Unlock detailed Burleigh County ND mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
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| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,613 |
| Total Mortgage Loan Application Amount | $705,005,000 |
| Average Mortgage Loan Application Amount | $269,000 |
| Highest Mortgage Loan Application Amount | $40,805,000 |
| Average Applicant Income | $136,000 |
| Highest Applicant Income | $8,510,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| GATE CITY BANK 500 2ND AVE N FARGO, ND 58102 |
* | $ 3,392,287,000 | 506 | $ 98,530,000 |
| CAPITAL PO BOX 2096 BISMARCK, ND 58502 |
* | $ 724,151,000 | 253 | $ 42,965,000 |
| FIRST INTERNATIONAL BANK & TRUST 1600 S BDWAY WATFORD CITY, ND 58701 |
* | $ 4,910,204,000 | 125 | $ 38,955,000 |
| DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION 608 MAIN STREET HEBRON, ND 58638 |
* | $ 1,240,396,000 | 119 | $ 36,485,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 585,135,605,000 | 88 | $ 17,460,000 |
| STARION BANK 109 1ST STREET NW BISMARCK, ND 58554 |
* | $ 1,801,604,000 | 80 | $ 22,370,000 |
| BNC NATIONAL BANK 20175 N 67TH AVENUE GLENDALE, AZ 85308 |
* | $ 942,438,000 | 79 | $ 10,725,000 |
| KIRKWOOD BANK & TRUST CO. 2911 N 14TH STREET BISMARCK, ND 58503 |
* | $ 319,073,000 | 73 | $ 14,395,000 |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. 5160 TENNYSON PKWY STE 1000 AUSTIN, TX 75024 |
* | $ -1,000 | 69 | $ 21,445,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 65 | $ 18,565,000 |
| BRAVERA BANK 140 1ST AVENUE WEST DICKINSON, ND 58601 |
* | $ -1,000 | 62 | $ 16,140,000 |
| BRAVERA BANK 140 1ST AVENUE WEST DICKINSON, ND 58601 |
* | $ 2,398,640,000 | 62 | $ 16,140,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 54 | $ 16,560,000 |
| FIRST WESTERN BANK & TRUST 900 SOUTH BROADWAY MINOT, ND 58701 |
* | $ 2,022,880,000 | 54 | $ 16,100,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 129,461,046,000 | 52 | $ 4,010,000 |
| FIRST COMMUNITY CREDIT UNION 111 9TH ST SW JAMESTOWN, ND 58401 |
* | $ 1,195,944,000 | 46 | $ 16,310,000 |
| RAILWAY 1006 E MAIN STREET MANDAN, ND 58554 |
* | $ 162,148,000 | 44 | $ 5,270,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 43 | $ 13,395,000 |
| CHOICE FINANCIAL GROUP 4501 23RD AVE S FARGO, ND 58104 |
* | $ 4,229,093,000 | 41 | $ 20,905,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 39 | $ 8,775,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 33 | $ 10,455,000 |
| VUE COMMUNITY CREDIT UNION 818 E MAIN AVE BISMARCK, ND 58501 |
* | $ 89,099,000 | 30 | $ 3,660,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 90,036,656,000 | 30 | $ 8,280,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 24 | $ 7,810,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,717,531,000,000 | 24 | $ 6,010,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 226,401,591,000 | 24 | $ 7,160,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 21 | $ 5,055,000 |
