Coamo Municipio, PR Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 177 mortgage applications in Coamo Municipio, PR totaling $26.8 million, up 15% from 2024. The average application was for $151,000, and applicants reported an average income of $66,000. 52% of applications resulted in an originated loan and 13% were denied. The most active lender was Banco Popular, with 59 applications, followed by The Moneyhouse Inc. and First Equity Mortgage Bankers Inc..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 177
Total Mortgage Loan Application Amount $26,845,000
Average Mortgage Loan Application Amount $151,000
Highest Mortgage Loan Application Amount $935,000
Average Applicant Income $66,000
Highest Applicant Income $240,000
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Top Mortgage Lenders in Coamo Municipio, PR (2025)

Ranked by the number of mortgage applications each lender reported in Coamo Municipio, PR in 2025.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 Banco Popular
San Juan, PR
59 $8,125,000 $137,000 $66,000
2 The Moneyhouse Inc.
San Juan, PR
28 $5,050,000 $180,000 $51,000
3 First Equity Mortgage Bankers Inc.
Miami, FL
12 $1,520,000 $126,000 $52,000
4 Firstbank
San Juan, PR
11 $1,895,000 $172,000 $85,000
5 Oriental Bank
San Juan, PR
11 $1,295,000 $117,000 $76,000
6 Metro Island Mortgage
Rio Piedras, PR
7 $965,000 $137,000 $55,000
7 Actual Mortgage Bankers
Bayamon, PR
5 $625,000 $125,000 $39,000
8 Pentagon Federal Credit Union
Omaha, NE
5 $965,000 $193,000 $68,000
9 Hr Mortgage Corp
Caguas, PR
5 $565,000 $113,000 $48,000
10 Home Mortgage Bankers
Carolina, PR
4 $580,000 $145,000 $52,000

See every lender active in Coamo Municipio, PR in 2025 »

The tables below break down 2025 mortgage applications in Coamo Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Coamo Municipio, PR in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 146 $23,010,000 $157,000 $935,000 $66,000 $240,000
Cash-out Refinancing 16 $2,480,000 $155,000 $325,000 $70,000 $155,000
Not Applicable 8 $370,000 $46,000 $105,000 $0 $0
Other Purpose 3 $395,000 $131,000 $205,000 $54,000 $72,000
Refinancing 3 $435,000 $145,000 $195,000 $42,000 $78,000
Home Improvement 1 $155,000 $155,000 $155,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 140 $21,730,000 $155,000 $935,000 $66,000 $240,000
Not applicable 27 $3,665,000 $135,000 $335,000 $0 $0
Not Provided 9 $1,195,000 $132,000 $215,000 $0 $0
White 1 $255,000 $255,000 $255,000 $125,000 $125,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 77 $10,165,000 $132,000 $935,000 $50,000 $155,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 34 $4,760,000 $140,000 $335,000 $54,000 $108,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 34 $4,420,000 $130,000 $315,000 $87,000 $240,000
VA-guaranteed (Veterans Administration) 32 $7,500,000 $234,000 $425,000 $85,000 $154,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 92 $13,520,000 $146,000 $425,000 $65,000 $240,000
Loan Purchased By The Institution 35 $4,665,000 $133,000 $335,000 $0 $0
Application Denied By Financial Institution 23 $4,525,000 $196,000 $935,000 $59,000 $226,000
Application Withdrawn By Applicant 23 $3,825,000 $166,000 $355,000 $67,000 $170,000
File Closed For Incompleteness 2 $210,000 $105,000 $125,000 $108,000 $112,000
Application Approved But Not Accepted 2 $100,000 $50,000 $65,000 $94,000 $158,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 154 $22,320,000 $144,000 $425,000 $67,000 $240,000
Collateral 14 $2,540,000 $181,000 $365,000 $64,000 $226,000
Other 3 $565,000 $188,000 $325,000 $71,000 $152,000
Credit History 2 $200,000 $100,000 $145,000 $69,000 $109,000
Debt-To-Income Ratio 1 $95,000 $95,000 $95,000 $23,000 $23,000
Employment History 1 $935,000 $935,000 $935,000 $26,000 $26,000
Insufficient Cash (Downpayment, Closing Cost) 1 $105,000 $105,000 $105,000 $23,000 $23,000
Unverifiable Information 1 $85,000 $85,000 $85,000 $54,000 $54,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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