Bethel, AK Mortgage Lenders & HMDA Data, 2010
In 2010, lenders reported 144 mortgage applications in Bethel, AK totaling $27.5 million, up 2% from 2009. The average application was for $190,000, and applicants reported an average income of $77,000. 47% of applications resulted in an originated loan and 28% were denied. The most active lender was Wells Fargo Bank, NA, with 55 applications, followed by Alaska USA Mortgage Co., LLC and First National Bank Alaska.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 144 |
| Total Mortgage Loan Application Amount | $27,461,000 |
| Average Mortgage Loan Application Amount | $190,000 |
| Highest Mortgage Loan Application Amount | $375,000 |
| Average Applicant Income | $77,000 |
| Highest Applicant Income | $368,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Wells Fargo Bank, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,778,000,000 | 55 | $ 8,401,000 |
| Alaska USA Mortgage Co., LLC PO BOX 196850 ANCHORAGE, AK 99519 |
* | $ 1,485,079,000 | 48 | $ 10,204,000 |
| First National Bank Alaska 101 W 36TH AVE, STE 305 ANCHORAGE, AK 99501 |
* | $ 2,651,980,000 | 12 | $ 2,004,000 |
| US Bank, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 276,376,130,000 | 5 | $ 998,000 |
| Bank of America, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,465,221,449,000 | 4 | $ 938,000 |
| USAA Federal Savings Bank 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 37,922,355,000 | 4 | $ 1,000,000 |
| Ally Bank F/K/A/ Gmac Bank 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 55,302,902,000 | 3 | $ 820,000 |
| Residential Mortgage, LLC 100 CALAIS DRIVE ANCHORAGE, AK 99515 |
* | $ 10,000,000 | 3 | $ 800,000 |
| PHH Mortgage Corporation WEST PALM BEACH, FL 33409 |
* | $ 31,000,000 | 3 | $ 860,000 |
| Wells Fargo Funding, Inc 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 1 | $ 244,000 |
| Gmac Mortgage LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 1 | $ 275,000 |
| Metlife Bank, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 14,106,965,000 | 1 | $ 243,000 |
| Global Federal Credit Union PO BOX 196850 ANCHORAGE, AK 99503 |
* | $ 3,974,803,000 | 1 | $ 25,000 |
The tables below break down 2010 mortgage applications in Bethel, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Bethel, AK in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 86 | $18,350,000 | $213,000 | $375,000 | $79,000 | $368,000 |
| Home Purchase | 42 | $8,680,000 | $206,000 | $360,000 | $76,000 | $237,000 |
| Home Improvement | 16 | $431,000 | $26,000 | $300,000 | $71,000 | $191,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 50 | $9,279,000 | $185,000 | $349,000 | $98,000 | $237,000 |
| American Indian or Alaskan Native | 43 | $7,580,000 | $176,000 | $333,000 | $61,000 | $172,000 |
| Not Provided | 28 | $5,657,000 | $202,000 | $360,000 | $95,000 | $368,000 |
| Not applicable | 11 | $2,456,000 | $223,000 | $360,000 | $0 | $0 |
| Hispanic | 7 | $1,396,000 | $199,000 | $375,000 | $101,000 | $191,000 |
| Asian | 5 | $1,093,000 | $218,000 | $300,000 | $50,000 | $108,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 84 | $15,097,000 | $179,000 | $375,000 | $91,000 | $368,000 |
| FHA-insured (Federal Housing Administration) | 50 | $9,939,000 | $198,000 | $355,000 | $61,000 | $191,000 |
| VA-guaranteed (Veterans Administration) | 8 | $2,034,000 | $254,000 | $360,000 | $37,000 | $88,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $391,000 | $195,000 | $301,000 | $64,000 | $83,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 67 | $14,306,000 | $213,000 | $360,000 | $88,000 | $237,000 |
| Application Denied By Financial Institution | 40 | $5,141,000 | $128,000 | $319,000 | $71,000 | $191,000 |
| Application Withdrawn By Applicant | 13 | $2,573,000 | $197,000 | $360,000 | $92,000 | $368,000 |
| Loan Purchased By The Institution | 13 | $3,208,000 | $246,000 | $360,000 | $21,000 | $112,000 |
| Application Approved But Not Accepted | 8 | $1,314,000 | $164,000 | $311,000 | $86,000 | $170,000 |
| File Closed For Incompleteness | 3 | $919,000 | $306,000 | $375,000 | $83,000 | $145,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 11 | $268,000 | $24,000 | $102,000 | $42,000 | $112,000 |
| Other | 10 | $1,777,000 | $177,000 | $276,000 | $69,000 | $139,000 |
| Credit Application Incomplete | 7 | $1,549,000 | $221,000 | $260,000 | $80,000 | $90,000 |
| Collateral | 6 | $887,000 | $147,000 | $319,000 | $109,000 | $191,000 |
| Debt-To-Income Ratio | 4 | $481,000 | $120,000 | $203,000 | $97,000 | $169,000 |
| Unverifiable Information | 2 | $179,000 | $89,000 | $170,000 | $38,000 | $45,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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