Ceiba Municipio, PR Mortgage Lenders & HMDA Data, 2018
In 2018, lenders reported 96 mortgage applications in Ceiba Municipio, PR totaling $8.3 million, down 47% from 2017. The average application was for $86,000, and applicants reported an average income of $52,000. 49% of applications resulted in an originated loan and 19% were denied. The most active lender was Banco Popular, with 30 applications, followed by Firstbank and Scotiabank De Puerto Rico.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 96 |
| Total Mortgage Loan Application Amount | $8,340,000 |
| Average Mortgage Loan Application Amount | $86,000 |
| Highest Mortgage Loan Application Amount | $225,000 |
| Average Applicant Income | $52,000 |
| Highest Applicant Income | $581,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 34,726,000,000 | 30 | $ 2,540,000 |
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 12,246,248,000 | 16 | $ 1,610,000 |
| Scotiabank De Puerto Rico 290 JESUS T. PIN++ERO SAN JUAN, PR 00918 |
* | $ 4,131,799,000 | 9 | $ 785,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ -1,000 | 8 | $ 680,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ -1,000 | 5 | $ 385,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ -1,000 | 4 | $ 430,000 |
| Banco Santander Puerto Rico P O BOX 362589, SAN JUAN, PR 00936 |
* | $ 5,107,638,000 | 4 | $ 240,000 |
| Rf Mortgage & Investment Corp PO BOX 361309 SAN JUAN, PR 00936 |
* | $ -1,000 | 3 | $ 255,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 6,145,411,000 | 3 | $ 285,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ 22,858,876,000 | 3 | $ 295,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ -1,000 | 2 | $ 170,000 |
| Vig Mortgage 1225 PONCE DE LEON VIG TOWER SUITE B-J SAN JUAN, PR 00907 |
* | $ -1,000 | 2 | $ 120,000 |
| Trust Mortgage Corp. EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS SAN JUAN, PR 00923 |
* | $ -1,000 | 2 | $ 110,000 |
| Hr Mortgage Corp M11 CALLE ROBLE, VILLA TURABO CAGUAS, PR 00725 |
* | $ -1,000 | 2 | $ 210,000 |
| Senior Mortgage Banker 1239 ROOSEVELT AVE SAN JUAN, PR 00920 |
* | $ -1,000 | 1 | $ 65,000 |
| Latin American Financlal 1700 JESUS T. PINERO AVE 2ND FL STE 26 SAN JUAN, PR 00921 |
* | $ -1,000 | 1 | $ 75,000 |
| Home Mortgage Bankers AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F CAROLINA, PR 00983 |
* | $ -1,000 | 1 | $ 85,000 |
The tables below break down 2018 mortgage applications in Ceiba Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Ceiba Municipio, PR in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 79 | $6,675,000 | $84,000 | $225,000 | $50,000 | $581,000 |
| Refinancing | 13 | $1,435,000 | $110,000 | $185,000 | $67,000 | $132,000 |
| Cash-out Refinancing | 3 | $145,000 | $48,000 | $65,000 | $46,000 | $82,000 |
| Not Applicable | 1 | $85,000 | $85,000 | $85,000 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 72 | $6,200,000 | $86,000 | $185,000 | $50,000 | $581,000 |
| Not applicable | 16 | $1,360,000 | $85,000 | $225,000 | $0 | $0 |
| White | 6 | $540,000 | $90,000 | $135,000 | $67,000 | $96,000 |
| Black or African American | 1 | $75,000 | $75,000 | $75,000 | $69,000 | $69,000 |
| Not Provided | 1 | $165,000 | $165,000 | $165,000 | $100,000 | $100,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 44 | $3,770,000 | $85,000 | $185,000 | $71,000 | $581,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 26 | $2,390,000 | $91,000 | $225,000 | $34,000 | $75,000 |
| FHA-insured (Federal Housing Administration) | 20 | $1,480,000 | $74,000 | $175,000 | $33,000 | $113,000 |
| VA-guaranteed (Veterans Administration) | 6 | $700,000 | $116,000 | $185,000 | $46,000 | $72,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 47 | $4,005,000 | $85,000 | $175,000 | $58,000 | $581,000 |
| Application Denied By Financial Institution | 18 | $1,620,000 | $90,000 | $185,000 | $34,000 | $132,000 |
| Loan Purchased By The Institution | 16 | $1,360,000 | $85,000 | $225,000 | $0 | $0 |
| Application Withdrawn By Applicant | 9 | $805,000 | $89,000 | $165,000 | $61,000 | $106,000 |
| File Closed For Incompleteness | 4 | $320,000 | $80,000 | $105,000 | $55,000 | $127,000 |
| Application Approved But Not Accepted | 2 | $230,000 | $115,000 | $125,000 | $42,000 | $56,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 78 | $6,720,000 | $86,000 | $225,000 | $57,000 | $581,000 |
| Debt-To-Income Ratio | 6 | $490,000 | $81,000 | $165,000 | $22,000 | $46,000 |
| Credit History | 4 | $270,000 | $67,000 | $95,000 | $28,000 | $39,000 |
| Collateral | 3 | $295,000 | $98,000 | $145,000 | $58,000 | $132,000 |
| Other | 2 | $230,000 | $115,000 | $185,000 | $18,000 | $18,000 |
| Credit Application Incomplete | 1 | $85,000 | $85,000 | $85,000 | $33,000 | $33,000 |
| Employment History | 1 | $185,000 | $185,000 | $185,000 | $54,000 | $54,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $65,000 | $65,000 | $65,000 | $52,000 | $52,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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