| SECURITY FIRST BANK OF NORTH DAKOTA P.O. BOX 397, 700 ASH AVENUE NEW SALEM, ND 58563 |
* | $ 239,388,000 | 21 | $ 50,155,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 546,228,000,000 | 21 | $ 7,905,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 21 | $ 6,435,000 |
| CORNERSTONE BANK 2280 45TH STREET SOUTH FARGO, ND 58104 |
* | $ 1,304,394,000 | 20 | $ 2,160,000 |
| THE HUNTINGTON NATIONAL BANK 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ 182,325,674,000 | 19 | $ 3,525,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 18 | $ 1,530,000 |
| PRIMIS MORTGAGE COMPANY 1001 MILITARY CUTOFF RD STE 350 WILMINGTON, NC 28405 |
* | $ -1,000 | 18 | $ 4,910,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 17 | $ 5,265,000 |
| PLAINS COMMERCE BANK 220 MAIN ST SIOUX FALLS, SD 57450 |
* | $ 1,054,618,000 | 16 | $ 4,640,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 441,843,000 | 13 | $ 4,315,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 13 | $ 3,115,000 |
| HOMETOWN CREDIT UNION 17 MAIN AVE S KULM, ND 58456 |
* | $ 178,036,000 | 12 | $ 610,000 |
| NEXTMORTGAGE, LLC 3160 CROW CANYON RD SAN RAMON, CA 94583 |
* | $ -1,000 | 12 | $ 3,700,000 |
| FIGURE LENDING LLC 15720 BRIXHAM HILL AVE, SUITE 300 WILMINGTON, DE 28277 |
* | $ -1,000 | 12 | $ 980,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 11 | $ 2,815,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 2,418,508,000,000 | 10 | $ 750,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 10 | $ 2,930,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 156,645,099,000 | 9 | $ 1,045,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 3,201,942,000,000 | 9 | $ 3,005,000 |
| BREMER BANK, NATIONAL ASSOCIATION 372 ST. PETER STREET ST. PAUL, MN 55102 |
* | $ 15,939,263,000 | 8 | $ 2,440,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ -1,000 | 8 | $ 2,860,000 |
| TOWN AND COUNTRY CREDIT UNION 615 S BROADWAY ST MINOT, ND 58701 |
* | $ 635,992,000 | 6 | $ 1,390,000 |
| COASTAL COMMUNITY BANK PO BOX 12220 EVERETT, WA 98206 |
* | $ 3,141,703,000 | 6 | $ 240,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 110,900,000,000 | 6 | $ 1,790,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ -1,000 | 6 | $ 1,720,000 |
| WEST GATE BANK 6003 OLD CHENEY ROAD LINCOLN, NE 68516 |
* | $ 1,121,085,000 | 6 | $ 1,510,000 |
| NBKC BANK 8320 WARD PARKWAY KANSAS, KS 64114 |
* | $ 1,052,701,000 | 6 | $ 1,940,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 6 | $ 380,000 |
| FIRST FEDERAL BANK 4705 US HWY 90 W LAKE CITY, FL 32055 |
* | $ 3,765,448,000 | 5 | $ 1,035,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 5 | $ 1,325,000 |
| PREMIER MORTGAGE RESOURCES, L.L.C. 1325 NW FLANDERS ST SALEM, OR 97209 |
