Cass County IA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Unlock detailed Cass County IA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Iowa.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 397 |
| Total Mortgage Loan Application Amount | $46,660,000 |
| Average Mortgage Loan Application Amount | $117,000 |
| Highest Mortgage Loan Application Amount | $3,975,000 |
| Average Applicant Income | $100,000 |
| Highest Applicant Income | $2,259,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| ROLLING HILLS BANK & TRUST 1307 E 7TH ST ATLANTIC, IA 50022 |
* | $ 242,006,000 | 47 | $ 9,248,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 46 | $ 4,139,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,610,580,000,000 | 29 | $ 1,801,000 |
| IOWA BANKERS MORTGAGE CORPORATION 8800 NW 62ND AVE JOHNSTON, IA 50131 |
* | $ 10,000,000 | 24 | $ 2,171,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 17 | $ 2,532,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 16,709,556,000 | 14 | $ 971,000 |
| FNB BANK 101 MAIN STREET MASSENA, IA 50853 |
* | $ 211,544,000 | 14 | $ 976,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 417,458,234,000 | 12 | $ 634,000 |
| HOUGHTON STATE BANK 116 E COOLBAUGH ST RED OAK, IA 51566 |
* | $ 174,569,000 | 11 | $ 1,217,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ 10,000,000 | 11 | $ 1,038,000 |
| INSPIRED FINANCIAL SERVICES, LLC 2708 BICENTENNIAL DR, STE A CEDAR FALLS, IA 50613 |
* | $ 356,249,000 | 10 | $ 1,002,000 |
| AMERICAN SOUTHWEST MORTGAGE CORP. 5900 MOSTELLER DRIVE SUITE 10 OKLAHOMA CITY, OK 73112 |
* | $ 143,000,000 | 10 | $ 1,209,000 |
| MIDWEST FAMILY LENDING CORP. 2753 99TH STREET URBANDALE, IA 50322 |
* | $ 10,000,000 | 9 | $ 1,155,000 |
| VERIDIAN CREDIT UNION 1827 ANSBOROUGH AVE WATERLOO, IA 50701 |
* | $ 2,952,894,000 | 6 | $ 454,000 |
| GREAT WESTERN BANK 35 1ST AVE NE WATERTOWN, SD 57201 |
* | $ 9,952,150,000 | 6 | $ 460,000 |
| TREYNOR STATE BANK 15 EAST MAIN STREET, PO BOX A TREYNOR, IA 51575 |
* | $ 290,876,000 | 5 | $ 1,466,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,914,658,000,000 | 5 | $ 365,000 |
| UNITED BANK OF IOWA 501 SECOND STREET IDA GROVE, IA 51445 |
* | $ 1,329,743,000 | 4 | $ 1,489,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,639,305,000,000 | 4 | $ 439,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 4 | $ 331,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 3 | $ 133,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,299,801,000,000 | 3 | $ 135,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 71,130,930,000 | 3 | $ 346,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 73,279,079,000 | 2 | $ 219,000 |
| CLICK N' CLOSE, INC. 15301 SPECTRUM DRIVE, SUITE 405 ROCKY RIVER, OH 75001 |
* | $ 11,000,000 | 2 | $ 198,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 13,649,486,000 | 2 | $ 124,000 |
| HOME LOAN INVESTMENT BANK, F.S.B. ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 224,192,000 | 2 | $ 28,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 2 | $ 105,000 |
| AVAILA BANK 126 W 6TH ST CARROLL, IA 51401 |
* | $ 536,114,000 | 2 | $ 76,000 |
| CENTRIS 11825 Q STREET OMAHA, NE 68137 |
* | $ 602,453,000 | 2 | $ 121,000 |
| UNITED SECURITY FINANCIAL CORP 930 EAST 6600 SOUTH MURRAY, UT 84121 |
* | $ 10,000,000 | 2 | $ 140,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 2 | $ 142,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ 1,825,398,000 | 2 | $ 174,000 |
| PREMIER HOME MORTGAGE, INC. 3024 TOWER RD RAPID CITY, SD 57701 |
* | $ 20,569,000 | 2 | $ 332,000 |
| NATIONWIDE BANK ONE NATIONWIDE PLAZA COLUMBUS, OH 43215 |
