Campbell County, SD Mortgage Lenders & HMDA Data, 2003

In 2003, lenders reported 26 mortgage applications in Campbell County, SD totaling $1.5 million. The average application was for $56,000, and applicants reported an average income of $91,000. 50% of applications resulted in an originated loan and 23% were denied. The most active lender was Wells Fargo Home Mortgage, with 5 applications, followed by Beneficial and Wells Fargo Bank, NA.

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Total Number of Mortgage Applications 26
Total Mortgage Loan Application Amount $1,479,000
Average Mortgage Loan Application Amount $56,000
Highest Mortgage Loan Application Amount $164,000
Average Applicant Income $91,000
Highest Applicant Income $768,000

Mortgage Company List for Lending in Campbell County, SD for 2003

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Home Mortgage
1 HOME CAMPUS, X9902-1R
DES MOINES, IA 50328
* $ 35,000,000,000 5 $ 429,000
Beneficial
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 4 $ 206,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 183,712,000,000 3 $ 58,000
Dacotah Bank
308 S MAIN STREET, PO BOX 1210
ABERDEEN, SD 57401
* $ 717,205,000 2 $ 77,000
Wells Fargo Fin'l South Dakota
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 18,988,174,000 2 $ 58,000
AMC Mortgage Services, Inc.
1100 TOWN & COUNTRY ROAD, SUITE 1100
IRVINE, CA 92868
* $ 10,000,000 1 $ 61,000
First National Bank-Brookings
PO BOX G
GARRETSON, SD 57030
* $ 531,412,000 1 $ 78,000
Kirkwood Bank & Trust Co.
2911 N 14TH STREET
BISMARCK, ND 58503
* $ 82,333,000 1 $ 28,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 49,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 164,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 176,049,792,000 1 $ 52,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 318,870,000,000 1 $ 90,000
Wells Fargo Bank Nevada, NA
4406 PIEDRAS DR W, A SEFCIK, T5600-021
SAN ANTONIO, TX 78228
* $ 9,915,389,000 1 $ 35,000
Wells Fargo Bank South Dakota
4406 PIEDRAS DR W, A SEFCIK, T5600-021
SAN ANTONIO, TX 78228
* $ 9,239,090,000 1 $ 48,000
Chase Manhattan Bank USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 32,738,033,000 1 $ 46,000

The tables below break down 2003 mortgage applications in Campbell County, SD by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Campbell County, SD in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 21 $1,260,000 $60,000 $164,000 $105,000 $768,000
Home Purchase (one-to-four family) 4 $209,000 $52,000 $103,000 $50,000 $90,000
Home Improvement (one-to-four family) 1 $10,000 $10,000 $10,000 $20,000 $20,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 18 $1,170,000 $65,000 $164,000 $109,000 $768,000
Information not provided by applicant in mail or telephone application 8 $309,000 $38,000 $54,000 $43,000 $67,000
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian or Pacific Islander 0 $0 $0 $0 $0 $0
Black 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 26 $1,479,000 $56,000 $164,000 $91,000 $768,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 13 $769,000 $59,000 $127,000 $42,000 $90,000
Application Denied By Financial Institution 6 $210,000 $35,000 $54,000 $80,000 $150,000
Application Withdrawn By Applicant 5 $246,000 $49,000 $61,000 $295,000 $768,000
Application Approved But Not Accepted 2 $254,000 $127,000 $164,000 $87,000 $120,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 2 $59,000 $29,000 $35,000 $43,000 $57,000
Collateral 2 $72,000 $36,000 $48,000 $150,000 $150,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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