Boyd County, NE Mortgage Lenders & HMDA Data, 2006

In 2006, lenders reported 15 mortgage applications in Boyd County, NE totaling $1.0 million, down 6% from 2005. The average application was for $67,000, and applicants reported an average income of $45,000. 47% of applications resulted in an originated loan and 20% were denied. The most active lender was Great Western Bank, with 2 applications, followed by Countrywide Home Loans and Citifinancial, Inc..

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Total Number of Mortgage Applications 15
Total Mortgage Loan Application Amount $1,009,000
Average Mortgage Loan Application Amount $67,000
Highest Mortgage Loan Application Amount $172,000
Average Applicant Income $45,000
Highest Applicant Income $82,000

Mortgage Company List for Lending in Boyd County, NE for 2006

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Great Western Bank
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 1,124,128,000 2 $ 32,000
Countrywide Home Loans
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 175,085,370,000 2 $ 135,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 1 $ 27,000
Equifirst Corporation
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 81,074,402,000 1 $ 60,000
Beneficial Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 1 $ 41,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 403,258,000,000 1 $ 4,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 3,900,290,000 1 $ 55,000
Delta Funding Corporation
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 1 $ 60,000
Farm Credit Services of America, Flca
5015 S 118TH ST
OMAHA, NE 68137
* $ 10,000,000 1 $ 125,000
The Lending Connection, Inc
5901 WARNER AVE #478
HUNTINGTON BEACH, CA 92649
* $ 10,000,000 1 $ 121,000
Residential Funding Corp. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 60,000
Homeland Capital Mortgage
600 E CARMEL DR, SUITE 110
CARMEL, IN 46033
* $ 10,000,000 1 $ 117,000
Tierone Bank
1235 "N" STREET
LINCOLN, NE 68508
* $ 3,218,381,000 1 $ 172,000

The tables below break down 2006 mortgage applications in Boyd County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Boyd County, NE in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 9 $554,000 $61,000 $125,000 $36,000 $82,000
Home Purchase 4 $424,000 $106,000 $172,000 $63,000 $75,000
Home Improvement 2 $31,000 $15,000 $27,000 $49,000 $62,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 14 $949,000 $67,000 $172,000 $48,000 $82,000
Not applicable 1 $60,000 $60,000 $60,000 $0 $0
Not Provided 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 15 $1,009,000 $67,000 $172,000 $45,000 $82,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7 $420,000 $60,000 $172,000 $36,000 $62,000
Application Denied By Financial Institution 3 $256,000 $85,000 $121,000 $72,000 $82,000
Application Approved But Not Accepted 2 $115,000 $57,000 $60,000 $46,000 $47,000
Application Withdrawn By Applicant 1 $41,000 $41,000 $41,000 $39,000 $39,000
File Closed For Incompleteness 1 $117,000 $117,000 $117,000 $75,000 $75,000
Loan Purchased By The Institution 1 $60,000 $60,000 $60,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2 $135,000 $67,000 $108,000 $68,000 $68,000
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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