* | $ -1,000 | 4 | $ 670,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 780,976,000 | 4 | $ 970,000 |
| DACOTAH BANK 308 S MAIN STREET, PO BOX 1210 ABERDEEN, SD 57102 |
* | $ 3,589,007,000 | 4 | $ 1,260,000 |
| BETTER MORTGAGE CORPORATION 459 BROADWAY, FLOOR 5 GLENDALE, CA 10013 |
* | $ -1,000 | 4 | $ 1,080,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 35,526,360,000 | 4 | $ 920,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 4 | $ 1,690,000 |
| ZILLOW HOME LOANS, LLC 10975 EL MONTE ST WICHITA, KS 66211 |
* | $ -1,000 | 3 | $ 715,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 552,307,127,000 | 3 | $ 135,000 |
| FIRST SAVINGS BANK 501 E. LEWIS & CLARK PARKWAY JEFFERSONVILLE, IN 47129 |
* | $ 2,192,809,000 | 3 | $ 1,595,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 3 | $ 635,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 3,601,623,000 | 3 | $ 125,000 |
| BANKWEST, INC. 420 S. PIERRE STREET, PO BOX 998 PIERRE, SD 57501 |
* | $ 1,576,681,000 | 3 | $ 315,000 |
| BELL BANK 3100 13TH AVE S FARGO, ND 58103 |
* | $ 12,493,973,000 | 3 | $ 1,655,000 |
| SOFI BANK, NATIONAL ASSOCIATION 2750 E COTTONWOOD PKWY STE 300 COTTONWOOD HEIGHTS, UT 84121 |
* | $ 9,123,708,000 | 3 | $ 1,125,000 |
| NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 CARSON CITY, NV 92614 |
* | $ -1,000 | 3 | $ 815,000 |
| TOWNE MORTGAGE COMPANY 2170 E. BIG BEAVER ROAD, SUITE A PLYMOUTH, MI 48083 |
* | $ -1,000 | 3 | $ 705,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 34,681,050,000 | 3 | $ 425,000 |
| CONNEXUS CREDIT UNION 2600 PINE RIDGE WAUSAU, WI 54401 |
* | $ 5,264,106,000 | 3 | $ 235,000 |
| FIRST UNITED BANK 503 BRIGGS AVE S PARK RIVER, ND 58270 |
* | $ 676,375,000 | 2 | $ 1,010,000 |
| FIRST BANK & TRUST 520 6TH STREET BROOKINGS, SD 57006 |
* | $ 4,377,534,000 | 2 | $ 740,000 |
| VALLEY MORTGAGE, INC. 3315 45TH ST S, SUITE 200 FARGO, ND 58104 |
* | $ -1,000 | 2 | $ 430,000 |
| GUARANTEED RATE AFFINITY, LLC 1800 WEST LARCHMONT AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 2 | $ 750,000 |
| BAY EQUITY LLC 28 LIBERTY SHIPWAY SUITE 2800 GLENDALE, CA 94965 |
* | $ -1,000 | 2 | $ 430,000 |
| BMO BANK NATIONAL ASSOCIATION 111 W. MONROE CHICAGO, IL 60603 |
* | $ 176,980,258,000 | 2 | $ 920,000 |
| UNIFY HOME LENDING INC. 2101 MT RUSHMORE RD #300 PIERRE, SD 57701 |
* | $ -1,000 | 2 | $ 440,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ -1,000 | 2 | $ 520,000 |
| AMCAP MORTGAGE, LTD. 9999 BELLAIRE BLVD., SUITE 700 AUSTIN, TX 77036 |
* | $ -1,000 | 2 | $ 880,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ -1,000 | 2 | $ 770,000 |
| EVERETT FINANCIAL, INC. 14801 QUORUM DRIVE, SUITE 300 AUSTIN, TX 75254 |
* | $ -1,000 | 2 | $ 400,000 |
| MUTUAL OF OMAHA MORTGAGE, INC. 3131 CAMINO DEL RIO N 190 WILMINGTON, DE 92108 |
* | $ -1,000 | 2 | $ 400,000 |
| IMAGINE HOME LENDING, LLC 1037 RIDERS CLUB RD ONALASKA, WI 54650 |
