Ceiba Municipio, PR Mortgage Lenders & HMDA Data, 2020
In 2020, lenders reported 177 mortgage applications in Ceiba Municipio, PR totaling $17.0 million, up 16% from 2019. The average application was for $95,000, and applicants reported an average income of $53,000. 35% of applications resulted in an originated loan and 8% were denied. The most active lender was Banco Popular, with 79 applications, followed by Firstbank and Oriental Bank.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 177 |
| Total Mortgage Loan Application Amount | $16,975,000 |
| Average Mortgage Loan Application Amount | $95,000 |
| Highest Mortgage Loan Application Amount | $275,000 |
| Average Applicant Income | $53,000 |
| Highest Applicant Income | $223,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 41,627,000,000 | 79 | $ 7,785,000 |
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 12,597,360,000 | 16 | $ 1,740,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 9,253,736,000 | 15 | $ 1,265,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ -1,000 | 13 | $ 1,175,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ -1,000 | 13 | $ 1,215,000 |
| Hr Mortgage Corp M11 CALLE ROBLE, VILLA TURABO CAGUAS, PR 00725 |
* | $ -1,000 | 9 | $ 755,000 |
| First Equity Mortgage Bankers Inc. 9300 S DADELAND BLVD STE 500 MIAMI, FL 33156 |
* | $ -1,000 | 7 | $ 635,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ -1,000 | 5 | $ 555,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ 24,774,361,000 | 4 | $ 480,000 |
| Home Mortgage Bankers AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F CAROLINA, PR 00983 |
* | $ -1,000 | 3 | $ 235,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ -1,000 | 3 | $ 245,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ -1,000 | 2 | $ 170,000 |
| Rf Mortgage & Investment Corp PO BOX 361309 SAN JUAN, PR 00936 |
* | $ -1,000 | 2 | $ 160,000 |
| Cooperativa De A\C Roosvelt R 88PM+5QQ, FAJARDO FAJARDO, PR 00738 |
* | $ -1,000 | 2 | $ 150,000 |
| Actual Mortgage Bankers PO BOX 2808 BAYAMON, PR 00960 |
* | $ -1,000 | 1 | $ 85,000 |
| Coop. De A/C La Puertorrique+¦A AVE. ANA G. MÉNDEZ, 9729 PR-176 KM 1.1 SAN JUAN, PR 00921 |
* | $ -1,000 | 1 | $ 55,000 |
| Caribe Federal Credit Union 195 ONEIL ST SAN JUAN, PR 00918 |
* | $ 422,363,000 | 1 | $ 75,000 |
| Calcon Mutual Mortgage LLC 3131 CAMINO DEL RIO N SUITE 1680 SAN DIEGO, CA 92108 |
* | $ -1,000 | 1 | $ 195,000 |
The tables below break down 2020 mortgage applications in Ceiba Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Ceiba Municipio, PR in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 117 | $11,215,000 | $95,000 | $275,000 | $56,000 | $216,000 |
| Refinancing | 30 | $3,070,000 | $102,000 | $215,000 | $50,000 | $223,000 |
| Not Applicable | 16 | $1,610,000 | $100,000 | $185,000 | $0 | $0 |
| Cash-out Refinancing | 13 | $915,000 | $70,000 | $105,000 | $41,000 | $127,000 |
| Other Purpose | 1 | $165,000 | $165,000 | $165,000 | $50,000 | $50,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 94 | $8,440,000 | $89,000 | $195,000 | $51,000 | $223,000 |
| Not applicable | 73 | $7,635,000 | $104,000 | $275,000 | $0 | $0 |
| White | 10 | $900,000 | $90,000 | $165,000 | $74,000 | $216,000 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 61 | $5,305,000 | $86,000 | $185,000 | $31,000 | $90,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 60 | $6,060,000 | $101,000 | $265,000 | $82,000 | $223,000 |
| FHA-insured (Federal Housing Administration) | 45 | $3,905,000 | $86,000 | $275,000 | $25,000 | $66,000 |
| VA-guaranteed (Veterans Administration) | 11 | $1,705,000 | $155,000 | $195,000 | $78,000 | $170,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 73 | $7,635,000 | $104,000 | $275,000 | $0 | $0 |
| Loan Originated | 62 | $5,800,000 | $93,000 | $195,000 | $54,000 | $197,000 |
| Application Withdrawn By Applicant | 19 | $1,585,000 | $83,000 | $165,000 | $56,000 | $223,000 |
| Application Denied By Financial Institution | 15 | $1,255,000 | $83,000 | $185,000 | $52,000 | $216,000 |
| File Closed For Incompleteness | 6 | $550,000 | $91,000 | $175,000 | $41,000 | $53,000 |
| Application Approved But Not Accepted | 2 | $150,000 | $75,000 | $85,000 | $63,000 | $78,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 162 | $15,720,000 | $97,000 | $275,000 | $54,000 | $223,000 |
| Debt-To-Income Ratio | 6 | $540,000 | $90,000 | $185,000 | $33,000 | $115,000 |
| Collateral | 4 | $190,000 | $47,000 | $75,000 | $23,000 | $32,000 |
| Credit History | 3 | $325,000 | $108,000 | $165,000 | $83,000 | $216,000 |
| Unverifiable Information | 1 | $115,000 | $115,000 | $115,000 | $73,000 | $73,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $85,000 | $85,000 | $85,000 | $168,000 | $168,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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