Cherokee County NC
Mortgage Loan Application
Totals and Details
for 2012

Find mortgage statistics and lending data for the Cherokee County NC metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Cherokee County NC, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,714
Total Mortgage Loan Application Amount $223,918,000
Average Mortgage Loan Application Amount $130,000
Highest Mortgage Loan Application Amount $3,049,000
Average Applicant Income $76,000
Highest Applicant Income $3,214,000

Mortgage Company List for Lending in Cherokee County NC for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 276 $ 34,408,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,161,490,000,000 198 $ 24,566,000
UNITED COMMUNITY BANK
PO BOX 398
BLAIRSVILLE, GA 30512
* $ 6,977,357,000 140 $ 14,259,000
STATE EMPLOYEES'
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 23,695,260,000 104 $ 12,348,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 98 $ 11,020,000
PRIMARY CAPITAL
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 85 $ 11,370,000
ENTEGRA BANK
14 ONE CENTER COURT
FRANKLIN, NC 28734
* $ 874,467,000 71 $ 10,414,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,288,658,000,000 38 $ 4,548,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 35 $ 4,940,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 27 $ 4,319,000
LOCAL GOVERNMENT FEDERAL CREDIT UNION
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 1,151,341,000 26 $ 3,081,000
CAROLINA FARM CREDIT, ACA
P O BOX 1827
STATESVILLE, NC 28625
* $ 10,000,000 26 $ 3,335,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 25 $ 1,514,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 24 $ 4,283,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 23 $ 2,674,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 23 $ 2,833,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 22 $ 2,025,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 21 $ 2,774,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 20 $ 2,256,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 18 $ 4,238,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 826,484,000 17 $ 2,035,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 16 $ 3,614,000
FIRST-CITIZENS BANK & TRUST COMPANY
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27609
* $ 20,571,750,000 15 $ 1,848,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 13 $ 2,383,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 12 $ 1,496,000
HOME LOAN CENTER, INC.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 11 $ 1,854,000
CASHCALL, INC.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 9 $ 1,480,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 9 $ 876,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 9 $ 1,237,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 4,196,437,000 8 $ 3,774,000
PEOPLES BANK OF EAST TENNESSEE
4511 U.S. HWY 411
MADISONVILLE, TN 37354
* $ 227,640,000 8 $ 494,000
GMAC MORTGAGE, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 7 $ 963,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 7 $ 923,000
RESIDENTIAL FINANCE CORPORATIO
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 6 $ 1,037,000
ACOPIA, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 6 $ 698,000
ROUNDPOINT MORTGAGE COMPANY
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 6 $ 1,417,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 6 $ 880,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 13,623,469,000 6 $ 1,303,000
BARRONS MORTGAGE GROUP LTD
3325 SOUTH TRYON STREET
CHARLOTTE, NC 28217
* $ 6,353,000 6 $ 856,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 6 $ 328,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 6 $ 1,023,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 6 $ 909,000
AMERICAN BANK OF HUNTSVILLE
3301 MEMORIAL PKWY SW
HUNTSVILLE, AL 35801
* $ 173,615,000 6 $ 1,031,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 5 $ 693,000
CADENCE BANK, N.A.
2100 3RD AVE N
BIRMINGHAM, AL 35203
* $ 3,907,053,000 5 $ 301,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 5 $ 667,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,368,203,000 5 $ 767,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 15,056,671,000 4 $ 506,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 4 $ 361,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 4 $ 697,000
J.G. WENTWORTH HOME LENDING, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 4 $ 1,104,000
HOMEOWNERS MORTGAGE OF AMERICA
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 4 $ 998,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ 138,031,000 4 $ 658,000
GENERATION MORTGAGE COMPANY
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 4 $ 417,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
CHARLOTTE, NC 28210
* $ 10,000,000 3 $ 807,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 3 $ 346,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,291,705,000 3 $ 20,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 188,912,554,000 3 $ 166,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 3 $ 429,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 3 $ 531,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 3 $ 257,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 3 $ 454,000
CAROLINA BANK
PO BOX 10209
GREENSBORO, NC 27404
* $ 672,996,000 3 $ 271,000
FIRST CHOICE BANK
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 669,292,000 2 $ 260,000
COMMUNITY & SOUTHERN BANK
3333 RIVERWOOD PARKWAY SUITE #350
ATLANTA, GA 30339
* $ 2,193,351,000 2 $ 205,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 978,405,000 2 $ 256,000
TEXAS STAR BANK SSB
101 GASSAWAY
LOTT, TX 76656
* $ 75,989,000 2 $ 257,000
AMERICAN BANK
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 2 $ 299,000
FIRST VOLUNTEER BANK
728 BROAD STREET
CHATTANOOGA, TN 37402
* $ 641,567,000 2 $ 365,000
FIDELITY BANK
3 CORPORATE BLVD NE
ATLANTA, GA 30329
* $ 2,231,779,000 2 $ 323,000
DELTA COMMUNITY CREDIT UNION
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 4,172,543,000 2 $ 316,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 2 $ 205,000
AMERITRUST MORTGAGE INC.