* | $ -1,000 | 2 | $ 580,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,766,752,000,000 | 2 | $ 260,000 |
| FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 WILMINGTON, DE 74133 |
* | $ -1,000 | 2 | $ 430,000 |
| NEXERA HOLDING LLC 2200 POWELL STREET SUITE 340 DOVER, DE 94608 |
* | $ -1,000 | 2 | $ 430,000 |
| LOWER, LLC 5950 SYMPHONY WOODS DRIVE LUTHERVILLE, MD 21044 |
* | $ -1,000 | 2 | $ 860,000 |
| BANK FORWARD 390 WHEAT STREET, PO BOX 100 FARGO, ND 58448 |
* | $ 896,699,000 | 2 | $ 750,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 2 | $ 620,000 |
| WYNDHAM CAPITAL MORTGAGE, INC. 6115 PARK SOUTH DRIVE, STE 200 RALEIGH, NC 28210 |
* | $ -1,000 | 1 | $ 215,000 |
| CAPITAL BANK, NATIONAL ASSOCIATION ONE CHURCH ST SUITE 300 ROCKVILLE, MD 20850 |
* | $ 2,069,955,000 | 1 | $ 325,000 |
| OPEN MORTGAGE, LLC 14101 W. HWY 290 #1300 AUSTIN, TX 78737 |
* | $ -1,000 | 1 | $ 65,000 |
| FLANAGAN STATE BANK 301 W FALCON HWY FLANAGAN, IL 61740 |
* | $ 274,304,000 | 1 | $ 445,000 |
| MERCHANTS BANK, NATIONAL ASSOCIATION 102 EAST THIRD STREET WINONA, MN 55987 |
* | $ 2,576,574,000 | 1 | $ 405,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ -1,000 | 1 | $ 235,000 |
| THE UNION BANK 512 MAIN ST W BEULAH, ND 58523 |
* | $ 259,560,000 | 1 | $ 215,000 |
| ALLY BANK 2101, 300 EAST REXFORD RD SANDY, UT 28211 |
* | $ 181,890,000,000 | 1 | $ 305,000 |
| DEEPHAVEN MORTGAGE LLC 3530 TORINGDON WAY #200 WILMINGTON, DE 28277 |
* | $ -1,000 | 1 | $ 185,000 |
| MERCHANTS BANK OF INDIANA 11555 N. MERIDIAN STREET INDIANAPOLIS, IN 46032 |
* | $ 12,354,380,000 | 1 | $ 275,000 |
| ALERUS FINANCIAL, NATIONAL ASSOCIATION PO BOX 6001 GRAND FORKS, ND 58206 |
* | $ 3,778,066,000 | 1 | $ 385,000 |
| DAKOTA HERITAGE BANK 109 MAIN ST HUNTER, ND 58048 |
* | $ 324,294,000 | 1 | $ 635,000 |
| CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD SUITE 400 NASHVILLE, TN 37027 |
* | $ -1,000 | 1 | $ 195,000 |
| EMPEOPLE CREDIT UNION 3950 38TH AVENUE MOLINE, IL 61265 |
* | $ 1,991,835,000 | 1 | $ 175,000 |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 100 PHOENIX DR, STE 300 PLYMOUTH, MI 48108 |
* | $ -1,000 | 1 | $ 265,000 |
| ANGEL OAK MORTGAGE SOLUTIONS LLC 980 HAMMOND DRIVE, SUITE 850 WILMINGTON, DE 30328 |
* | $ -1,000 | 1 | $ 185,000 |
| OPPORTUNITY BANK OF MONTANA 1400 PROSPECT AVE HELENA, MT 59601 |
* | $ 1,941,231,000 | 1 | $ 285,000 |
| TEACHERS FEDERAL CREDIT UNION 102 MOTOR PARKWAY HAUPPAUGE, NY 11788 |
* | $ 9,280,218,000 | 1 | $ 105,000 |
| FRANDSEN BANK & TRUST 116 CENTRAL STREET WEST LONSDALE, MN 55046 |
* | $ 3,163,444,000 | 1 | $ 5,000 |
| CRESCENT MORTGAGE COMPANY 6600 PEACHTREE DUNWOODY ROAD SUITE 650 WILMINGTON, DE 30328 |
* | $ -1,000 | 1 | $ 185,000 |
| OLD NATIONAL BANK ONE MAIN STREET EVANSVILLE, IN 47708 |
* | $ 46,490,438,000 | 1 | $ 6,125,000 |
| ANDREWS FEDERAL CREDIT UNION 5711 ALLENTOWN ROAD SUITLAND, MD 20746 |