* | $ 6,397,488,000 | 2 | $ 84,000 |
| BANK IOWA 1150 JORDAN CREEK PARKWAY WEST DES MOINES, IA 50266 |
* | $ 1,134,969,000 | 2 | $ 109,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 2 | $ 270,000 |
| MIDSTATES BANK, NATIONAL ASSOCIATION 1851 MADISON AVE., STE. 732 COUNCIL BLUFFS, IA 51503 |
* | $ 397,621,000 | 2 | $ 58,000 |
| PEOPLES BANK 4831 W 6TH ST LAWRENCE, KS 66049 |
* | $ 451,930,000 | 1 | $ 150,000 |
| NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 CARSON CITY, NV 92614 |
* | $ 52,388,000 | 1 | $ 68,000 |
| TWO RIVERS BANK & TRUST 222 N. MAIN ST BURLINGTON, IA 52601 |
* | $ 706,900,000 | 1 | $ 68,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ 10,000,000 | 1 | $ 179,000 |
| LINCOLN SAVINGS BANK 301 WASHINGTON ST REINBECK, IA 50613 |
* | $ 862,680,000 | 1 | $ 174,000 |
| MALVERN BANK 404 MAIN STREET MALVERN, IA 51551 |
* | $ 115,696,000 | 1 | $ 49,000 |
| BBMC MORTGAGE, LLC 100 W. 22ND ST LOMBARD, IL 60148 |
* | $ 149,000,000 | 1 | $ 207,000 |
| CEDAR FALLS COMMUNITY CREDIT UNION 123 W 4TH ST CEDAR FALLS, IA 50613 |
* | $ 100,122,000 | 1 | $ 90,000 |
| CENTRAL BANK 600 LAKE AVENUE STORM LAKE, IA 50588 |
* | $ 703,748,000 | 1 | $ 175,000 |
| AMERICAN TRUST & SAVINGS BANK 895 MAIN STREET DUBUQUE, IA 52001 |
* | $ 1,044,063,000 | 1 | $ 247,000 |
| AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ 100,247,000 | 1 | $ 72,000 |
| CASTLE & COOKE MORTGAGE, LLC 13751 S WADSWORTH PARK DRIVE, STE 101 WILMINGTON, DE 84020 |
* | $ 10,000,000 | 1 | $ 77,000 |
| UNITED FIDELITY FUNDING CORP. 1300 NW BRIARCLIFF PKWY SUITE 275 JEFFERSON CITY, MO 64150 |
* | $ 1,000,000,000 | 1 | $ 68,000 |
| COMMUNITY MORTGAGE, LLC 19045 E. VALLEY VIEW PKWY., STE. F INDEPENDENCE, MO 64055 |
* | $ 512,000 | 1 | $ 82,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 1 | $ 176,000 |
| AMERICAN BANK OF FREEDOM 127 WEST HUDSON WELLSVILLE, MO 63384 |
* | $ 166,835,000 | 1 | $ 172,000 |
| FARMERS AND MERCHANTS STATE BANK 101 W JEFFERSON STREET WINTERSET, IA 50273 |
* | $ 188,523,000 | 1 | $ 54,000 |
| GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ 31,000,000 | 1 | $ 152,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 1 | $ 44,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ 1,000,000,000 | 1 | $ 58,000 |
| PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 1 | $ 107,000 |
| LIBERTY NATIONAL BANK 4425 SINGING HILLS BLVD SIOUX CITY, IA 51106 |
* | $ 332,965,000 | 1 | $ 120,000 |
| SOUTH CENTRAL BANK, NATIONAL ASSOCIATION 525 W ROOSEVELT RD CHICAGO, IL 60607 |
* | $ 268,926,000 | 1 | $ 10,000 |
| GOLDWATER BANK, N.A. 2525 EAST CAMELBACK ROAD SUITE 1100 PHOENIX, AZ 85016 |
* | $ 95,747,000 | 1 | $ 107,000 |
| ARBOR BANK 911 CENTRAL AVENUE NEBRASKA CITY, NE 68410 |
* | $ 267,301,000 | 1 | $ 94,000 |
| FIRST NATIONAL BANK OF AMERICA 241 EAST SAGINAW EAST LANSING, MI 48823 |
* | $ 822,669,000 | 1 | $ 42,000 |
| AMERICAN NATIONAL BANK 8990 WEST DODGE RD OMAHA, NE 68114 |
* | $ 2,957,377,000 | 1 | $ 79,000 |
| IMPAC MORTGAGE CORP. 19500 JAMBOREE RD GLENDALE, CA 92612 |
* | $ 32,120,000 | 1 | $ 160,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 186,710,993,000 | 1 | $ 77,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ 10,000,000 | 1 | $ 78,000 |
| MJ MORTGAGE 2 N LOCUST ST GLENWOOD, IA 51534 |
* | $ 100,000,000 | 1 | $ 57,000 |
| HOMEWARD RESIDENTIAL, INC. 16675 ADDISON ROAD ADDISON, TX 75001 |
* | $ 3,809,880,000 | 1 | $ 79,000 |
| COLONIAL SAVINGS, F.A. P O BOX 2988 FORT WORTH, TX 76113 |
* | $ 961,290,000 | 1 | $ 178,000 |
| GUTHRIE COUNTY STATE BANK 505 E MAIN ST PANORA, IA 50216 |
* | $ 116,906,000 | 1 | $ 170,000 |
| LUANA SAVINGS BANK 100 HARVEST DRIVE LUANA, IA 52156 |
