Chautauqua County, KS Mortgage Lenders & HMDA Data, 2020

In 2020, lenders reported 41 mortgage applications in Chautauqua County, KS totaling $4.8 million, about the same as 2019. The average application was for $118,000, and applicants reported an average income of $64,000. 54% of applications resulted in an originated loan and 15% were denied. The most active lender was Community National Bank & Trust, with 8 applications, followed by Arvest Bank and Lakeview Loan Servicing, LLC.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 41
Total Mortgage Loan Application Amount $4,845,000
Average Mortgage Loan Application Amount $118,000
Highest Mortgage Loan Application Amount $295,000
Average Applicant Income $64,000
Highest Applicant Income $271,000

Mortgage Company List for Lending in Chautauqua County, KS for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Community National Bank & Trust
14 N LINCOLN
CHANUTE, KS 66720
* $ 1,323,331,000 8 $ 620,000
Arvest Bank

TULSA, OK 74103
* $ 19,445,554,000 4 $ 300,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 2 $ 470,000
Rcb Bank
PO BOX 189
CLAREMORE, OK 74018
* $ 3,176,415,000 2 $ 200,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 2 $ 120,000
Equity Bank
7701 E KELLOGG STE 100
WICHITA, KS 67207
* $ 3,946,120,000 2 $ 220,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 1 $ 255,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ -1,000 1 $ 135,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 464,504,000 1 $ 85,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ -1,000 1 $ 145,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 165,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 1 $ 75,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 853,065,000 1 $ 85,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 1 $ 85,000
Northern Mortgage Services, LLC
3714 28TH ST SW
GRANDVILLE, MI 49418
* $ -1,000 1 $ 75,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 1 $ 215,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 1 $ 55,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 1 $ 75,000
Halstead Bank
314 MAIN ST
HALSTEAD, KS 67056
* $ 118,223,000 1 $ 265,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ -1,000 1 $ 65,000

The tables below break down 2020 mortgage applications in Chautauqua County, KS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Chautauqua County, KS in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 24 $2,770,000 $115,000 $265,000 $65,000 $271,000
Refinancing 8 $1,220,000 $152,000 $255,000 $78,000 $111,000
Cash-out Refinancing 7 $735,000 $105,000 $295,000 $62,000 $110,000
Home Improvement 1 $45,000 $45,000 $45,000 $21,000 $21,000
Other Purpose 1 $75,000 $75,000 $75,000 $42,000 $42,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 33 $3,855,000 $116,000 $295,000 $69,000 $271,000
Not Provided 4 $650,000 $162,000 $255,000 $50,000 $77,000
Not applicable 2 $140,000 $70,000 $85,000 $25,000 $25,000
American Indian or Alaskan Native 2 $200,000 $100,000 $145,000 $39,000 $46,000
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 23 $2,815,000 $122,000 $265,000 $78,000 $271,000
FHA-insured (Federal Housing Administration) 9 $1,135,000 $126,000 $255,000 $52,000 $77,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $480,000 $80,000 $145,000 $32,000 $46,000
VA-guaranteed (Veterans Administration) 3 $415,000 $138,000 $295,000 $71,000 $110,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 22 $2,680,000 $121,000 $295,000 $72,000 $271,000
Application Denied By Financial Institution 6 $430,000 $71,000 $95,000 $33,000 $47,000
Application Withdrawn By Applicant 4 $510,000 $127,000 $175,000 $81,000 $137,000
Loan Purchased By The Institution 4 $610,000 $152,000 $255,000 $32,000 $39,000
Application Approved But Not Accepted 3 $475,000 $158,000 $265,000 $63,000 $105,000
File Closed For Incompleteness 2 $140,000 $70,000 $75,000 $42,000 $42,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 34 $4,150,000 $122,000 $295,000 $66,000 $271,000
Debt-To-Income Ratio 3 $375,000 $125,000 $265,000 $67,000 $133,000
Collateral 2 $180,000 $90,000 $95,000 $0 $0
Credit Application Incomplete 1 $75,000 $75,000 $75,000 $33,000 $33,000
Credit History 1 $65,000 $65,000 $65,000 $34,000 $34,000
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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