JUAN, PR 00920 |
* | $ 10,000,000 | 1 | $ 80,000 |
The tables below break down 2004 mortgage applications in Arroyo Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Arroyo Municipio, PR in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 582 | $35,494,000 | $60,000 | $220,000 | $29,000 | $200,000 |
| Refinancing | 333 | $21,827,000 | $65,000 | $604,000 | $46,000 | $540,000 |
| Home Improvement | 311 | $4,821,000 | $15,000 | $148,000 | $41,000 | $1,117,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 889 | $44,293,000 | $49,000 | $604,000 | $44,000 | $1,117,000 |
| Not applicable | 221 | $13,238,000 | $59,000 | $180,000 | $7,000 | $139,000 |
| Not Provided | 68 | $1,841,000 | $27,000 | $84,000 | $23,000 | $144,000 |
| White | 44 | $2,595,000 | $58,000 | $120,000 | $31,000 | $87,000 |
| Black or African American | 3 | $118,000 | $39,000 | $59,000 | $16,000 | $19,000 |
| American Indian or Alaskan Native | 1 | $57,000 | $57,000 | $57,000 | $16,000 | $16,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,049 | $51,282,000 | $48,000 | $604,000 | $41,000 | $1,117,000 |
| FHA-insured (Federal Housing Administration) | 173 | $10,639,000 | $61,000 | $134,000 | $20,000 | $62,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $221,000 | $55,000 | $56,000 | $22,000 | $62,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 591 | $32,567,000 | $55,000 | $225,000 | $37,000 | $195,000 |
| Application Denied By Financial Institution | 281 | $8,326,000 | $29,000 | $213,000 | $41,000 | $1,117,000 |
| Loan Purchased By The Institution | 223 | $13,404,000 | $60,000 | $180,000 | $9,000 | $139,000 |
| Application Withdrawn By Applicant | 58 | $3,778,000 | $65,000 | $565,000 | $49,000 | $480,000 |
| File Closed For Incompleteness | 41 | $2,251,000 | $54,000 | $128,000 | $26,000 | $200,000 |
| Application Approved But Not Accepted | 32 | $1,816,000 | $56,000 | $604,000 | $79,000 | $540,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 96 | $3,912,000 | $40,000 | $165,000 | $73,000 | $1,117,000 |
| Collateral | 22 | $829,000 | $37,000 | $80,000 | $23,000 | $58,000 |
| Debt-To-Income Ratio | 20 | $489,000 | $24,000 | $120,000 | $27,000 | $111,000 |
| Other | 9 | $444,000 | $49,000 | $213,000 | $23,000 | $51,000 |
| Employment History | 6 | $258,000 | $43,000 | $56,000 | $19,000 | $37,000 |
| Credit Application Incomplete | 2 | $46,000 | $23,000 | $43,000 | $27,000 | $42,000 |
| Mortgage Insurance Denied | 2 | $154,000 | $77,000 | $109,000 | $28,000 | $36,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $52,000 | $52,000 | $52,000 | $19,000 | $19,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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