11016 RUSHMORE DRIVE, SUITE 200
CHARLOTTE, NC 28277
* $ 10,000,000 2 $ 384,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 2 $ 140,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 2 $ 289,000
FIRST OPTION MORTGAGE, LLC
3330 CUMBERLAND BLVD SE, SUITE 800
ATLANTA, GA 30339
* $ 941,000 2 $ 310,000
LSI MORTGAGE PLUS
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 2 $ 161,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 2 $ 234,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 12,019,539,000 2 $ 391,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 2 $ 502,000
GFS CAPITAL
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 2 $ 311,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 2 $ 246,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 2 $ 349,000
JAMES B. NUTTER & CO.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 1 $ 266,000
CALIBER FUNDING LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 1 $ 211,000
MID AMERICA MORTGAGE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 1 $ 122,000
CHICAGO BANCORP
300 N ELIZABETH STREET STUITE 3E
CHICAGO, IL 60607
* $ 10,000,000 1 $ 298,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 215,000
SUBURBAN MORTGAGE CO OF NM
9401 JERONIMO ROAD STE 200
IRVINE, CA 92618
* $ 10,000,000 1 $ 99,000
RESIDENTIAL ACCEPTANCE CORPORATION
5027 W LAUREL ST
TAMPA, FL 33607
* $ 10,000,000 1 $ 107,000
MILEND, INC.
375 NORTHRIDGE RD, SUITE 600
ATLANTA, GA 30350
* $ 10,000,000 1 $ 138,000
SILVERTON MORTGAGE SPECIALISTS, INC.
1201 PEACHTREE STREET NE STE 2050
ATLANTA, GA 30361
* $ 10,000,000 1 $ 276,000
NFM, INC.
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 1 $ 187,000
ATLANTIC BAY MORTGAGE GROUP, L.L.C.
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ 10,000,000 1 $ 60,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
IRVINE, CA 92614
* $ 52,388,000 1 $ 109,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
OVERLAND PARK, KS 66211
* $ 10,000,000 1 $ 170,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 104,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 78,000
THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 11,018,418,000 1 $ 100,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 218,000
SWBC MORTGAGE CORPORATION
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 1 $ 106,000
REVERSE MORTGAGE USA, INC.
6500 RIVER PLACE BLVD, BLDG 1, STE 425
AUSTIN, TX 78730
* $ 3,305,000 1 $ 118,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 245,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 172,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 157,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 54,183,383,000 1 $ 121,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 1 $ 180,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 1 $ 112,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 80,000
SERVICE FINANCE COMPANY, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 1 $ 6,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
HENDERSON, NV 89052
* $ 11,000,000 1 $ 150,000
LIBERTY HOME EQUITY SOLUTIONS, INC.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 91,000
SOUTHERN TRUST MORTGAGE LLC
4433 CORPORATION LANE, SUITE 300
VIRGINIA BEACH, VA 23462
* $ 935,253,000 1 $ 156,000
ASSOCIATED CREDIT UNION
P.O. BOX 923028
PEACHTREE CORNERS, GA 30092
* $ 1,211,590,000 1 $ 165,000
GATEWAY BANK MORTGAGE, INC.
901 E CAREY STREET, SUITE 1700
RICHMOND, VA 23219
* $ 1,899,061,000 1 $ 180,000
ANDREWS FEDERAL CREDIT UNION
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 870,105,000 1 $ 25,000
DIGITAL FEDERAL CREDIT UNION
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 4,231,076,000 1 $ 115,000
FIRST FINANCIAL SERVICES, INC.
