Chase County, KS Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 49 mortgage applications in Chase County, KS totaling $6.0 million, down 18% from 2022. The average application was for $122,000, and applicants reported an average income of $95,000. 57% of applications resulted in an originated loan and 18% were denied. The most active lender was Farmers and Drovers Bank, with 6 applications, followed by The Citizens State Bank and Nbh Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 49
Total Mortgage Loan Application Amount $5,995,000
Average Mortgage Loan Application Amount $122,000
Highest Mortgage Loan Application Amount $1,055,000
Average Applicant Income $95,000
Highest Applicant Income $949,000

Mortgage Company List for Lending in Chase County, KS for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Farmers and Drovers Bank
201 W MAIN
COUNCIL GROVE, KS 66846
* $ 209,055,000 6 $ 430,000
The Citizens State Bank
410 E. MAIN STREET
GRIDLEY, KS 66852
* $ 323,616,000 5 $ 245,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ 9,523,916,000 5 $ 715,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ -1,000 3 $ 215,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 2 $ 110,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 2 $ 220,000
Meritrust Federal Credit Union
8710 E 32ND ST NORTH
WICHITA, KS 67202
* $ 1,812,858,000 2 $ 150,000
Members Mortgage Services, LLC
200 E 1ST AVE
HUTCHINSON, KS 67501
* $ -1,000 2 $ 210,000
Intrust Bank, NA
105 N MAIN ST
WICHITA, KS 67202
* $ 7,454,262,000 1 $ 1,055,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 1 $ 115,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 1 $ 325,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 1 $ 45,000
White Eagle Credit Union
2830 OHIO
AUGUSTA, KS 67010
* $ 147,808,000 1 $ 65,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 1 $ 275,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 47,596,192,000 1 $ 125,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 176,980,258,000 1 $ 85,000
Emprise Bank
257 N BROADWAY
WICHITA, KS 67202
* $ 2,375,666,000 1 $ 95,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 35,526,360,000 1 $ 205,000
The Citizens State Bank
201 S CHRISTIAN, PO BOX 110
MOUNDRIDGE, KS 67107
* $ 472,684,000 1 $ 5,000
Regent Financial Group
1910 S 72ND STREET, STE. 103
OMAHA, NE 68135
* $ -1,000 1 $ 65,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 1 $ 195,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 1 $ 65,000
Credit Union of America
711 W DOUGLAS
WICHITA, KS 67226
* $ 1,405,806,000 1 $ 195,000
Midwest Mortgage Associates Corp
5333 NORTH UNION BLVD - SUITE 100
COLORADO SPRINGS, CO 80918
* $ -1,000 1 $ 75,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ -1,000 1 $ 245,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 1 $ 225,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 1 $ 75,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 1 $ 55,000

The tables below break down 2023 mortgage applications in Chase County, KS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Chase County, KS in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 37 $4,075,000 $110,000 $325,000 $91,000 $949,000
Refinancing 5 $1,225,000 $245,000 $1,055,000 $39,000 $62,000
Home Improvement 4 $490,000 $122,000 $225,000 $164,000 $300,000
Cash-out Refinancing 2 $140,000 $70,000 $75,000 $137,000 $189,000
Other Purpose 1 $65,000 $65,000 $65,000 $82,000 $82,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 37 $3,675,000 $99,000 $325,000 $99,000 $949,000
Not applicable 8 $1,990,000 $248,000 $1,055,000 $0 $0
Not Provided 1 $205,000 $205,000 $205,000 $90,000 $90,000
American Indian or Alaskan Native 1 $65,000 $65,000 $65,000 $82,000 $82,000
Black or African American 1 $35,000 $35,000 $35,000 $51,000 $51,000
Hispanic 1 $25,000 $25,000 $25,000 $33,000 $33,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 39 $4,925,000 $126,000 $1,055,000 $105,000 $949,000
FHA-insured (Federal Housing Administration) 7 $745,000 $106,000 $195,000 $55,000 $69,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $120,000 $60,000 $75,000 $41,000 $44,000
VA-guaranteed (Veterans Administration) 1 $205,000 $205,000 $205,000 $90,000 $90,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 28 $3,660,000 $130,000 $1,055,000 $100,000 $949,000
Application Denied By Financial Institution 9 $745,000 $82,000 $205,000 $72,000 $147,000
Loan Purchased By The Institution 8 $1,010,000 $126,000 $325,000 $42,000 $42,000
Application Withdrawn By Applicant 2 $420,000 $210,000 $225,000 $204,000 $300,000
File Closed For Incompleteness 1 $85,000 $85,000 $85,000 $70,000 $70,000
Application Approved But Not Accepted 1 $75,000 $75,000 $75,000 $39,000 $39,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 33 $4,805,000 $145,000 $1,055,000 $111,000 $949,000
Debt-To-Income Ratio 9 $625,000 $69,000 $125,000 $78,000 $147,000
Collateral 3 $305,000 $101,000 $205,000 $54,000 $90,000
Credit History 3 $205,000 $68,000 $95,000 $65,000 $67,000
Other 1 $55,000 $55,000 $55,000 $69,000 $69,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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