Brooks County, TX Mortgage Lenders & HMDA Data, 2012
In 2012, lenders reported 86 mortgage applications in Brooks County, TX totaling $6.1 million, up 32% from 2011. The average application was for $70,000, and applicants reported an average income of $58,000. 31% of applications resulted in an originated loan and 41% were denied. The most active lender was 21st Mortgage, with 23 applications, followed by Wells Fargo Bank NA and Greater State Bank.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 86 |
| Total Mortgage Loan Application Amount | $6,077,000 |
| Average Mortgage Loan Application Amount | $70,000 |
| Highest Mortgage Loan Application Amount | $506,000 |
| Average Applicant Income | $58,000 |
| Highest Applicant Income | $229,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| 21st Mortgage 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 23 | $ 1,380,000 |
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,161,490,000,000 | 17 | $ 1,160,000 |
| Greater State Bank 131 E. RICE STREET FALFURRIAS, TX 78355 |
* | $ 51,520,000 | 10 | $ 732,000 |
| US Bank, N.A. 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 330,470,810,000 | 4 | $ 213,000 |
| Kleberg Bank N.A. 100 E KLEBERG AVE KINGSVILLE, TX 78363 |
* | $ 429,374,000 | 3 | $ 276,000 |
| Texas Regional Bank 2019 SOUTH 77 SUNSHINE STRIP HARLINGEN, TX 78550 |
* | $ 90,960,000 | 3 | $ 32,000 |
| Leaderone Financial Corp. 7500 COLLEGE BLVD SUITE 1150 OVERLAND PARK, KS 66210 |
* | $ 100,000,000 | 3 | $ 296,000 |
| Vanderbilt Mortgage and Finance, Inc 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 3 | $ 216,000 |
| Rally Credit Union 2814 RODD FIELD CORPUS CHRISTI, TX 78414 |
* | $ 1,326,760,000 | 3 | $ 209,000 |
| Embrace Home Loans, Inc. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 2 | $ 172,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,811,678,000,000 | 2 | $ 161,000 |
| Coastal Bend Mortgage, Inc. 5656 S. STAPLES #200 CORPUS CHRISTI, TX 78411 |
* | $ 10,000,000 | 1 | $ 87,000 |
| Service Finance Company, LLC 555 S FEDERAL HIGHWAY SUITE 200 BOCA RATON, FL 33432 |
* | $ 10,000,000 | 1 | $ 4,000 |
| Flagstar Bank NA TROY, MI 49098 |
* | $ 13,623,469,000 | 1 | $ 97,000 |
| Amerisave Mortgage Company 1200 ALTMORE AVENUE BUILDING 2 SUITE 300 SANDY SPRINGS, GA 30342 |
* | $ 8,994,122,000 | 1 | $ 52,000 |
| Royal United Mortgage LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46256 |
* | $ 1,000,000,000 | 1 | $ 97,000 |
| Equity Prime Mortgage LLC 5 CONCOURSE PKWY, STE 2250 ATLANTA, GA 30328 |
* | $ 603,000 | 1 | $ 133,000 |
| PHH Mortgage Corporation WEST PALM BEACH, FL 33409 |
* | $ 31,000,000 | 1 | $ 64,000 |
| Mortgage Research Center 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ 880,000,000 | 1 | $ 180,000 |
| USAA Federal Savings Bank 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 52,181,685,000 | 1 | $ 64,000 |
| Colonial Savings P O BOX 2988 FORT WORTH, TX 76102 |
* | $ 921,138,000 | 1 | $ 85,000 |
| Gulf Coast Federal Credit Unio 2633 RODD FIELD ROAD CORPUS CHRISTI, TX 78414 |
* | $ 109,040,000 | 1 | $ 37,000 |
| Home Bank of California 4493 RUFFIN ROAD SAN DIEGO, CA 92123 |
* | $ 207,637,000 | 1 | $ 40,000 |
| International Bank of Commerce 1200 SAN BERNARDO AVE. LAREDO, TX 78040 |
* | $ 9,621,944,000 | 1 | $ 290,000 |
The tables below break down 2012 mortgage applications in Brooks County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Brooks County, TX in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 54 | $4,275,000 | $79,000 | $506,000 | $53,000 | $127,000 |
| Refinancing | 17 | $1,563,000 | $91,000 | $135,000 | $74,000 | $140,000 |
| Home Improvement | 15 | $239,000 | $15,000 | $55,000 | $57,000 | $229,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 68 | $4,297,000 | $63,000 | $290,000 | $55,000 | $125,000 |
| Not Provided | 10 | $657,000 | $65,000 | $133,000 | $62,000 | $140,000 |
| White | 5 | $511,000 | $102,000 | $198,000 | $127,000 | $229,000 |
| Not applicable | 3 | $612,000 | $204,000 | $506,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 68 | $4,520,000 | $66,000 | $506,000 | $60,000 | $229,000 |
| FHA-insured (Federal Housing Administration) | 14 | $1,139,000 | $81,000 | $133,000 | $48,000 | $97,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $174,000 | $87,000 | $87,000 | $32,000 | $32,000 |
| VA-guaranteed (Veterans Administration) | 2 | $244,000 | $122,000 | $180,000 | $69,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 35 | $2,181,000 | $62,000 | $290,000 | $61,000 | $229,000 |
| Loan Originated | 27 | $2,187,000 | $81,000 | $506,000 | $60,000 | $128,000 |
| Application Approved But Not Accepted | 11 | $630,000 | $57,000 | $98,000 | $55,000 | $97,000 |
| Application Withdrawn By Applicant | 7 | $606,000 | $86,000 | $180,000 | $59,000 | $88,000 |
| Loan Purchased By The Institution | 6 | $473,000 | $78,000 | $117,000 | $28,000 | $60,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 20 | $994,000 | $49,000 | $220,000 | $53,000 | $125,000 |
| Other | 3 | $323,000 | $107,000 | $135,000 | $109,000 | $140,000 |
| Collateral | 2 | $161,000 | $80,000 | $97,000 | $58,000 | $61,000 |
| Debt-To-Income Ratio | 2 | $61,000 | $30,000 | $57,000 | $27,000 | $35,000 |
| Employment History | 2 | $125,000 | $62,000 | $85,000 | $162,000 | $229,000 |
| Unverifiable Information | 1 | $85,000 | $85,000 | $85,000 | $60,000 | $60,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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