Chautauqua County, KS Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 38 mortgage applications in Chautauqua County, KS totaling $4.7 million, down 37% from 2022. The average application was for $122,000, and applicants reported an average income of $84,000. 29% of applications resulted in an originated loan and 47% were denied. The most active lender was Triad Financial Services, Inc., with 5 applications, followed by Vanderbilt Mortgage and Finance, Inc and Community National Bank & Trust.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 38
Total Mortgage Loan Application Amount $4,660,000
Average Mortgage Loan Application Amount $122,000
Highest Mortgage Loan Application Amount $275,000
Average Applicant Income $84,000
Highest Applicant Income $305,000

Mortgage Company List for Lending in Chautauqua County, KS for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 5 $ 695,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 5 $ 505,000
Community National Bank & Trust
14 N LINCOLN
CHANUTE, KS 66720
* $ 1,942,679,000 4 $ 450,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 2 $ 300,000
Wichita Federal Credit Union
9835 E 21ST ST N
WICHITA, KS 67206
* $ 191,185,000 2 $ 140,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,601,623,000 2 $ 210,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 1 $ 275,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 1 $ 245,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 155,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ -1,000 1 $ 275,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 5,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 1 $ 15,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 1 $ 105,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 1 $ 155,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ 3,141,703,000 1 $ 45,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 1,093,825,000 1 $ 185,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 1 $ 35,000
Gnbank, N.A.
100 E FOREST (PO BOX 67)
GIRARD, KS 66743
* $ 938,981,000 1 $ 165,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 1 $ 245,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ -1,000 1 $ 45,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 1 $ 105,000

The tables below break down 2023 mortgage applications in Chautauqua County, KS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Chautauqua County, KS in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 25 $2,935,000 $117,000 $275,000 $75,000 $220,000
Cash-out Refinancing 7 $1,265,000 $180,000 $275,000 $75,000 $105,000
Home Improvement 2 $90,000 $45,000 $45,000 $239,000 $305,000
Other Purpose 2 $50,000 $25,000 $35,000 $52,000 $74,000
Refinancing 2 $320,000 $160,000 $165,000 $113,000 $113,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 24 $3,130,000 $130,000 $275,000 $92,000 $305,000
Not Provided 7 $935,000 $133,000 $275,000 $60,000 $113,000
Hispanic 6 $590,000 $98,000 $135,000 $80,000 $168,000
Not applicable 1 $5,000 $5,000 $5,000 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 29 $3,245,000 $111,000 $275,000 $87,000 $305,000
FHA-insured (Federal Housing Administration) 6 $740,000 $123,000 $245,000 $76,000 $220,000
VA-guaranteed (Veterans Administration) 3 $675,000 $225,000 $275,000 $74,000 $77,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 18 $1,880,000 $104,000 $215,000 $59,000 $86,000
Loan Originated 11 $1,565,000 $142,000 $275,000 $114,000 $220,000
Application Withdrawn By Applicant 4 $460,000 $115,000 $275,000 $47,000 $77,000
File Closed For Incompleteness 3 $565,000 $188,000 $245,000 $92,000 $113,000
Application Approved But Not Accepted 2 $190,000 $95,000 $145,000 $180,000 $305,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 20 $2,780,000 $139,000 $275,000 $108,000 $305,000
Credit History 12 $1,360,000 $113,000 $215,000 $60,000 $86,000
Debt-To-Income Ratio 3 $225,000 $75,000 $115,000 $76,000 $82,000
Collateral 2 $260,000 $130,000 $155,000 $50,000 $52,000
Employment History 1 $35,000 $35,000 $35,000 $35,000 $35,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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