Cayey Municipio, PR Mortgage Lenders & HMDA Data, 2018
In 2018, lenders reported 265 mortgage applications in Cayey Municipio, PR totaling $32.1 million, down 46% from 2017. The average application was for $121,000, and applicants reported an average income of $51,000. 49% of applications resulted in an originated loan and 23% were denied. The most active lender was Banco Popular, with 73 applications, followed by Firstbank and Oriental Bank.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 265 |
| Total Mortgage Loan Application Amount | $32,095,000 |
| Average Mortgage Loan Application Amount | $121,000 |
| Highest Mortgage Loan Application Amount | $375,000 |
| Average Applicant Income | $51,000 |
| Highest Applicant Income | $769,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 34,726,000,000 | 73 | $ 8,915,000 |
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 12,246,248,000 | 46 | $ 5,450,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 6,145,411,000 | 46 | $ 5,590,000 |
| Hr Mortgage Corp M11 CALLE ROBLE, VILLA TURABO CAGUAS, PR 00725 |
* | $ -1,000 | 28 | $ 3,270,000 |
| Scotiabank De Puerto Rico 290 JESUS T. PIN++ERO SAN JUAN, PR 00918 |
* | $ 4,131,799,000 | 12 | $ 1,360,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ 22,858,876,000 | 7 | $ 1,065,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ -1,000 | 5 | $ 715,000 |
| Senior Mortgage Banker 1239 ROOSEVELT AVE SAN JUAN, PR 00920 |
* | $ -1,000 | 5 | $ 755,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ -1,000 | 5 | $ 495,000 |
| Actual Mortgage Bankers PO BOX 2808 BAYAMON, PR 00960 |
* | $ -1,000 | 4 | $ 490,000 |
| Trust Mortgage Corp. EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS SAN JUAN, PR 00923 |
* | $ -1,000 | 4 | $ 470,000 |
| Banco Santander Puerto Rico P O BOX 362589, SAN JUAN, PR 00936 |
* | $ 5,107,638,000 | 4 | $ 330,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ -1,000 | 4 | $ 470,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ -1,000 | 4 | $ 510,000 |
| Cooperativa De Ac San Jose CALLE DEGETAU 106 SUR AIBONITO, PR 00705 |
* | $ -1,000 | 3 | $ 285,000 |
| First Equity Mortgage Bankers Inc. 9300 S DADELAND BLVD STE 500 MIAMI, FL 33156 |
* | $ -1,000 | 2 | $ 200,000 |
| Vig Mortgage 1225 PONCE DE LEON VIG TOWER SUITE B-J SAN JUAN, PR 00907 |
* | $ -1,000 | 2 | $ 200,000 |
| Caribe Federal Credit Union 195 ONEIL ST SAN JUAN, PR 00918 |
* | $ 358,897,000 | 2 | $ 300,000 |
| Planet Home Lending, LLC 321 RESEARCH PARKWAY SUITE 303 MERIDEN, CT 06450 |
* | $ -1,000 | 2 | $ 490,000 |
| Citimortgage, Inc. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ -1,000 | 2 | $ 120,000 |
| The Lending Center Corporation G-8 ONEILL STREET SAN JUAN, PR 00918 |
* | $ -1,000 | 1 | $ 185,000 |
| Rf Mortgage & Investment Corp PO BOX 361309 SAN JUAN, PR 00936 |
* | $ -1,000 | 1 | $ 115,000 |
| Midfirst Bank 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 14,726,156,000 | 1 | $ 75,000 |
| Cooperativa De Ac Maunabo BOX 127 MAUNABO, PR 00707 |
* | $ -1,000 | 1 | $ 75,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ -1,000 | 1 | $ 165,000 |
The tables below break down 2018 mortgage applications in Cayey Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Cayey Municipio, PR in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 187 | $23,185,000 | $123,000 | $295,000 | $47,000 | $242,000 |
| Cash-out Refinancing | 33 | $3,475,000 | $105,000 | $195,000 | $67,000 | $769,000 |
| Refinancing | 33 | $4,015,000 | $121,000 | $375,000 | $54,000 | $145,000 |
| Not Applicable | 7 | $725,000 | $103,000 | $195,000 | $0 | $0 |
| Other Purpose | 5 | $695,000 | $139,000 | $305,000 | $57,000 | $133,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 220 | $26,700,000 | $121,000 | $375,000 | $49,000 | $242,000 |
| Not applicable | 25 | $2,905,000 | $116,000 | $205,000 | $0 | $0 |
| White | 14 | $1,890,000 | $135,000 | $295,000 | $96,000 | $769,000 |
| Black or African American | 4 | $390,000 | $97,000 | $135,000 | $29,000 | $47,000 |
| Not Provided | 2 | $210,000 | $105,000 | $105,000 | $26,000 | $26,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 84 | $9,900,000 | $117,000 | $215,000 | $35,000 | $91,000 |
| FHA-insured (Federal Housing Administration) | 83 | $10,525,000 | $126,000 | $295,000 | $50,000 | $204,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 81 | $8,775,000 | $108,000 | $305,000 | $66,000 | $769,000 |
| VA-guaranteed (Veterans Administration) | 17 | $2,895,000 | $170,000 | $375,000 | $55,000 | $103,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 129 | $15,515,000 | $120,000 | $275,000 | $51,000 | $242,000 |
| Application Denied By Financial Institution | 62 | $7,180,000 | $115,000 | $245,000 | $39,000 | $91,000 |
| Loan Purchased By The Institution | 29 | $3,605,000 | $124,000 | $295,000 | $50,000 | $80,000 |
| Application Withdrawn By Applicant | 26 | $3,580,000 | $137,000 | $375,000 | $83,000 | $769,000 |
| File Closed For Incompleteness | 12 | $1,490,000 | $124,000 | $305,000 | $55,000 | $133,000 |
| Application Approved But Not Accepted | 7 | $725,000 | $103,000 | $175,000 | $42,000 | $82,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 203 | $24,915,000 | $122,000 | $375,000 | $55,000 | $769,000 |
| Collateral | 23 | $2,805,000 | $121,000 | $245,000 | $42,000 | $91,000 |
| Debt-To-Income Ratio | 20 | $2,000,000 | $100,000 | $175,000 | $27,000 | $91,000 |
| Credit History | 10 | $1,390,000 | $139,000 | $215,000 | $54,000 | $74,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $605,000 | $121,000 | $145,000 | $36,000 | $59,000 |
| Other | 4 | $380,000 | $95,000 | $105,000 | $51,000 | $78,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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