Barceloneta Municipio, PR Mortgage Lenders & HMDA Data, 2021

In 2021, lenders reported 355 mortgage applications in Barceloneta Municipio, PR totaling $39.0 million, down 10% from 2020. The average application was for $109,000, and applicants reported an average income of $46,000. 50% of applications resulted in an originated loan and 11% were denied. The most active lender was Banco Popular, with 92 applications, followed by The Moneyhouse Inc. and Firstbank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 355
Total Mortgage Loan Application Amount $38,985,000
Average Mortgage Loan Application Amount $109,000
Highest Mortgage Loan Application Amount $205,000
Average Applicant Income $46,000
Highest Applicant Income $221,000

Mortgage Company List for Lending in Barceloneta Municipio, PR for 2021

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Banco Popular
PO BOX 362708
SAN JUAN, PR 00936
* $ 41,627,000,000 92 $ 10,330,000
The Moneyhouse Inc.
#52 CALLE PASEO COVANDONGA
SAN JUAN, PR 00901
* $ -1,000 39 $ 4,585,000
Firstbank
PO BOX 9146
SAN JUAN, PR 00908
* $ 12,597,360,000 32 $ 3,430,000
Oriental Bank
PO BOX 195115
SAN JUAN, PR 00919
* $ 9,253,736,000 31 $ 3,345,000
Capital Mortgage
206 ELEANOR ROOSEVELT
SAN JUAN, PR 00918
* $ -1,000 25 $ 2,955,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 16 $ 1,820,000
Metro Island Mortgage
VILLA NEVAREZ PROF. CENTER SUITE 201
RIO PIEDRAS, PR 00927
* $ -1,000 15 $ 1,785,000
Preferred Mortgage LLC
307 AVE FD ROOSEVELT
SAN JUAN, PR 00918
* $ -1,000 15 $ 1,535,000
Trust Mortgage Corp.
EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS
SAN JUAN, PR 00923
* $ -1,000 14 $ 1,520,000
Coopaca Mortgage
PO BOX 1056
ARECIBO, PR 00613
* $ -1,000 14 $ 1,260,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,774,361,000 10 $ 970,000
Actual Mortgage Bankers
PO BOX 2808
BAYAMON, PR 00960
* $ -1,000 10 $ 1,050,000
First Equity Mortgage Bankers Inc.
9300 S DADELAND BLVD STE 500
MIAMI, FL 33156
* $ -1,000 8 $ 940,000
Coop. De A/C La Puertorrique+¦A
AVE. ANA G. MÉNDEZ, 9729 PR-176 KM 1.1
SAN JUAN, PR 00921
* $ -1,000 4 $ 350,000
Multiples Mortgage Corp.
761 AVE. LUIS MUNOZ RIVERA,
SAN JUAN, PR 00918
* $ -1,000 4 $ 510,000
Vegacoop
APARTADO 1078
VEGA ALTA, PR 00692
* $ -1,000 4 $ 390,000
Emi Equity Mortgage, Inc.
1651 PONCE DE LEON AVE, SUITE 102
SAN JUAN, PR 00909
* $ -1,000 4 $ 460,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 3 $ 355,000
The Lending Center Corporation
G-8 ONEILL STREET
SAN JUAN, PR 00918
* $ -1,000 3 $ 255,000
Cooperativa De Ahorro Y Crn++Dito Dr. Manuel Zeno Gandn++A
PO BOX 1865
ARECIBO, PR 00613
* $ -1,000 2 $ 170,000
Home Mortgage Bankers
AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F
CAROLINA, PR 00983
* $ -1,000 2 $ 310,000
Cooperativa De A/C Camuy
AVE. BALTAZAR JIMÉNEZ MÉNDEZ #300
CAMUY, PR 00627
* $ -1,000 2 $ 130,000
Latin American Financlal
1700 JESUS T. PINERO AVE 2ND FL STE 26
SAN JUAN, PR 00921
* $ -1,000 2 $ 220,000
Cooperativa De Ac Manati
PO BOX 30562
MANATI, PR 00674
* $ -1,000 1 $ 85,000
Cooperativa De Ahorro Y Credito Del Bo. Quebrada De Camuy
HC 02 BOX 7873
CAMUY, PR 00627
* $ -1,000 1 $ 65,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ -1,000 1 $ 65,000
Cooperativa De Ac Jesus Obrero
PMB 159 HC 01 BOX 29030
GUAYNABO, PR 00969
* $ -1,000 1 $ 95,000

The tables below break down 2021 mortgage applications in Barceloneta Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Barceloneta Municipio, PR in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 254 $28,470,000 $112,000 $205,000 $41,000 $149,000
Refinancing 46 $4,560,000 $99,000 $175,000 $61,000 $145,000
Cash-out Refinancing 31 $3,085,000 $99,000 $165,000 $60,000 $221,000
Not Applicable 20 $2,450,000 $122,000 $185,000 $0 $0
Other Purpose 4 $420,000 $105,000 $135,000 $11,000 $11,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 252 $27,490,000 $109,000 $205,000 $46,000 $221,000
Not applicable 96 $10,870,000 $113,000 $195,000 $0 $0
White 6 $510,000 $85,000 $125,000 $33,000 $89,000
Not Provided 1 $115,000 $115,000 $115,000 $54,000 $54,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FSA/RHS (Farm Service Agency or Rural Housing Service) 165 $19,495,000 $118,000 $205,000 $33,000 $78,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 101 $9,355,000 $92,000 $175,000 $58,000 $221,000
FHA-insured (Federal Housing Administration) 80 $8,900,000 $111,000 $205,000 $45,000 $103,000
VA-guaranteed (Veterans Administration) 9 $1,235,000 $137,000 $165,000 $63,000 $137,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 176 $19,430,000 $110,000 $205,000 $45,000 $221,000
Loan Purchased By The Institution 96 $10,870,000 $113,000 $195,000 $0 $0
Application Denied By Financial Institution 39 $4,025,000 $103,000 $155,000 $46,000 $133,000
Application Withdrawn By Applicant 22 $2,340,000 $106,000 $205,000 $47,000 $214,000
File Closed For Incompleteness 15 $1,545,000 $103,000 $155,000 $49,000 $116,000
Application Approved But Not Accepted 7 $775,000 $110,000 $175,000 $44,000 $78,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 315 $34,895,000 $110,000 $205,000 $46,000 $221,000
Collateral 17 $1,735,000 $102,000 $155,000 $42,000 $92,000
Debt-To-Income Ratio 8 $710,000 $88,000 $115,000 $34,000 $56,000
Credit History 7 $745,000 $106,000 $145,000 $64,000 $133,000
Other 5 $495,000 $99,000 $145,000 $52,000 $89,000
Unverifiable Information 2 $270,000 $135,000 $145,000 $5,000 $5,000
Mortgage Insurance Denied 1 $135,000 $135,000 $135,000 $74,000 $74,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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