Chase County, NE Mortgage Lenders & HMDA Data, 2020

In 2020, lenders reported 156 mortgage applications in Chase County, NE totaling $23.2 million, up 39% from 2019. The average application was for $148,000, and applicants reported an average income of $89,000. 58% of applications resulted in an originated loan and 15% were denied. The most active lender was Pinnacle Bank, with 27 applications, followed by Adams Bank & Trust and Citizens Bank, NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 156
Total Mortgage Loan Application Amount $23,170,000
Average Mortgage Loan Application Amount $148,000
Highest Mortgage Loan Application Amount $355,000
Average Applicant Income $89,000
Highest Applicant Income $485,000

Mortgage Company List for Lending in Chase County, NE for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ 5,333,783,000 27 $ 3,705,000
Adams Bank & Trust
PO BOX 720
OGALLALA, NE 69153
* $ 839,145,000 23 $ 2,515,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 165,742,416,000 12 $ 1,850,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ -1,000 8 $ 1,980,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 486,004,220,000 6 $ 920,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 4 $ 530,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 112,384,202,000 4 $ 370,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,712,919,000,000 4 $ 550,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,131,130,000 4 $ 520,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 3 $ 425,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 947,909,000 3 $ 725,000
Charter West Bank
201 SOUTH MAIN STREET PO BOX 288
WEST POINT, NE 68788
* $ 288,563,000 3 $ 525,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 3 $ 585,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 3 $ 505,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 2 $ 380,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ 131,983,000 2 $ 440,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 2 $ 270,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 2 $ 370,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 2 $ 210,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 2 $ 550,000
Five Points Bank
PO BOX 1507
GRAND ISLAND, NE 68802
* $ 1,284,481,000 1 $ 95,000
Wallick and Volk, Inc.
222 E. 18TH ST.
CHEYENNE, WY 82001
* $ -1,000 1 $ 235,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 88,826,789,000 1 $ 145,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,852,983,000,000 1 $ 105,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 737,952,000 1 $ 95,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 1 $ 125,000
Air Academy Federal Credit Union
9810 N UNION BLVD
COLORADO SPRINGS, CO 80924
* $ 639,296,000 1 $ 45,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 1 $ 235,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 707,275,000 1 $ 165,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,065,955,000 1 $ 165,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 105,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 1 $ 205,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,337,646,000,000 1 $ 75,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,498,327,000 1 $ 165,000
Equitable Savings & Loan Assoc
PO BOX 1726
STERLING, CO 80751
* $ 164,036,000 1 $ 205,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 155,000
Equitable Bank
PO BOX 160
GRAND ISLAND, NE 68802
* $ 356,893,000 1 $ 85,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 145,000

The tables below break down 2020 mortgage applications in Chase County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Chase County, NE in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 70 $9,270,000 $132,000 $295,000 $80,000 $302,000
Refinancing 57 $9,565,000 $167,000 $355,000 $94,000 $485,000
Cash-out Refinancing 21 $3,325,000 $158,000 $325,000 $103,000 $352,000
Home Improvement 4 $820,000 $205,000 $315,000 $100,000 $156,000
Other Purpose 4 $190,000 $47,000 $65,000 $91,000 $140,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 123 $18,535,000 $150,000 $355,000 $89,000 $485,000
Not Provided 16 $2,340,000 $146,000 $235,000 $100,000 $299,000
Not applicable 9 $1,275,000 $141,000 $245,000 $0 $0
Hispanic 8 $1,020,000 $127,000 $295,000 $60,000 $118,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 128 $18,830,000 $147,000 $355,000 $93,000 $485,000
VA-guaranteed (Veterans Administration) 13 $2,395,000 $184,000 $245,000 $54,000 $69,000
FHA-insured (Federal Housing Administration) 8 $1,180,000 $147,000 $175,000 $75,000 $118,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 7 $765,000 $109,000 $155,000 $40,000 $53,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 90 $13,330,000 $148,000 $345,000 $92,000 $485,000
Application Denied By Financial Institution 24 $3,150,000 $131,000 $265,000 $68,000 $181,000
Loan Purchased By The Institution 18 $2,660,000 $147,000 $245,000 $87,000 $120,000
Application Withdrawn By Applicant 14 $2,410,000 $172,000 $355,000 $97,000 $299,000
File Closed For Incompleteness 7 $1,085,000 $155,000 $325,000 $108,000 $352,000
Application Approved But Not Accepted 3 $535,000 $178,000 $245,000 $82,000 $95,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 128 $19,280,000 $150,000 $355,000 $93,000 $485,000
Collateral 7 $795,000 $113,000 $235,000 $56,000 $140,000
Debt-To-Income Ratio 7 $1,225,000 $175,000 $285,000 $69,000 $153,000
Credit History 5 $465,000 $93,000 $145,000 $80,000 $181,000
Credit Application Incomplete 4 $790,000 $197,000 $235,000 $82,000 $122,000
Other 3 $415,000 $138,000 $235,000 $83,000 $103,000
Employment History 1 $125,000 $125,000 $125,000 $34,000 $34,000
Insufficient Cash (Downpayment, Closing Cost) 1 $75,000 $75,000 $75,000 $52,000 $52,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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