* | $ 2,502,081,000 | 1 | $ 615,000 |
| TOTAL MORTGAGE SERVICES, LLC 185 PLAINS ROAD MILFORD, CT 06461 |
* | $ -1,000 | 1 | $ 185,000 |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC 1360 E. 9TH STREET SUITE 300 CLEVELAND, OH 44114 |
* | $ -1,000 | 1 | $ 35,905,000 |
| CASTLE MORTGAGE CORPORATION 10251 VISTA SORRENTO PKWY, STE. 225 WILMINGTON, DE 92121 |
* | $ -1,000 | 1 | $ 115,000 |
| UNISON BANK PO BOX 2056 JAMESTOWN, ND 58402 |
* | $ 554,503,000 | 1 | $ 175,000 |
| ARMED FORCES BANK, NATIONAL ASSOCIATION 1111 MAIN ST SUITE 1600 KANSAS CITY, MO 64105 |
* | $ 1,208,483,000 | 1 | $ 445,000 |
| DATA MORTGAGE, INC. 2200 W. ORANGEWOOD AVE SUITE 150 SACRAMENTO, CA 92868 |
* | $ -1,000 | 1 | $ 235,000 |
| V.I.P. MORTGAGE, INC. 9221 E VIA DE VENTURA SCOTTSDALE, AZ 85258 |
* | $ -1,000 | 1 | $ 205,000 |
| DIGITAL 220 DONALD LYNCH BOULEVARD MARLBOROUGH, MA 01752 |
* | $ 11,281,243,000 | 1 | $ 775,000 |
| EQUITY PRIME MORTGAGE LLC 5 CONCOURSE PKWY, STE 2250 ATLANTA, GA 30328 |
* | $ -1,000 | 1 | $ 255,000 |
| QUORUM FEDERAL CREDIT UNION 2500 WESTCHESTER AVENUE HARRISON, NY 10577 |
* | $ 1,154,561,000 | 1 | $ 65,000 |
| AFFINITY PLUS 175 WEST LAFAYETTE FRONTAGE ROAD SAINT PAUL, MN 55107 |
* | $ 4,078,225,000 | 1 | $ 65,000 |
| FORTRESS BANK 9000 N. KNOXVILLE AVENUE PEORIA, IL 61615 |
* | $ 619,628,000 | 1 | $ 205,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 1 | $ 245,000 |
| TEXANA BANK, NATIONAL ASSOCIATION PO BOX 546 LINDEN, TX 75563 |
* | $ 270,427,000 | 1 | $ 255,000 |
| COMMERCE HOME MORTGAGE, INC. 3130 CANYON PLACE SACRAMENTO, CA 94583 |
* | $ -1,000 | 1 | $ 205,000 |
| UNITED SECURITY FINANCIAL CORP 930 EAST 6600 SOUTH MURRAY, UT 84121 |
* | $ -1,000 | 1 | $ 265,000 |
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC. 1265 CORONA POINTE CT SUITE 301 CORONA, CA 92879 |
* | $ -1,000 | 1 | $ 435,000 |
| LUMINATE HOME LOANS, INC. 7760 FRANCE AVE S, STE 1010 ROSEVILLE, MN 55435 |
* | $ -1,000 | 1 | $ 425,000 |
| OCMBC, INC. 19000 MACARTHUR BLVD, SUITE 200 GLENDALE, CA 92612 |
* | $ -1,000 | 1 | $ 605,000 |
| WESTERN COOPERATIVE CREDIT UNION PO BOX 2237/1300 BISON DR WILLISTON, ND 58801 |
* | $ 445,944,000 | 1 | $ 125,000 |
| CLICK N' CLOSE, INC. 15301 SPECTRUM DRIVE, SUITE 405 ROCKY RIVER, OH 75001 |
* | $ -1,000 | 1 | $ 425,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2023, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,515 | $462,825,000 | $305,000 | $6,125,000 | $139,000 | $8,510,000 |
| Other Purpose | 400 | $34,000,000 | $85,000 | $1,005,000 | $132,000 | $1,152,000 |
| Home Improvement | 248 | $21,670,000 | $87,000 | $755,000 | $153,000 | $917,000 |
| Refinancing | 226 | $133,900,000 | $592,000 | $40,805,000 | $129,000 | $840,000 |
| Cash-out Refinancing | 217 | $51,635,000 | $237,000 | $1,125,000 | $116,000 | $1,071,000 |
