Find mortgage statistics and lending data for the Ashe County NC metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Ashe County NC, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 852 |
Total Mortgage Loan Application Amount | $132,962,000 |
Average Mortgage Loan Application Amount | $156,000 |
Highest Mortgage Loan Application Amount | $950,000 |
Average Applicant Income | $85,000 |
Highest Applicant Income | $5,002,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
STATE EMPLOYEES' P.O. DRAWER 25279 RALEIGH, NC 27611 |
* | $ 27,107,074,000 | 148 | $ 21,032,000 |
YADKIN BANK 325 EAST FRONT STREET STATESVILLE, NC 28677 |
* | $ 1,803,074,000 | 85 | $ 12,328,000 |
TRUIST BANK 3100 SMOKETREE CT FL 5 RALEIGH, NC 27604 |
* | $ 179,126,294,000 | 67 | $ 10,793,000 |
WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,373,600,000,000 | 50 | $ 7,651,000 |
VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 28 | $ 2,697,000 |
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,945,467,000,000 | 27 | $ 4,197,000 |
LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE FOOTHILL RANCH, CA 92610 |
* | $ 138,031,000 | 20 | $ 3,757,000 |
FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 127,428,329,000 | 18 | $ 2,711,000 |
BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,433,716,000,000 | 17 | $ 2,619,000 |
FIRST-CITIZENS BANK & TRUST COMPANY 4300 SIX FORKS ROAD FCC 21 RALEIGH, NC 27609 |
* | $ 20,857,559,000 | 17 | $ 2,214,000 |
CAROLINA FARM CREDIT, ACA P O BOX 1827 STATESVILLE, NC 28625 |
* | $ 10,000,000 | 17 | $ 3,521,000 |
CBC NATIONAL BANK 1891 SOUTH 14TH STREET FERNANDINA BEACH, FL 32034 |
* | $ 375,205,000 | 16 | $ 2,431,000 |
CAROLINA BANK PO BOX 10209 GREENSBORO, NC 27404 |
* | $ 661,743,000 | 15 | $ 2,358,000 |
NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ 10,000,000 | 14 | $ 2,018,000 |
COMMUNITYONE BANK, N.A. 333 FAYETTEVILLE ST RALEIGH, NC 27601 |
* | $ 1,982,826,000 | 14 | $ 1,741,000 |
RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 MELVILLE, NY 11747 |
* | $ 100,000,000 | 13 | $ 2,542,000 |
HIGHLANDS UNION BANK 340 WEST MAIN STREET ABINGDON, VA 24210 |
* | $ 598,771,000 | 12 | $ 1,081,000 |
LOCAL GOVERNMENT FEDERAL CREDIT UNION P.O. DRAWER 25279 RALEIGH, NC 27611 |
* | $ 1,314,640,000 | 11 | $ 1,214,000 |
SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 171,261,678,000 | 11 | $ 1,741,000 |
PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 309,999,678,000 | 10 | $ 1,075,000 |
NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 55,502,976,000 | 9 | $ 999,000 |
MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD INDIAN LAND, SC 29707 |
* | $ 10,000,000 | 9 | $ 1,404,000 |
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 8 | $ 1,224,000 |
CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,346,747,000,000 | 8 | $ 1,381,000 |
FIFTH THIRD BANK 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 127,428,329,000 | 7 | $ 512,000 |
CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 7 | $ 1,178,000 |