6230 FAIRVIEW RD, 450
CHARLOTTE, NC 28210
* $ 842,786,000 1 $ 200,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 921,138,000 1 $ 176,000
INLAND HOME MORTGAGE COMPANY
2225 S WOLF ROAD
HILLSIDE, IL 60162
* $ 1,135,000,000 1 $ 131,000
NATIONWIDE BANK
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 4,479,945,000 1 $ 54,000
GUARANTY BANK
501 W NORTHSHORE DR. SUITE 400
GLENDALE, WI 53217
* $ 1,163,507,000 1 $ 278,000
AMERIPRISE BANK, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 5,152,186,000 1 $ 208,000
FIRST NATIONAL ACCEPTANCE COMPANY
241 EAST SAGINAW/P.O. BOX 980
EAST LANSING, MI 48826
* $ 10,498,000 1 $ 96,000
GUARANTY MORTGAGE SERVICES LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 1,270,503,000 1 $ 278,000
COLE TAYLOR BANK
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 4,664,742,000 1 $ 43,000
SIDUS FINANCIAL, LLC
701 GREEN VALLEY ROAD, SUITE 101
GREENSBORO, NC 27408
* $ 10,000,000 1 $ 83,000
CITIZENS SOUTH BANK
PO BOX 2249
GASTONIA, NC 28052
* $ 1,078,712,000 1 $ 220,000
CORNING
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 897,588,000 1 $ 148,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 1 $ 40,000
COMMUNITY BANK OF THE SOUTH
3016 ATLANTA ROAD
SMYRNA, GA 30080
* $ 361,377,000 1 $ 53,000
PROFICIO BANK
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 1 $ 391,000
NORTH STATE BANK
6200 FALLS OF THE NEUSE ROAD
RALEIGH, NC 27609
* $ 632,479,000 1 $ 296,000
FIRST NATIONAL COMMUNITY BANK
PO BOX 889
CHATSWORTH, GA 30705
* $ 127,719,000 1 $ 89,000
HOMESERVICES LENDING, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 1 $ 72,000
LENDMARK FINANCIAL SERVICES
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 1 $ 25,000
ING BANK, FSB / CAPITAL ONE
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 92,212,498,000 1 $ 100,000
METLIFE BANK, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 1 $ 180,000
E*TRADE SAVINGS BANK
671 N. GLEBE RD 12TH FLOOR
ARLINGTON, VA 22203
* $ 1,677,184,000 1 $ 127,000
NYCB MORTGAGE COMPANY, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 1 $ 136,000
ONEMAIN FINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 2,084,000,000 1 $ 63,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Cherokee County NC in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,058 $154,180,000 $145,000 $3,049,000 $80,000 $3,214,000
Home Purchase 582 $65,357,000 $112,000 $550,000 $71,000 $605,000
Home Improvement 74 $4,381,000 $59,000 $212,000 $54,000 $149,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,496 $191,080,000 $127,000 $525,000 $78,000 $3,214,000
Not Provided 97 $14,059,000 $144,000 $550,000 $87,000 $443,000
Not applicable 77 $12,907,000 $167,000 $3,049,000 $30,000 $348,000
Hispanic 19 $2,803,000 $147,000 $363,000 $89,000 $235,000
American Indian or Alaskan Native 9 $1,287,000 $143,000 $353,000 $51,000 $112,000
Black or African American 8 $579,000 $72,000 $144,000 $31,000 $71,000
Asian 4 $908,000 $227,000 $331,000 $85,000 $93,000
Native Hawaiian or Other Pacific Islander 4 $295,000 $73,000 $102,000 $122,000 $235,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,442 $186,114,000 $129,000 $3,049,000 $83,000 $3,214,000
FHA-insured (Federal Housing Administration) 115 $14,649,000 $127,000 $276,000 $37,000 $155,000
VA-guaranteed (Veterans Administration) 83 $15,448,000 $186,000 $525,000 $51,000 $251,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 74 $7,707,000 $104,000 $353,000 $34,000 $89,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 751 $97,548,000 $129,000 $3,049,000 $79,000 $704,000
Application Denied By Financial Institution 324 $40,499,000 $124,000 $417,000 $58,000 $443,000
Loan Purchased By The Institution 299 $39,086,000 $130,000 $402,000 $88,000 $3,214,000
Application Withdrawn By Applicant 187 $26,893,000 $143,000 $525,000 $78,000 $1,416,000
Application Approved But Not Accepted 79 $9,293,000 $117,000 $389,000 $73,000 $288,000
File Closed For Incompleteness 74 $10,599,000 $143,000 $353,000 $75,000 $359,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 68 $6,692,000 $98,000 $310,000 $57,000 $180,000
Debt-To-Income Ratio 68 $8,736,000 $128,000 $417,000 $36,000 $100,000
Collateral 63 $10,195,000 $161,000 $392,000 $98,000 $443,000
Other 23 $2,711,000 $117,000 $221,000 $66,000 $170,000
Credit Application Incomplete 15 $1,649,000 $109,000 $215,000 $46,000 $125,000
Unverifiable Information 10 $1,086,000 $108,000 $189,000 $57,000 $155,000
Employment History 2 $311,000 $155,000 $178,000 $57,000 $67,000
Insufficient Cash (Downpayment, Closing Cost) 2 $179,000 $89,000 $126,000 $82,000 $103,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information back through 2003.

Download the North Carolina Lender List