Chase County, KS Mortgage Lenders & HMDA Data, 2024
In 2024, lenders reported 63 mortgage applications in Chase County, KS totaling $8.3 million, up 29% from 2023. The average application was for $132,000, and applicants reported an average income of $98,000. 57% of applications resulted in an originated loan and 16% were denied. The most active lender was The Citizens State Bank, with 9 applications, followed by Esb Financial and Capitol Federal Savings Bank.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 63 |
| Total Mortgage Loan Application Amount | $8,345,000 |
| Average Mortgage Loan Application Amount | $132,000 |
| Highest Mortgage Loan Application Amount | $625,000 |
| Average Applicant Income | $98,000 |
| Highest Applicant Income | $472,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| The Citizens State Bank 410 E. MAIN STREET GRIDLEY, KS 66852 |
* | $ n/a | 9 | $ 665,000 |
| Esb Financial 801 MERCHANT EMPORIA, KS 66801 |
* | $ n/a | 5 | $ 1,005,000 |
| Capitol Federal Savings Bank 700 S KANSAS AVE TOPEKA, KS 66603 |
* | $ n/a | 4 | $ 840,000 |
| New American Funding, Llc. 14511 MYFORD ROAD, SUITE 100 TUSTIN, CA 92780 |
* | $ n/a | 3 | $ 205,000 |
| Farmers and Drovers Bank 201 W MAIN COUNCIL GROVE, KS 66846 |
* | $ n/a | 3 | $ 685,000 |
| Discover Bank 12 READS WAY GREENWOOD, DE 19950 |
* | $ n/a | 2 | $ 70,000 |
| PennyMac Loan Services LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ n/a | 2 | $ 250,000 |
| Vanderbilt Mortgage and Finance, Inc 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ n/a | 2 | $ 310,000 |
| Bay Equity LLC DETROIT, MI 48226 |
* | $ n/a | 2 | $ 450,000 |
| Mortgage Investment Services Corporation 22316 MIDLAND DRIVE SHAWNEE, KS 66226 |
* | $ n/a | 2 | $ 850,000 |
| Great Southern Bank 218 S GLENSTONE AVE SPRINGFIELD, MO 65802 |
* | $ n/a | 2 | $ 380,000 |
| Spring Eq, LLC 1 WEST ELM STREET SUITE 450 CONSHOHOCKEN, PA 19428 |
* | $ n/a | 2 | $ 20,000 |
| Nbh Bank 7800 EAST ORCHARD ROAD, SUITE 300 GREENWOOD VILLAGE, CO 80011 |
* | $ n/a | 2 | $ 240,000 |
| Coastal Community Bank PO BOX 12220 EVERETT, WA 98203 |
* | $ n/a | 2 | $ 80,000 |
| USAA Federal Savings Bank 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ n/a | 2 | $ 350,000 |
| Commerce Bank 922 WALNUT, TB 12-1 KANSAS CITY, MO 64106 |
* | $ n/a | 1 | $ 5,000 |
| Barrington Bank & Trust Company, N.A. 201 SOUTH HOUGH STREET BARRINGTON, IL 60010 |
* | $ n/a | 1 | $ 95,000 |
| Magnolia Bank PO BOX 188 HODGENVILLE, KY 42748 |
* | $ n/a | 1 | $ 115,000 |
| Truhome Solutions, LLC 9601 LEGLER ROAD LENEXA, KS 66219 |
* | $ n/a | 1 | $ 165,000 |
| Outdoor Bank 2401 N SETH CHILD RD MANHATTAN, KS 66503 |
* | $ n/a | 1 | $ 5,000 |
| Mazuma Credit Union 7260 W 135TH STREET OVERLAND PARK, KS 66223 |
* | $ n/a | 1 | $ 165,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ n/a | 1 | $ 125,000 |
| US Bank, N.A. 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ n/a | 1 | $ 145,000 |
| Emprise Bank 257 N BROADWAY WICHITA, KS 67202 |
* | $ n/a | 1 | $ 65,000 |
| Amerisave Mortgage Company 1200 ALTMORE AVENUE BUILDING 2 SUITE 300 SANDY SPRINGS, GA 30342 |
* | $ n/a | 1 | $ 65,000 |
