Cochran County, TX Mortgage Lenders & HMDA Data, 2011
In 2011, lenders reported 49 mortgage applications in Cochran County, TX totaling $3.4 million, up 63% from 2010. The average application was for $70,000, and applicants reported an average income of $72,000. 41% of applications resulted in an originated loan and 41% were denied. The most active lender was City Bank, with 19 applications, followed by Wells Fargo Bank NA and Member Home Loan LLC.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 49 |
| Total Mortgage Loan Application Amount | $3,434,000 |
| Average Mortgage Loan Application Amount | $70,000 |
| Highest Mortgage Loan Application Amount | $260,000 |
| Average Applicant Income | $72,000 |
| Highest Applicant Income | $487,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| City Bank 5219 CITY BANK PARKWAY LUBBOCK, TX 79408 |
* | $ 1,928,441,000 | 19 | $ 1,419,000 |
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,104,833,000,000 | 5 | $ 526,000 |
| Member Home Loan LLC 9601 JONES RD SUITE 108 HOUSTON, TX 77065 |
* | $ 589,064,000 | 4 | $ 322,000 |
| Aimbank 110 COLLEGE AVE LEVELLAND, TX 79336 |
* | $ 230,324,000 | 3 | $ 70,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,791,060,000,000 | 3 | $ 163,000 |
| Home Loan Center, Inc. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 2 | $ 150,000 |
| Vanderbilt Mortgage and Finance, Inc 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 2 | $ 136,000 |
| 21st Mortgage 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 2 | $ 85,000 |
| Hometrust Mortgage Company 5353 W ALABAMA, SUITE 500 HOUSTON, TX 77056 |
* | $ 10,000,000 | 2 | $ 174,000 |
| American Internet Mortgage, Inc. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ 10,000,000 | 1 | $ 10,000 |
| Wells Fargo Funding, Inc 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 1 | $ 41,000 |
| Lubbock National Bank 4811 50TH LUBBOCK, TX 79414 |
* | $ 710,146,000 | 1 | $ 65,000 |
| Access National Mortgage Corp 1800 ROBERT FULTON DR, SUITE 350 RESTON, VA 20191 |
* | $ 10,000,000 | 1 | $ 99,000 |
| Primelending 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 5,285,622,000 | 1 | $ 74,000 |
| Bank of America NA 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,454,050,584,000 | 1 | $ 32,000 |
| US Bank, N.A. 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 310,099,589,000 | 1 | $ 68,000 |
The tables below break down 2011 mortgage applications in Cochran County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Cochran County, TX in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 27 | $1,957,000 | $72,000 | $260,000 | $61,000 | $238,000 |
| Refinancing | 15 | $1,027,000 | $68,000 | $150,000 | $81,000 | $487,000 |
| Home Improvement | 7 | $450,000 | $64,000 | $168,000 | $96,000 | $214,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 23 | $1,989,000 | $86,000 | $260,000 | $109,000 | $487,000 |
| Hispanic | 14 | $787,000 | $56,000 | $95,000 | $47,000 | $118,000 |
| Not Provided | 9 | $511,000 | $56,000 | $75,000 | $28,000 | $57,000 |
| American Indian or Alaskan Native | 2 | $82,000 | $41,000 | $41,000 | $45,000 | $45,000 |
| Black or African American | 1 | $65,000 | $65,000 | $65,000 | $35,000 | $35,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 34 | $2,481,000 | $72,000 | $260,000 | $92,000 | $487,000 |
| FHA-insured (Federal Housing Administration) | 7 | $335,000 | $47,000 | $75,000 | $27,000 | $45,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $294,000 | $73,000 | $79,000 | $36,000 | $48,000 |
| VA-guaranteed (Veterans Administration) | 4 | $324,000 | $81,000 | $99,000 | $20,000 | $41,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 20 | $1,574,000 | $78,000 | $260,000 | $76,000 | $238,000 |
| Application Denied By Financial Institution | 20 | $1,023,000 | $51,000 | $99,000 | $73,000 | $487,000 |
| Loan Purchased By The Institution | 5 | $549,000 | $109,000 | $260,000 | $85,000 | $238,000 |
| Application Withdrawn By Applicant | 2 | $185,000 | $92,000 | $150,000 | $34,000 | $68,000 |
| File Closed For Incompleteness | 1 | $75,000 | $75,000 | $75,000 | $41,000 | $41,000 |
| Application Approved But Not Accepted | 1 | $28,000 | $28,000 | $28,000 | $17,000 | $17,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 4 | $194,000 | $48,000 | $99,000 | $43,000 | $99,000 |
| Debt-To-Income Ratio | 2 | $119,000 | $59,000 | $62,000 | $68,000 | $98,000 |
| Credit Application Incomplete | 1 | $64,000 | $64,000 | $64,000 | $23,000 | $23,000 |
| Other | 1 | $20,000 | $20,000 | $20,000 | $50,000 | $50,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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