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 62,866,954,000 | 6 | $ 775,000 |
STONEGATE MORTGAGE CORPORATION 9190 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 |
* | $ 10,000,000 | 6 | $ 969,000 |
NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. FULTON, MD 20759 |
* | $ 4,088,336,000 | 6 | $ 730,000 |
FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ 10,000,000 | 6 | $ 1,378,000 |
PIEDMONT FEDERAL SAVINGS BANK 201 SOUTH STRATFORD ROAD WINSTON SALEM, NC 27103 |
* | $ 918,852,000 | 5 | $ 1,145,000 |
MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ 880,000,000 | 5 | $ 1,331,000 |
WYNDHAM CAPITAL MORTGAGE, INC. 6115 PARK SOUTH DRIVE, STE 200 CHARLOTTE, NC 28210 |
* | $ 10,000,000 | 4 | $ 989,000 |
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 360,478,278,000 | 4 | $ 629,000 |
DISCOVER HOME LOANS, INC 173 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 79,339,664,000 | 4 | $ 848,000 |
AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY, NJ 07054 |
* | $ 10,000,000 | 4 | $ 272,000 |
PROFICIO BANK 6985 UNION PARK CENTER, SUITE 150 COTTONWOOD HEIGHTS, UT 84047 |
* | $ 168,648,000 | 4 | $ 943,000 |
PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 8,361,206,000 | 3 | $ 655,000 |
UNITED SHORE FINANCIAL SERVICES, LLC 1414 EAST MAPLE ROAD TROY, MI 48083 |
* | $ 10,000,000 | 3 | $ 597,000 |
PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 3 | $ 707,000 |
TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 17,638,918,000 | 3 | $ 491,000 |
AMWEST FUNDING CORP. 6 POINTE DRIVE, SUITE 300 BREA, CA 92821 |
* | $ 10,000,000 | 3 | $ 476,000 |
AMERISOUTH MORTGAGE COMPANY 2101 SARDIS RD N STE 120 CHARLOTTE, NC 28227 |
* | $ 10,000,000 | 3 | $ 469,000 |
MILEND, INC. 375 NORTHRIDGE RD, SUITE 600 ATLANTA, GA 30350 |
* | $ 10,000,000 | 3 | $ 776,000 |
SOUTH STATE BANK 520 GERVAIS STREET COLUMBIA, SC 29201 |
* | $ 7,933,259,000 | 2 | $ 243,000 |
FIRST CHOICE LOAN SERVICES INC. ONE TOWER CENTER, FLOOR #18 EAST BRUNSWICK, NJ 08816 |
* | $ 669,000,000 | 2 | $ 474,000 |
FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 2 | $ 426,000 |
AMERICAN SECURITY MORTGAGE CORP. 2101 REXFORD RD. SUITE 100E CHARLOTTE, NC 28211 |
* | $ 10,000,000 | 2 | $ 450,000 |
TOWNE BANK 5716 HIGH STREET WEST PORTSMOUTH, VA 23703 |
* | $ 4,672,997,000 | 2 | $ 441,000 |
BARRONS MORTGAGE GROUP LTD 3325 SOUTH TRYON STREET CHARLOTTE, NC 28217 |
* | $ 6,353,000 | 2 | $ 433,000 |
COASTAL STATES MORTGAGE, INC. 5 BOW CIRCLE HILTON HEAD ISLAND, SC 29928 |
* | $ 10,000,000 | 2 | $ 328,000 |
PREMIER COMMERCIAL BANK 701 GREEN VALLEY ROAD, SUITE 102 GREENSBORO, NC 27408 |
* | $ 180,070,000 | 2 | $ 490,000 |
IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 2 | $ 272,000 |
NYCB MORTGAGE COMPANY, LLC 1801 EAST 9TH STREET CLEVELAND, OH 44114 |
* | $ 75,001,000 | 2 | $ 1,037,000 |
SHARONVIEW FEDERAL CREDIT UNION 1081 RED VENTURES DR. FORT MILL, SC 29707 |
* | $ 1,053,750,000 | 2 | $ 203,000 |
AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ 100,247,000 | 2 | $ 98,000 |
CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A ANAHEIM, CA 92806 |
* | $ 945,758,000 | 2 | $ 252,000 |
UNION MORTGAGE GROUP, INC. 1051 EAST CARY STREET, SUITE 1200 RICHMOND, VA 23219 |
* | $ 4,155,026,000 | 2 | $ 436,000 |
GATEWAY BANK MORTGAGE, INC. 901 E CAREY STREET, SUITE 1700 RICHMOND, VA 23219 |
* | $ 1,630,170,000 | 2 | $ 834,000 |
NORTH STATE BANK 6200 FALLS OF THE NEUSE ROAD RALEIGH, NC 27609 |
* | $ 673,309,000 | 2 | $ 271,000 |
PIEDMONT ADVANTAGE CREDIT UNION 3530 ADVANTAGE WAY WINSTON-SALEM, NC 27103 |
* | $ 234,554,000 | 2 | $ 445,000 |
CHAMPION CREDIT UNION 1 ACADEMY STREET CANTON, NC 28716 |
* | $ 183,536,000 | 1 | $ 163,000 |
FARMERS AND MERCHANTS BANK 138 SALISBURY AVENUE GRANITE QUARRY, NC 28072 |
* | $ 495,545,000 | 1 | $ 74,000 |
PEOPLES BANK 518 WEST C STREET NEWTON, NC 28658 |
* | $ 1,032,042,000 | 1 | $ 130,000 |
STIFEL BANK & TRUST 501 N BROADWAY ST LOUIS, MO 63141 |
* | $ 5,037,879,000 | 1 | $ 228,000 |
MB FINANCIAL BANK NA 6111 N. RIVER ROAD ROSEMONT, IL 60018 |
* | $ 9,624,027,000 | 1 | $ 167,000 |
COMMUNITY FIRST CREDIT UNION OF FLO 637 N. LEE STREET JACKSONVILLE, FL 32204 |
* | $ 1,221,186,000 | 1 | $ 72,000 |
HOMEWARD RESIDENTIAL, INC. 16675 ADDISON ROAD ADDISON, TX 75001 |
* | $ 3,809,880,000 | 1 | $ 146,000 |
GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE CHICAGO, IL 60613 |
* | $ 10,000,000 | 1 | $ 208,000 |
NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 PLYMOUTH MEETING, PA 19462 |
* | $ 10,000,000 | 1 | $ 83,000 |
CROSSLINE CAPITAL, INC. 25520 COMMERCENTRE DRIVE, 2ND FLOOR LAKE FOREST, CA 92630 |
* | $ 40,422,000 | 1 | $ 172,000 |
OCEANSIDE MORTGAGE COMPANY 55 MAIN ST TOMS RIVER, NJ 08753 |
* | $ 10,000,000 | 1 | $ 176,000 |
DITECH MORTGAGE CORP 1100 VIRGINIA DRIVE, SUITE 100 FT. WASHINGTON, PA 19034 |
* | $ 5,720,000 | 1 | $ 127,000 |
ROUNDPOINT MORTGAGE COMPANY 5032 PARKWAY PLAZA BLVD, STE 200 CHARLOTTE, NC 28278 |
* | $ 10,000,000 | 1 | $ 147,000 |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 700 EAST GATE DRIVE, SUITE 400 MT. LAUREL, NJ 08054 |
* | $ 4,464,000 | 1 | $ 152,000 |
PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MT LAUREL, NJ 08054 |
* | $ 31,000,000 | 1 | $ 102,000 |
AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE ATLANTA, GA 30305 |
* | $ 8,994,122,000 | 1 | $ 50,000 |
SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 171,261,678,000 | 1 | $ 25,000 |
NEW YORK COMMUNITY BANK 615 MERRICK AVENUE WESTBURY, NY 11590 |
* | $ 43,047,727,000 | 1 | $ 784,000 |
UBS BANK USA 299 S. MAIN ST SALT LAKE CITY, UT 84111 |
* | $ 45,602,567,000 | 1 | $ 335,000 |
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION 2000 WESTCHESTER AVE PURCHASE, NY 10577 |
* | $ 22,971,000,000 | 1 | $ 705,000 |
STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 15,766,346,000 | 1 | $ 224,000 |
IMPAC MORTGAGE CORP. 19500 JAMBOREE RD IRVINE, CA 92612 |
* | $ 32,120,000 | 1 | $ 123,000 |