| Flint Hills Bank PATRICK WIEDERHOLT - 103 1/2 N MAIN PO BOX 5 ESKRIDGE, KS 66423 |
* | $ n/a | 1 | $ 65,000 |
| Communityamerica Federal Credit Union 9777 RIDGE DR LENEXA, KS 66219 |
* | $ n/a | 1 | $ 85,000 |
| Members Mortgage Services, LLC 200 E 1ST AVE HUTCHINSON, KS 67501 |
* | $ n/a | 1 | $ 165,000 |
| Iowa Bankers Mortgage Corporation 8800 NW 62ND AVE JOHNSTON, IA 50131 |
* | $ n/a | 1 | $ 175,000 |
| Amerihome Mortgage Company, LLC 1 BAXTER WAY SUITE 300 THOUSAND OAKS, CA 91362 |
* | $ n/a | 1 | $ 115,000 |
| Flagstar Bank NA TROY, MI 49098 |
* | $ n/a | 1 | $ 85,000 |
The tables below break down 2024 mortgage applications in Chase County, KS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Chase County, KS in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 31 | $5,145,000 | $165,000 | $625,000 | $111,000 | $472,000 |
| Home Improvement | 11 | $1,145,000 | $104,000 | $295,000 | $91,000 | $164,000 |
| Cash-out Refinancing | 9 | $1,025,000 | $113,000 | $245,000 | $117,000 | $397,000 |
| Refinancing | 7 | $665,000 | $95,000 | $375,000 | $60,000 | $102,000 |
| Other Purpose | 5 | $365,000 | $73,000 | $175,000 | $54,000 | $140,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 52 | $7,190,000 | $138,000 | $625,000 | $102,000 | $472,000 |
| Not applicable | 6 | $800,000 | $133,000 | $175,000 | $0 | $0 |
| Not Provided | 3 | $235,000 | $78,000 | $165,000 | $49,000 | $83,000 |
| American Indian or Alaskan Native | 1 | $95,000 | $95,000 | $95,000 | $43,000 | $43,000 |
| Hispanic | 1 | $25,000 | $25,000 | $25,000 | $70,000 | $70,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 50 | $6,590,000 | $131,000 | $625,000 | $92,000 | $472,000 |
| FHA-insured (Federal Housing Administration) | 11 | $1,405,000 | $127,000 | $205,000 | $107,000 | $397,000 |
| VA-guaranteed (Veterans Administration) | 2 | $350,000 | $175,000 | $175,000 | $195,000 | $195,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 36 | $4,880,000 | $135,000 | $625,000 | $100,000 | $472,000 |
| Application Denied By Financial Institution | 10 | $630,000 | $63,000 | $175,000 | $76,000 | $195,000 |
| Loan Purchased By The Institution | 6 | $870,000 | $145,000 | $175,000 | $97,000 | $97,000 |
| Application Withdrawn By Applicant | 4 | $580,000 | $145,000 | $205,000 | $110,000 | $195,000 |
| Application Approved But Not Accepted | 4 | $930,000 | $232,000 | $555,000 | $133,000 | $164,000 |
| File Closed For Incompleteness | 3 | $455,000 | $151,000 | $235,000 | $84,000 | $88,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 40 | $6,300,000 | $157,000 | $625,000 | $107,000 | $472,000 |
| Debt-To-Income Ratio | 13 | $1,415,000 | $108,000 | $375,000 | $92,000 | $165,000 |
| Collateral | 3 | $65,000 | $21,000 | $45,000 | $45,000 | $85,000 |
| Credit Application Incomplete | 2 | $150,000 | $75,000 | $85,000 | $68,000 | $72,000 |
| Credit History | 2 | $70,000 | $35,000 | $35,000 | $95,000 | $130,000 |
| Unverifiable Information | 2 | $340,000 | $170,000 | $175,000 | $139,000 | $195,000 |
| Other | 1 | $5,000 | $5,000 | $5,000 | $24,000 | $24,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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