Ceiba Municipio, PR Mortgage Lenders & HMDA Data, 2022
In 2022, lenders reported 168 mortgage applications in Ceiba Municipio, PR totaling $18.4 million, down 29% from 2021. The average application was for $109,000, and applicants reported an average income of $60,000. 50% of applications resulted in an originated loan and 17% were denied. The most active lender was Firstbank, with 25 applications, followed by Banco Popular and The Moneyhouse Inc..
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 168 |
| Total Mortgage Loan Application Amount | $18,390,000 |
| Average Mortgage Loan Application Amount | $109,000 |
| Highest Mortgage Loan Application Amount | $395,000 |
| Average Applicant Income | $60,000 |
| Highest Applicant Income | $306,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 20,778,081,000 | 25 | $ 2,555,000 |
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 64,243,000,000 | 22 | $ 2,140,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ -1,000 | 22 | $ 2,230,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 9,805,742,000 | 18 | $ 2,330,000 |
| Cooperativa De A\C Roosvelt R 88PM+5QQ, FAJARDO FAJARDO, PR 00738 |
* | $ -1,000 | 9 | $ 615,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ 32,520,025,000 | 7 | $ 1,445,000 |
| First Equity Mortgage Bankers Inc. 9300 S DADELAND BLVD STE 500 MIAMI, FL 33156 |
* | $ -1,000 | 6 | $ 610,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ -1,000 | 6 | $ 610,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ -1,000 | 6 | $ 530,000 |
| Hr Mortgage Corp M11 CALLE ROBLE, VILLA TURABO CAGUAS, PR 00725 |
* | $ -1,000 | 5 | $ 515,000 |
| Trust Mortgage Corp. EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS SAN JUAN, PR 00923 |
* | $ -1,000 | 5 | $ 575,000 |
| Actual Mortgage Bankers PO BOX 2808 BAYAMON, PR 00960 |
* | $ -1,000 | 5 | $ 475,000 |
| Home Mortgage Bankers AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F CAROLINA, PR 00983 |
* | $ -1,000 | 5 | $ 605,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ -1,000 | 4 | $ 330,000 |
| Multiples Mortgage Corp. 761 AVE. LUIS MUNOZ RIVERA, SAN JUAN, PR 00918 |
* | $ -1,000 | 3 | $ 355,000 |
| Rf Mortgage & Investment Corp PO BOX 361309 SAN JUAN, PR 00936 |
* | $ -1,000 | 3 | $ 345,000 |
| Equity Prime Mortgage LLC 5 CONCOURSE PKWY, STE 2250 ATLANTA, GA 30328 |
* | $ -1,000 | 3 | $ 375,000 |
| Senior Mortgage Banker 1239 ROOSEVELT AVE SAN JUAN, PR 00920 |
* | $ -1,000 | 2 | $ 230,000 |
| Calcon Mutual Mortgage LLC 3131 CAMINO DEL RIO N SUITE 1680 SAN DIEGO, CA 92108 |
* | $ -1,000 | 2 | $ 450,000 |
| Coop. De A/C La Puertorrique+¦A AVE. ANA G. MÉNDEZ, 9729 PR-176 KM 1.1 SAN JUAN, PR 00921 |
* | $ -1,000 | 2 | $ 230,000 |
| Vig Mortgage 1225 PONCE DE LEON VIG TOWER SUITE B-J SAN JUAN, PR 00907 |
* | $ -1,000 | 2 | $ 300,000 |
| Cooperativa De A\C Oriental PO BOX 876 HUMACAO, PR 00791 |
* | $ -1,000 | 1 | $ 175,000 |
| Cooperativa De Ac Hatillo PO BOX 95 HATILLO, PR 00659 |
* | $ -1,000 | 1 | $ 65,000 |
| Cooperativa La Sagrada Familia CALLE BOU 38 COROZAL, PR 00783 |
* | $ -1,000 | 1 | $ 85,000 |
| The Lending Center Corporation G-8 ONEILL STREET SAN JUAN, PR 00918 |
* | $ -1,000 | 1 | $ 85,000 |
| Cooperativa De Ac Las Piedras APARTADO 414 LAS PIEDRAS, PR 00771 |
* | $ -1,000 | 1 | $ 55,000 |
| Capital Mortgage 206 ELEANOR ROOSEVELT SAN JUAN, PR 00918 |
* | $ -1,000 | 1 | $ 75,000 |
The tables below break down 2022 mortgage applications in Ceiba Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Ceiba Municipio, PR in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 137 | $15,405,000 | $112,000 | $395,000 | $60,000 | $243,000 |
| Cash-out Refinancing | 14 | $1,370,000 | $97,000 | $185,000 | $42,000 | $194,000 |
| Refinancing | 8 | $700,000 | $87,000 | $155,000 | $68,000 | $306,000 |
| Not Applicable | 5 | $355,000 | $71,000 | $125,000 | $0 | $0 |
| Other Purpose | 3 | $475,000 | $158,000 | $325,000 | $112,000 | $214,000 |
| Home Improvement | 1 | $85,000 | $85,000 | $85,000 | $82,000 | $82,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 132 | $14,200,000 | $107,000 | $325,000 | $57,000 | $306,000 |
| Not applicable | 24 | $2,400,000 | $100,000 | $235,000 | $0 | $0 |
| White | 9 | $1,095,000 | $121,000 | $265,000 | $95,000 | $243,000 |
| Black or African American | 2 | $460,000 | $230,000 | $395,000 | $128,000 | $172,000 |
| Not Provided | 1 | $235,000 | $235,000 | $235,000 | $57,000 | $57,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 69 | $7,075,000 | $102,000 | $265,000 | $74,000 | $306,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 44 | $4,360,000 | $99,000 | $205,000 | $39,000 | $66,000 |
| FHA-insured (Federal Housing Administration) | 39 | $3,855,000 | $98,000 | $325,000 | $47,000 | $214,000 |
| VA-guaranteed (Veterans Administration) | 16 | $3,100,000 | $193,000 | $395,000 | $74,000 | $172,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 84 | $9,030,000 | $107,000 | $265,000 | $57,000 | $243,000 |
| Application Denied By Financial Institution | 28 | $3,150,000 | $112,000 | $395,000 | $56,000 | $172,000 |
| Loan Purchased By The Institution | 25 | $2,585,000 | $103,000 | $235,000 | $68,000 | $68,000 |
| Application Withdrawn By Applicant | 15 | $1,955,000 | $130,000 | $325,000 | $82,000 | $306,000 |
| File Closed For Incompleteness | 9 | $885,000 | $98,000 | $115,000 | $45,000 | $108,000 |
| Application Approved But Not Accepted | 7 | $785,000 | $112,000 | $155,000 | $86,000 | $153,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 140 | $15,240,000 | $108,000 | $325,000 | $61,000 | $306,000 |
| Collateral | 9 | $1,235,000 | $137,000 | $395,000 | $81,000 | $172,000 |
| Debt-To-Income Ratio | 9 | $1,055,000 | $117,000 | $205,000 | $36,000 | $75,000 |
| Employment History | 3 | $395,000 | $131,000 | $175,000 | $81,000 | $98,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $170,000 | $85,000 | $105,000 | $64,000 | $108,000 |
| Credit History | 2 | $140,000 | $70,000 | $95,000 | $51,000 | $84,000 |
| Credit Application Incomplete | 1 | $45,000 | $45,000 | $45,000 | $10,000 | $10,000 |
| Other | 1 | $65,000 | $65,000 | $65,000 | $18,000 | $18,000 |
| Unverifiable Information | 1 | $45,000 | $45,000 | $45,000 | $16,000 | $16,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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