REVERSE MORTGAGE FUNDING LLC 1455 BROAD ST., 2ND FL BLOOMFIELD, NJ 07003 |
* | $ 0 | 1 | $ 70,000 |
PROSPECT MORTGAGE, LLC 15301 VENTURA BLVD SUITE D300 SHERMAN OAKS, CA 91403 |
* | $ 10,000,000 | 1 | $ 135,000 |
FLAGSTAR BANK, FSB 5151 CORPORATE DRIVE TROY, MI 48098 |
* | $ 12,648,357,000 | 1 | $ 167,000 |
REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 116,608,550,000 | 1 | $ 280,000 |
BOKF, NATIONAL ASSOCIATION ONE WEST 3RD, 5TH FL TULSA, OK 74103 |
* | $ 26,795,278,000 | 1 | $ 234,000 |
COLONIAL SAVINGS, F.A. P O BOX 2988 FORT WORTH, TX 76113 |
* | $ 943,388,000 | 1 | $ 150,000 |
BANK OF NORTH CAROLINA 3980 PREMIER DR. STE 150 HIGH POINT, NC 27265 |
* | $ 3,227,841,000 | 1 | $ 144,000 |
CHARLOTTE METRO FEDERAL CREDIT UNION 718 CENTRAL AVENUE CHARLOTTE, NC 28204 |
* | $ 289,659,000 | 1 | $ 165,000 |
TRULIANT FEDERAL CREDIT UNION 3200 TRULIANT WAY WINSTON-SALEM, NC 27103 |
* | $ 1,667,350,000 | 1 | $ 152,000 |
PLATINUM HOME MORTGAGE CORPORATION 2200 HICKS RD, STE 101 ROLLING MEADOWS, IL 60008 |
* | $ 10,000,000 | 1 | $ 108,000 |
NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 INDEPENDENCE, OH 44131 |
* | $ 4,410,000 | 1 | $ 167,000 |
HOMESTEAD FUNDING CORP. 8 AIRLINE DRIVE ALBANY, NY 12205 |
* | $ 10,000,000 | 1 | $ 264,000 |
FARMERS BANK & TRUST 1017 HARRISON GREAT BEND, KS 67530 |
* | $ 690,026,000 | 1 | $ 99,000 |
CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD COPPELL, TX 75019 |
* | $ 1,543,699,000 | 1 | $ 346,000 |
CERTUSBANK, N.A. 2 WEST WASHINGTON STREET 5TH FLOOR GREENVILLE, SC 29601 |
* | $ 1,656,164,000 | 1 | $ 184,000 |
CAPITAL BANK, NA 121 ALHAMBRA PLAZA, SUITE 1601 CORAL GABLES, FL 33134 |
* | $ 6,619,863,000 | 1 | $ 37,000 |
UBS AG, TAMPA BRANCH 3000 BAYPORT TAMPA, FL 33607 |
* | $ 0 | 1 | $ 280,000 |
COASTAL FEDERAL CREDIT UNION PO BOX 99167 RALEIGH, NC 27624 |
* | $ 2,232,954,000 | 1 | $ 170,000 |
SIGNATURE FEDERAL CREDIT UNION 12 HERBERT ST. ALEXANDRIA, VA 22313 |
* | $ 275,524,000 | 1 | $ 140,000 |
WR STARKEY MORTGAGE LLP 6101 WEST PLANO PARKWAY PLANO, TX 75093 |
* | $ 10,000,000 | 1 | $ 100,000 |
NORTH AMERICAN SAVINGS BANK, F.S.B. 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,161,463,000 | 1 | $ 255,000 |
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 1 | $ 38,000 |
COUNTRYPLACE MORTGAGE, LTD. 15301 SPECTRUM DR. STE 550 ADDISON, TX 75001 |
* | $ 10,000,000 | 1 | $ 80,000 |
CITYWORTH MORTGAGE LLC 11781 LEE JACKSON HIGHWAY FAIRFAX, VA 22033 |
* | $ 1,400,000,000 | 1 | $ 195,000 |
NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 IRVINE, CA 92614 |
* | $ 52,388,000 | 1 | $ 200,000 |
MIDLAND MORTGAGE CORPORATION 1500 RICHLAND STREET COLUMBIA, SC 29201 |
* | $ 10,000,000 | 1 | $ 162,000 |
ON Q FINANCIAL, INC. 4800 SCOTTSDALE RD SUITE 5500 SCOTTSDALE, AZ 85251 |
* | $ 10,000,000 | 1 | $ 82,000 |
SOUTHWEST STAGE FUNDING, LLC 3345 S. VAL VISTA DRIVE, SUITE 300 GILBERT, AZ 85297 |
* | $ 5,889,539,000 | 1 | $ 268,000 |
J.G. WENTWORTH HOME LENDING, LLC 3350 COMMISSION COURT WOODBRIDGE, VA 22192 |
