Brown County, NE Mortgage Lenders & HMDA Data, 2025
In 2025, lenders reported 50 mortgage applications in Brown County, NE totaling $5.6 million, down 14% from 2024. The average application was for $111,000, and applicants reported an average income of $84,000. 56% of applications resulted in an originated loan and 18% were denied. The most active lender was Union Bank and Trust Company, with 9 applications, followed by Community Banc Mortgage Corp and West Gate Bank.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 50 |
| Total Mortgage Loan Application Amount | $5,580,000 |
| Average Mortgage Loan Application Amount | $111,000 |
| Highest Mortgage Loan Application Amount | $445,000 |
| Average Applicant Income | $84,000 |
| Highest Applicant Income | $351,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Union Bank and Trust Company PO BOX 82535 LINCOLN, NE 68501 |
* | $ n/a | 9 | $ 615,000 |
| Community Banc Mortgage Corp 301 N MAIN CHATHAM, IL 62629 |
* | $ n/a | 7 | $ 645,000 |
| West Gate Bank 6003 OLD CHENEY ROAD LINCOLN, NE 68516 |
* | $ n/a | 5 | $ 775,000 |
| US Bank, N.A. 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ n/a | 3 | $ 445,000 |
| New American Funding, Llc. 14511 MYFORD ROAD, SUITE 100 TUSTIN, CA 92780 |
* | $ n/a | 3 | $ 565,000 |
| Newrez LLC FORT WASHINGTON, PA 19034 |
* | $ n/a | 3 | $ 305,000 |
| Plains Commerce Bank 220 MAIN ST HOVEN, SD 57450 |
* | $ n/a | 2 | $ 180,000 |
| First National Bank of Omaha 1620 DODGE STREET OMAHA, NE 68197 |
* | $ n/a | 2 | $ 390,000 |
| Pinnacle Bank 20544 HWY 370 LINCOLN, NE 68508 |
* | $ n/a | 2 | $ 110,000 |
| Navy Federal Credit Union 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ n/a | 1 | $ 75,000 |
| PennyMac Loan Services LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ n/a | 1 | $ 25,000 |
| Lincoln Federal Svgs Bk of Ne 1101 N STREET LINCOLN, NE 68520 |
* | $ n/a | 1 | $ 95,000 |
| American Financial Network, Inc. 10 POINTE DRIVE, SUITE 330 BREA, CA 92821 |
* | $ n/a | 1 | $ 125,000 |
| Citizens Bank, NA ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ n/a | 1 | $ 125,000 |
| Rvr Bank 1005 E 23RD ST #1 FREMONT, NE 68025 |
* | $ n/a | 1 | $ 75,000 |
| BMO Harris Bank NA 111 W. MONROE CHICAGO, IL 60606 |
* | $ n/a | 1 | $ 65,000 |
| Charter West Bank 201 SOUTH MAIN STREET PO BOX 288 WEST POINT, NE 68788 |
* | $ n/a | 1 | $ 85,000 |
| Fifth Third Bank, National Association 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ n/a | 1 | $ 95,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ n/a | 1 | $ 35,000 |
| Mortgage Research Center 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ n/a | 1 | $ 445,000 |
| Better Mortgage Corporation 1 WORLD TRADE CENTER FL 80 NEW YORK, NY 10007 |
* | $ n/a | 1 | $ 85,000 |
The tables below break down 2025 mortgage applications in Brown County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Brown County, NE in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 28 | $2,960,000 | $105,000 | $325,000 | $85,000 | $289,000 |
| Cash-out Refinancing | 11 | $1,585,000 | $144,000 | $445,000 | $54,000 | $145,000 |
| Home Improvement | 4 | $190,000 | $47,000 | $65,000 | $152,000 | $351,000 |
| Other Purpose | 4 | $530,000 | $132,000 | $335,000 | $131,000 | $200,000 |
| Refinancing | 3 | $315,000 | $105,000 | $205,000 | $60,000 | $86,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 39 | $4,135,000 | $106,000 | $335,000 | $86,000 | $351,000 |
| Not applicable | 5 | $385,000 | $77,000 | $125,000 | $80,000 | $114,000 |
| Hispanic | 3 | $205,000 | $68,000 | $85,000 | $72,000 | $81,000 |
| Not Provided | 2 | $520,000 | $260,000 | $445,000 | $49,000 | $65,000 |
| American Indian or Alaskan Native | 1 | $335,000 | $335,000 | $335,000 | $145,000 | $145,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 42 | $4,150,000 | $98,000 | $335,000 | $86,000 | $351,000 |
| FHA-insured (Federal Housing Administration) | 4 | $670,000 | $167,000 | $335,000 | $64,000 | $145,000 |
| VA-guaranteed (Veterans Administration) | 3 | $635,000 | $211,000 | $445,000 | $97,000 | $114,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $125,000 | $125,000 | $125,000 | $75,000 | $75,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 28 | $2,400,000 | $85,000 | $205,000 | $86,000 | $351,000 |
| Application Denied By Financial Institution | 9 | $1,245,000 | $138,000 | $335,000 | $101,000 | $289,000 |
| Loan Purchased By The Institution | 5 | $535,000 | $107,000 | $155,000 | $72,000 | $114,000 |
| Application Approved But Not Accepted | 3 | $305,000 | $101,000 | $205,000 | $58,000 | $86,000 |
| File Closed For Incompleteness | 3 | $855,000 | $285,000 | $445,000 | $83,000 | $145,000 |
| Application Withdrawn By Applicant | 2 | $240,000 | $120,000 | $155,000 | $61,000 | $81,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 40 | $4,260,000 | $106,000 | $445,000 | $80,000 | $351,000 |
| Debt-To-Income Ratio | 4 | $880,000 | $220,000 | $335,000 | $108,000 | $171,000 |
| Collateral | 2 | $140,000 | $70,000 | $105,000 | $161,000 | $289,000 |
| Credit Application Incomplete | 2 | $200,000 | $100,000 | $115,000 | $69,000 | $75,000 |
| Credit History | 1 | $25,000 | $25,000 | $25,000 | $54,000 | $54,000 |
| Employment History | 1 | $75,000 | $75,000 | $75,000 | $76,000 | $76,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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