| Not Applicable | 7 | $975,000 | $139,000 | $245,000 | $81,000 | $81,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,002 | $446,070,000 | $222,000 | $2,565,000 | $137,000 | $8,510,000 |
| Not applicable | 245 | $172,495,000 | $704,000 | $40,805,000 | $169,000 | $503,000 |
| Not Provided | 205 | $49,685,000 | $242,000 | $1,465,000 | $136,000 | $1,055,000 |
| American Indian or Alaskan Native | 48 | $11,570,000 | $241,000 | $805,000 | $135,000 | $1,020,000 |
| Hispanic | 44 | $9,480,000 | $215,000 | $725,000 | $141,000 | $742,000 |
| Black or African American | 35 | $7,685,000 | $219,000 | $585,000 | $104,000 | $375,000 |
| Asian | 22 | $5,330,000 | $242,000 | $455,000 | $104,000 | $382,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,720,000 | $215,000 | $455,000 | $75,000 | $92,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,163 | $570,275,000 | $263,000 | $40,805,000 | $143,000 | $8,510,000 |
| FHA-insured (Federal Housing Administration) | 269 | $71,755,000 | $266,000 | $475,000 | $88,000 | $278,000 |
| VA-guaranteed (Veterans Administration) | 177 | $62,145,000 | $351,000 | $1,015,000 | $116,000 | $888,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $830,000 | $207,000 | $265,000 | $85,000 | $98,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,758 | $505,820,000 | $287,000 | $40,805,000 | $144,000 | $8,510,000 |
| Application Withdrawn By Applicant | 334 | $92,040,000 | $275,000 | $4,875,000 | $121,000 | $996,000 |
| Application Denied By Financial Institution | 249 | $35,535,000 | $142,000 | $875,000 | $98,000 | $917,000 |
| Loan Purchased By The Institution | 174 | $52,690,000 | $302,000 | $725,000 | $147,000 | $503,000 |
| File Closed For Incompleteness | 57 | $10,915,000 | $191,000 | $775,000 | $136,000 | $888,000 |
| Application Approved But Not Accepted | 38 | $7,810,000 | $205,000 | $1,005,000 | $157,000 | $698,000 |
| Preapproval Approved but not Accepted | 2 | $90,000 | $45,000 | $65,000 | $76,000 | $96,000 |
| Preapproval Denied by Financial Institution | 1 | $105,000 | $105,000 | $105,000 | $42,000 | $42,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,197 | $594,395,000 | $270,000 | $35,905,000 | $137,000 | $2,065,000 |
| Debt-To-Income Ratio | 252 | $88,000,000 | $349,000 | $40,805,000 | $144,000 | $8,510,000 |
| Credit History | 79 | $8,445,000 | $106,000 | $325,000 | $89,000 | $300,000 |
| Collateral | 41 | $5,835,000 | $142,000 | $365,000 | $138,000 | $917,000 |
| Other | 17 | $2,095,000 | $123,000 | $325,000 | $119,000 | $264,000 |
| Credit Application Incomplete | 14 | $2,520,000 | $180,000 | $705,000 | $92,000 | $190,000 |
| Unverifiable Information | 7 | $1,505,000 | $215,000 | $415,000 | $137,000 | $360,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $2,005,000 | $401,000 | $635,000 | $173,000 | $271,000 |
| Employment History | 1 | $205,000 | $205,000 | $205,000 | $66,000 | $66,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.