Briscoe County, TX Mortgage Lenders & HMDA Data, 2007

In 2007, lenders reported 53 mortgage applications in Briscoe County, TX totaling $2.5 million, up 2% from 2006. The average application was for $46,000, and applicants reported an average income of $64,000. 30% of applications resulted in an originated loan and 47% were denied. The most active lender was Capital One NA, with 5 applications, followed by Amarillo National Bank and Wells Fargo Fin'l Texas, Inc.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Texas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 53
Total Mortgage Loan Application Amount $2,490,000
Average Mortgage Loan Application Amount $46,000
Highest Mortgage Loan Application Amount $132,000
Average Applicant Income $64,000
Highest Applicant Income $180,000
Download the Texas Lender List

Top Mortgage Lenders in Briscoe County, TX (2007)

Ranked by the number of mortgage applications each lender reported in Briscoe County, TX in 2007.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 Capital One NA
Baton Rouge, LA
5 $79,000 $15,000 $53,000
2 Amarillo National Bank
Amarillo, TX
5 $156,000 $31,000 $65,000
3 Wells Fargo Fin'l Texas, Inc
Des Moines, IA
4 $205,000 $51,000 $53,000
4 JPMorgan Chase Bank, NA
Columbus, OH
4 $303,000 $75,000 $103,000
5 Beneficial Company LLC
Mettawa, IL
3 $123,000 $41,000 $52,000
6 Keybank National Association
Cleveland, OH
3 $53,000 $17,000 $53,000
7 Hfc Company LLC
Mettawa, IL
3 $92,000 $30,000 $60,000
8 Chase Manhattan Bank USA, NA
Newark, DE
2 $106,000 $53,000 $77,000
9 Citimortgage, Inc
New York, NY
2 $150,000 $75,000 $84,000
10 Gmac Mortgage LLC
Ft. Washington, PA
2 $94,000 $47,000 $55,000

See every lender active in Briscoe County, TX in 2007 »

The tables below break down 2007 mortgage applications in Briscoe County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Briscoe County, TX in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 24 $1,493,000 $62,000 $116,000 $56,000 $116,000
Home Improvement 15 $345,000 $23,000 $68,000 $51,000 $108,000
Home Purchase 14 $652,000 $46,000 $132,000 $93,000 $180,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 38 $1,624,000 $42,000 $125,000 $67,000 $180,000
Not Provided 6 $405,000 $67,000 $132,000 $64,000 $153,000
Hispanic 6 $195,000 $32,000 $68,000 $50,000 $74,000
Not applicable 3 $266,000 $88,000 $116,000 $56,000 $115,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 51 $2,324,000 $45,000 $125,000 $62,000 $180,000
FHA-insured (Federal Housing Administration) 2 $166,000 $83,000 $132,000 $134,000 $153,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 25 $1,008,000 $40,000 $132,000 $61,000 $153,000
Loan Originated 16 $759,000 $47,000 $125,000 $72,000 $180,000
Loan Purchased By The Institution 6 $412,000 $68,000 $116,000 $70,000 $180,000
Application Withdrawn By Applicant 5 $280,000 $56,000 $80,000 $50,000 $82,000
Application Approved But Not Accepted 1 $31,000 $31,000 $31,000 $64,000 $64,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 10 $340,000 $34,000 $72,000 $59,000 $116,000
Other 3 $228,000 $76,000 $132,000 $85,000 $153,000
Collateral 1 $30,000 $30,000 $30,000 $102,000 $102,000
Credit Application Incomplete 1 $42,000 $42,000 $42,000 $100,000 $100,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Texas Lender List