Arroyo Municipio, PR Mortgage Lenders & HMDA Data, 2010
In 2010, lenders reported 425 mortgage applications in Arroyo Municipio, PR totaling $23.0 million, down 4% from 2009. The average application was for $54,000, and applicants reported an average income of $30,000. 35% of applications resulted in an originated loan and 32% were denied. The most active lender was Banco Popular De Puerto Rico, with 103 applications, followed by Scotiabank De Puerto Rico and Popular Mortgage, Inc..
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 425 |
| Total Mortgage Loan Application Amount | $22,965,000 |
| Average Mortgage Loan Application Amount | $54,000 |
| Highest Mortgage Loan Application Amount | $211,000 |
| Average Applicant Income | $30,000 |
| Highest Applicant Income | $215,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Banco Popular De Puerto Rico PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 23,271,000,000 | 103 | $ 909,000 |
| Scotiabank De Puerto Rico 290 JESUS T. PIN++ERO SAN JUAN, PR 00918 |
* | $ 1,775,127,000 | 99 | $ 5,628,000 |
| Popular Mortgage, Inc. PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 25,691,000,000 | 69 | $ 5,459,000 |
| Doral Mortgage LLC DORAL FINANCIAL PLAZA, 1451 ROOSEVELT AV SAN JUAN, PR 00921 |
* | $ 11,855,073,000 | 33 | $ 2,433,000 |
| Banco Santander P.O.BOX 362589 SAN JUAN, PR 00936 |
* | $ 6,591,027,000 | 26 | $ 2,035,000 |
| Doral Bank 268 PONCE DE LEON SUITE 910 SAN JUAN, PR 00918 |
* | $ 9,288,322,000 | 14 | $ 979,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ 10,000,000 | 12 | $ 773,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 6,412,164,000 | 11 | $ 482,000 |
| Firstbank Puerto Rico PO BOX 9146 SANTURCE, PR 00908 |
* | $ 19,616,388,000 | 9 | $ 806,000 |
| Santander Financial Services P.O. BOX 362589 SAN JUAN, PR 00936 |
* | $ 8,082,156,000 | 8 | $ 462,000 |
| Reliable Financial Services PO BOX 21382, MAC F0302-001 SAN JUAN, PR 00928 |
* | $ 481,996,000 | 7 | $ 459,000 |
| Firstmortgage PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 9,582,507,000 | 6 | $ 524,000 |
| Finance of America Reverse LLC 8023 EAST 63RD PLACE, SUITE 700 TULSA, OK 74133 |
* | $ 3,125,000 | 5 | $ 285,000 |
| Cooperativa De Ac Maunabo BOX 127 MAUNABO, PR 00707 |
* | $ 10,000,000 | 4 | $ 206,000 |
| Jr Mortgage Home 2979 EMILIO FAGOT AVE. SUITE 1 PONCE, PR 00716 |
* | $ 1,395,899,000 | 4 | $ 372,000 |
| Banco Bilbao Vizcaya Argentari 254 MUNOZ RIVERA AVE SAN JUAN, PR 00918 |
* | $ 5,519,043,000 | 3 | $ 216,000 |
| Aaa Concordia Mortgage Corp RR-37 BOX 1837 SAN JUAN, PR 00926 |
* | $ 10,000,000 | 2 | $ 106,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ 10,000,000 | 1 | $ 91,000 |
| The Mortgage Loan Co. 915 CAMPO RICO AVE SAN JUAN, PR 00924 |
* | $ 10,000,000 | 1 | $ 92,000 |
| Advance Mortgage Bankers, Inc. P.O. BOX 50286 TOA BAJA, PR 00950 |
* | $ 15,555,000 | 1 | $ 48,000 |
| Home Mortgage Bankers AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F CAROLINA, PR 00983 |
* | $ 10,000,000 | 1 | $ 74,000 |
| The Lending Center Corporation G-8 ONEILL STREET SAN JUAN, PR 00918 |
* | $ 525,000 | 1 | $ 50,000 |
| Vig Mortgage 1225 PONCE DE LEON VIG TOWER SUITE B-J SAN JUAN, PR 00907 |
* | $ 789,772,000 | 1 | $ 75,000 |
| Cooperativa De Ac Santa Isabel P.O. BOX 812 SANTA ISABEL, PR 00757 |
* | $ 10,000,000 | 1 | $ 98,000 |
| Pentagon Federal Credit Union 14300 SULLYFIELD CIRCLE CHANTILLY, VA 20151 |
* | $ 13,969,885,000 | 1 | $ 148,000 |
| Rbs Mortgage Corporation 894-D MUNOZ RIVERA AVE SUITE 106 SAN JUAN, PR 00927 |
* | $ 10,000,000 | 1 | $ 67,000 |
| First Equity Mortgage Bankers 9300 S DADELAND BLVD SUITE 500 MIAMI, FL 33156 |
* | $ 10,000,000 | 1 | $ 88,000 |
The tables below break down 2010 mortgage applications in Arroyo Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Arroyo Municipio, PR in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 146 | $11,645,000 | $79,000 | $211,000 | $32,000 | $215,000 |
| Home Improvement | 144 | $2,768,000 | $19,000 | $106,000 | $24,000 | $150,000 |
| Refinancing | 135 | $8,552,000 | $63,000 | $148,000 | $34,000 | $162,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 370 | $19,559,000 | $52,000 | $211,000 | $30,000 | $215,000 |
| Not applicable | 44 | $3,028,000 | $68,000 | $117,000 | $25,000 | $142,000 |
| Not Provided | 8 | $92,000 | $11,000 | $25,000 | $35,000 | $150,000 |
| White | 2 | $212,000 | $106,000 | $148,000 | $101,000 | $140,000 |
| Black or African American | 1 | $74,000 | $74,000 | $74,000 | $24,000 | $24,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 267 | $10,362,000 | $38,000 | $211,000 | $32,000 | $215,000 |
| FHA-insured (Federal Housing Administration) | 107 | $8,237,000 | $76,000 | $135,000 | $26,000 | $145,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 48 | $4,159,000 | $86,000 | $148,000 | $24,000 | $63,000 |
| VA-guaranteed (Veterans Administration) | 3 | $207,000 | $69,000 | $73,000 | $22,000 | $24,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 150 | $9,329,000 | $62,000 | $211,000 | $34,000 | $215,000 |
| Application Denied By Financial Institution | 134 | $4,447,000 | $33,000 | $148,000 | $25,000 | $144,000 |
| Application Withdrawn By Applicant | 50 | $3,141,000 | $62,000 | $125,000 | $32,000 | $135,000 |
| Loan Purchased By The Institution | 49 | $3,371,000 | $68,000 | $117,000 | $23,000 | $142,000 |
| File Closed For Incompleteness | 34 | $2,200,000 | $64,000 | $148,000 | $34,000 | $150,000 |
| Application Approved But Not Accepted | 8 | $477,000 | $59,000 | $103,000 | $42,000 | $162,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 9 | $487,000 | $54,000 | $106,000 | $23,000 | $39,000 |
| Credit History | 8 | $363,000 | $45,000 | $148,000 | $39,000 | $140,000 |
| Collateral | 5 | $347,000 | $69,000 | $129,000 | $47,000 | $144,000 |
| Other | 3 | $278,000 | $92,000 | $108,000 | $26,000 | $32,000 |
| Unverifiable Information | 1 | $53,000 | $53,000 | $53,000 | $36,000 | $36,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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