* | $ 10,000,000 | 1 | $ 320,000 |
C & F MORTGAGE CORPORATION 1400 ALVERSER DRIVE MIDLOTHIAN, VA 23113 |
* | $ 189,567,000 | 1 | $ 196,000 |
FIRST BANK PO BOX 508 TROY, NC 27371 |
* | $ 3,184,673,000 | 1 | $ 210,000 |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE MADISON, WI 53718 |
* | $ 10,000,000 | 1 | $ 115,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 417 | $60,826,000 | $145,000 | $640,000 | $77,000 | $850,000 |
Refinancing | 386 | $67,110,000 | $173,000 | $950,000 | $96,000 | $5,002,000 |
Home Improvement | 49 | $5,026,000 | $102,000 | $360,000 | $76,000 | $278,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 717 | $110,534,000 | $154,000 | $950,000 | $88,000 | $5,002,000 |
Not applicable | 53 | $9,242,000 | $174,000 | $389,000 | $20,000 | $246,000 |
Not Provided | 51 | $8,456,000 | $165,000 | $459,000 | $112,000 | $850,000 |
Hispanic | 20 | $3,055,000 | $152,000 | $320,000 | $93,000 | $428,000 |
Black or African American | 6 | $827,000 | $137,000 | $245,000 | $70,000 | $278,000 |
American Indian or Alaskan Native | 4 | $634,000 | $158,000 | $232,000 | $73,000 | $97,000 |
Asian | 1 | $214,000 | $214,000 | $214,000 | $107,000 | $107,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 672 | $105,563,000 | $157,000 | $950,000 | $97,000 | $5,002,000 |
FHA-insured (Federal Housing Administration) | 75 | $10,396,000 | $138,000 | $268,000 | $41,000 | $205,000 |
VA-guaranteed (Veterans Administration) | 54 | $10,100,000 | $187,000 | $402,000 | $49,000 | $254,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 51 | $6,903,000 | $135,000 | $234,000 | $37,000 | $79,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 437 | $69,945,000 | $160,000 | $950,000 | $105,000 | $5,002,000 |
Application Denied By Financial Institution | 214 | $29,067,000 | $135,000 | $528,000 | $60,000 | $469,000 |
Loan Purchased By The Institution | 79 | $13,120,000 | $166,000 | $784,000 | $49,000 | $293,000 |
Application Withdrawn By Applicant | 74 | $12,847,000 | $173,000 | $485,000 | $82,000 | $278,000 |
Application Approved But Not Accepted | 29 | $4,644,000 | $160,000 | $705,000 | $92,000 | $445,000 |
File Closed For Incompleteness | 19 | $3,339,000 | $175,000 | $370,000 | $74,000 | $244,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 48 | $5,320,000 | $110,000 | $459,000 | $49,000 | $247,000 |
Collateral | 38 | $5,469,000 | $143,000 | $410,000 | $93,000 | $469,000 |
Debt-To-Income Ratio | 29 | $3,654,000 | $126,000 | $224,000 | $45,000 | $140,000 |
Credit Application Incomplete | 7 | $1,012,000 | $144,000 | $245,000 | $60,000 | $180,000 |
Employment History | 6 | $925,000 | $154,000 | $306,000 | $45,000 | $94,000 |
Other | 5 | $585,000 | $117,000 | $192,000 | $47,000 | $83,000 |
Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,060,000 | $265,000 | $528,000 | $79,000 | $139,000 |
Unverifiable Information | 2 | $267,000 | $133,000 | $184,000 | $66,000 | $71,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information back through 2003.