Chase County, NE Mortgage Lenders & HMDA Data, 2012
In 2012, lenders reported 119 mortgage applications in Chase County, NE totaling $15.8 million, up 14% from 2011. The average application was for $132,000, and applicants reported an average income of $63,000. 50% of applications resulted in an originated loan and 14% were denied. The most active lender was Adams Bank & Trust, with 26 applications, followed by Pinnacle Bank and Franklin American Mortgage Company.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 119 |
| Total Mortgage Loan Application Amount | $15,765,000 |
| Average Mortgage Loan Application Amount | $132,000 |
| Highest Mortgage Loan Application Amount | $2,059,000 |
| Average Applicant Income | $63,000 |
| Highest Applicant Income | $320,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Adams Bank & Trust PO BOX 720 OGALLALA, NE 69153 |
* | $ 550,175,000 | 26 | $ 2,456,000 |
| Pinnacle Bank 20544 HWY 370 LINCOLN, NE 68508 |
* | $ 3,171,239,000 | 25 | $ 5,297,000 |
| Franklin American Mortgage Company 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 13 | $ 1,807,000 |
| Central National Bank 100 RIMROCK DRIVE JUNCTION CITY, KS 66441 |
* | $ 889,265,000 | 11 | $ 1,072,000 |
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,161,490,000,000 | 8 | $ 1,315,000 |
| US Bank, N.A. 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 330,470,810,000 | 5 | $ 512,000 |
| Embrace Home Loans, Inc. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 4 | $ 375,000 |
| Leaderone Financial Corp. 7500 COLLEGE BLVD SUITE 1150 OVERLAND PARK, KS 66210 |
* | $ 100,000,000 | 3 | $ 360,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,811,678,000,000 | 3 | $ 181,000 |
| Mutual of Omaha Bank 3333 FARNAM ST OMAHA, NE 68131 |
* | $ 5,553,220,000 | 2 | $ 203,000 |
| Bank of America NA 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,459,157,302,000 | 2 | $ 150,000 |
| USAA Federal Savings Bank 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 52,181,685,000 | 1 | $ 142,000 |
| First Mortgage Company, L.L.C. 6701 NORTH BROADWAY, SUITE 400 OKLAHOMA CITY, OK 73116 |
* | $ 28,000,000 | 1 | $ 140,000 |
| Nationstar Mortgage 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ 10,000,000 | 1 | $ 80,000 |
| Reliance First Capital, LLC 201 OLD COUNTRY ROAD SUITE 205 MELVILLE, NY 11747 |
* | $ 100,000,000 | 1 | $ 169,000 |
| Consumer Loan Services, LLC 811 MONITOR STREET LA CROSSE, WI 54603 |
* | $ 10,000,000 | 1 | $ 115,000 |
| Stonegate Mortgage Corporation 9190 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 |
* | $ 10,000,000 | 1 | $ 165,000 |
| Bank of the West 180 MONTGOMERY STREET SAN FRANCISCO, CA 94104 |
* | $ 62,408,304,000 | 1 | $ 20,000 |
| State Farm Bank, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 14,736,579,000 | 1 | $ 39,000 |
| Centier Bank 600 E 84TH AVENUE MERRILLVILLE, IN 46410 |
* | $ 2,123,880,000 | 1 | $ 49,000 |
| Wray State Bank 300 CLAY ST WRAY, CO 80758 |
* | $ 94,077,000 | 1 | $ 87,000 |
| Waypoint Bank 747 MERIDIAN AVENUE COZAD, NE 69130 |
* | $ 221,378,000 | 1 | $ 123,000 |
The tables below break down 2012 mortgage applications in Chase County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Chase County, NE in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 70 | $11,269,000 | $160,000 | $2,059,000 | $68,000 | $320,000 |
| Home Purchase | 39 | $3,851,000 | $98,000 | $220,000 | $53,000 | $269,000 |
| Home Improvement | 10 | $645,000 | $64,000 | $169,000 | $69,000 | $210,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 97 | $12,818,000 | $132,000 | $2,059,000 | $77,000 | $320,000 |
| Not applicable | 19 | $2,769,000 | $145,000 | $461,000 | $0 | $0 |
| Hispanic | 2 | $153,000 | $76,000 | $99,000 | $44,000 | $53,000 |
| Not Provided | 1 | $25,000 | $25,000 | $25,000 | $21,000 | $21,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 98 | $13,376,000 | $136,000 | $2,059,000 | $70,000 | $320,000 |
| FHA-insured (Federal Housing Administration) | 11 | $1,268,000 | $115,000 | $173,000 | $36,000 | $69,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $593,000 | $98,000 | $200,000 | $30,000 | $105,000 |
| VA-guaranteed (Veterans Administration) | 4 | $528,000 | $132,000 | $169,000 | $22,000 | $39,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 60 | $8,712,000 | $145,000 | $2,059,000 | $73,000 | $307,000 |
| Loan Purchased By The Institution | 29 | $3,273,000 | $112,000 | $334,000 | $23,000 | $132,000 |
| Application Denied By Financial Institution | 17 | $2,141,000 | $125,000 | $314,000 | $88,000 | $320,000 |
| Application Approved But Not Accepted | 6 | $821,000 | $136,000 | $195,000 | $104,000 | $289,000 |
| Application Withdrawn By Applicant | 5 | $619,000 | $123,000 | $173,000 | $49,000 | $84,000 |
| File Closed For Incompleteness | 2 | $199,000 | $99,000 | $125,000 | $52,000 | $66,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 4 | $408,000 | $102,000 | $142,000 | $58,000 | $119,000 |
| Collateral | 3 | $851,000 | $283,000 | $314,000 | $190,000 | $320,000 |
| Credit Application Incomplete | 1 | $42,000 | $42,000 | $42,000 | $65,000 | $65,000 |
| Other | 1 | $196,000 | $196,000 | $196,000 | $79,000 | $79,000 |
| Unverifiable Information | 1 | $76,000 | $76,000 | $76,000 | $100,000 | $100,000 |
| Debt-To-Income Ratio | 1 | $20,000 | $20,000 | $20,000 | $31,000 | $31,000 |
| Employment History | 1 | $120,000 | $120,000 | $120,000 | $69,000 | $69,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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