* | $ 776,136,000 | 1 | $ 32,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 205,125,538,000 | 1 | $ 82,000 |
| WASHINGTON COUNTY BANK PO BOX 248 BLAIR, NE 68008 |
* | $ 339,642,000 | 1 | $ 90,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 26,594,410,000 | 1 | $ 17,000 |
| KEYBANK NATIONAL ASSOCIATION 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 93,038,275,000 | 1 | $ 3,975,000 |
| OAK CREEK VALLEY BANK P.O. BOX 8 VALPARAISO, NE 68065 |
* | $ 79,807,000 | 1 | $ 6,000 |
| MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 122,099,687,000 | 1 | $ 80,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 11,567,246,000 | 1 | $ 38,000 |
| BANK OF THE WEST 180 MONTGOMERY STREET SAN FRANCISCO, CA 94104 |
* | $ 75,743,098,000 | 1 | $ 132,000 |
| COBALT CREDIT UNION 7148 TOWNE CENTER PARKWAY PAPILLION, NE 68046 |
* | $ 824,586,000 | 1 | $ 35,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,801,773,000 | 1 | $ 66,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2016, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Cass County IA in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 191 | $29,641,000 | $155,000 | $3,975,000 | $143,000 | $2,259,000 |
| Home Purchase | 179 | $16,064,000 | $89,000 | $255,000 | $59,000 | $696,000 |
| Home Improvement | 27 | $955,000 | $35,000 | $160,000 | $76,000 | $191,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 335 | $37,270,000 | $111,000 | $956,000 | $113,000 | $2,259,000 |
| Not applicable | 28 | $6,341,000 | $226,000 | $3,975,000 | $7,000 | $65,000 |
| Not Provided | 24 | $2,204,000 | $91,000 | $250,000 | $53,000 | $137,000 |
| Hispanic | 7 | $514,000 | $73,000 | $142,000 | $42,000 | $62,000 |
| Black or African American | 2 | $202,000 | $101,000 | $148,000 | $36,000 | $46,000 |
| American Indian or Alaskan Native | 1 | $129,000 | $129,000 | $129,000 | $82,000 | $82,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 255 | $33,340,000 | $130,000 | $3,975,000 | $135,000 | $2,259,000 |
| FHA-insured (Federal Housing Administration) | 65 | $5,551,000 | $85,000 | $255,000 | $36,000 | $110,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 45 | $3,665,000 | $81,000 | $172,000 | $31,000 | $76,000 |
| VA-guaranteed (Veterans Administration) | 32 | $4,104,000 | $128,000 | $212,000 | $53,000 | $131,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 257 | $34,007,000 | $132,000 | $3,975,000 | $132,000 | $2,259,000 |
| Application Denied By Financial Institution | 68 | $6,386,000 | $93,000 | $412,000 | $54,000 | $191,000 |
| Loan Purchased By The Institution | 30 | $2,550,000 | $85,000 | $172,000 | $15,000 | $65,000 |
| Application Withdrawn By Applicant | 20 | $1,830,000 | $91,000 | $207,000 | $44,000 | $128,000 |
| Application Approved But Not Accepted | 12 | $1,014,000 | $84,000 | $227,000 | $45,000 | $79,000 |
| File Closed For Incompleteness | 10 | $873,000 | $87,000 | $150,000 | $44,000 | $80,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 12 | $358,000 | $29,000 | $77,000 | $46,000 | $83,000 |
| Debt-To-Income Ratio | 12 | $1,415,000 | $117,000 | $412,000 | $55,000 | $150,000 |
| Collateral | 7 | $613,000 | $87,000 | $168,000 | $42,000 | $81,000 |
| Other | 5 | $295,000 | $59,000 | $167,000 | $46,000 | $76,000 |
| Credit Application Incomplete | 3 | $288,000 | $96,000 | $120,000 | $48,000 | $93,000 |
| Employment History | 3 | $199,000 | $66,000 | $82,000 | $35,000 | $52,000 |
| Unverifiable Information | 2 | $164,000 | $82,000 | $110,000 | $51,000 | $52,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $42,000 | $42,000 | $42,000 | $63,000 | $63,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.