Culebra Municipio, PR Mortgage Lenders & HMDA Data, 2004
In 2004, lenders reported 196 mortgage applications in Culebra Municipio, PR totaling $24.5 million, up 21% from 2003. The average application was for $125,000, and applicants reported an average income of $95,000. 51% of applications resulted in an originated loan and 22% were denied. The most active lender was Doral Bank, with 28 applications, followed by Firstbank Puerto Rico and Hf Mortgage Bankers.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 196 |
| Total Mortgage Loan Application Amount | $24,521,000 |
| Average Mortgage Loan Application Amount | $125,000 |
| Highest Mortgage Loan Application Amount | $784,000 |
| Average Applicant Income | $95,000 |
| Highest Applicant Income | $2,266,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Doral Bank 268 PONCE DE LEON SUITE 910 SAN JUAN, PR 00918 |
* | $ 6,720,029,000 | 28 | $ 4,938,000 |
| Firstbank Puerto Rico PO BOX 9146 SANTURCE, PR 00908 |
* | $ 12,547,128,000 | 24 | $ 3,972,000 |
| Hf Mortgage Bankers DORAL FINANCIAL PLAZA 1451 ROOSEVELT AVE S.J., PR 00921 |
* | $ 10,393,996,000 | 23 | $ 3,690,000 |
| Citifinancial 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 424,000,000,000 | 15 | $ 340,000 |
| Doral Mortgage Corp. PO BOX 71528 SAN JUAN, PR 00936 |
* | $ 10,393,996,000 | 13 | $ 693,000 |
| Banco Popular De Puerto Rico PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 22,182,000,000 | 13 | $ 551,000 |
| R & G Mortgage Corporation P O BOX 362394 SAN JUAN, PR 00936 |
* | $ 8,198,880,000 | 11 | $ 1,126,000 |
| Citibank, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 582,123,000,000 | 9 | $ 401,000 |
| R-G Premier Bank of P.R. PO BOX 2510 GUAYNABO, PR 00970 |
* | $ 6,145,152,000 | 8 | $ 1,647,000 |
| Popular Mortgage, Inc. PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 21,491,000,000 | 6 | $ 1,081,000 |
| Banco Santander P.O.BOX 362589 SAN JUAN, PR 00936 |
* | $ 7,284,382,000 | 6 | $ 462,000 |
| Westernbak Puerto Rico PO BOX 1180 MAYAGUEZ, PR 00681 |
* | $ 11,515,958,000 | 5 | $ 351,000 |
| Sana Mortgage PO BOX 71528 SAN JUAN, PR 00936 |
* | $ 10,393,996,000 | 5 | $ 614,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 3,314,724,000 | 5 | $ 442,000 |
| Banco Popular National Assoc PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 63,256,000 | 4 | $ 48,000 |
| Firstmortgage PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 9,582,507,000 | 4 | $ 1,339,000 |
| Banco Bilbao Vizcaya Argentari 254 MUNOZ RIVERA AVE SAN JUAN, PR 00918 |
* | $ 5,237,310,000 | 3 | $ 500,000 |
| Santander Mortgage Corporation PO BOX 192199 SAN JUAN, PR 00919 |
* | $ 47,000,000 | 3 | $ 507,000 |
| Scotiabank De Puerto Rico 290 JESUS T. PIN++ERO SAN JUAN, PR 00918 |
* | $ 1,297,549,000 | 1 | $ 5,000 |
| Pan American Financial Corp. 1505 F.D. ROOSEVELT, SUITE 201 GUAYNABO, PR 00968 |
* | $ 10,000,000 | 1 | $ 147,000 |
| Rf Mortgage (Tel 782-8255; Fax 1148 AVE FRANKLIN D. ROOSEVELT SAN JUAN, PR 00920 |
* | $ 10,000,000 | 1 | $ 193,000 |
| Beewee Mortgage Bankers Corpor 416 PONCE DE LEON UNION PLAZA SAN JUAN, PR 00918 |
* | $ 10,000,000 | 1 | $ 160,000 |
| Centro Hipotecario PO BOX 71528 SAN JUAN, PR 00936 |
* | $ 10,393,996,000 | 1 | $ 95,000 |
| Aaa Concordia Mortgage Corp. RR-37 BOX 1837 TEL. 758-1188 SAN JUAN, PR 00926 |
* | $ 10,000,000 | 1 | $ 149,000 |
| Aeela Mortgage PO BOX 71502 SAN JUAN, PR 00936 |
* | $ 10,000,000 | 1 | $ 87,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ 10,000,000 | 1 | $ 520,000 |
| Eurobank PO BOX 191009 SAN JUAN, PR 00926 |
* | $ 1,319,550,000 | 1 | $ 383,000 |
| Citifinancial Plus 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 582,100,000,000 | 1 | $ 30,000 |
| Cooperativa Ahorro Y Credito E 65 INFANTERIA AVE KM 12.6 CAROLINA, PR 00987 |
* | $ 46,031,058,000 | 1 | $ 50,000 |
The tables below break down 2004 mortgage applications in Culebra Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Culebra Municipio, PR in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 105 | $18,533,000 | $176,000 | $549,000 | $160,000 | $2,266,000 |
| Home Improvement | 47 | $971,000 | $20,000 | $206,000 | $23,000 | $60,000 |
| Refinancing | 44 | $5,017,000 | $114,000 | $784,000 | $67,000 | $437,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 146 | $17,295,000 | $118,000 | $784,000 | $104,000 | $2,266,000 |
| Not applicable | 35 | $4,869,000 | $139,000 | $239,000 | $45,000 | $292,000 |
| Not Provided | 10 | $1,113,000 | $111,000 | $202,000 | $71,000 | $182,000 |
| White | 5 | $1,244,000 | $248,000 | $549,000 | $110,000 | $312,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 196 | $24,521,000 | $125,000 | $784,000 | $95,000 | $2,266,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 99 | $14,792,000 | $149,000 | $784,000 | $130,000 | $2,266,000 |
| Application Denied By Financial Institution | 44 | $2,053,000 | $46,000 | $196,000 | $37,000 | $450,000 |
| Loan Purchased By The Institution | 31 | $4,818,000 | $155,000 | $784,000 | $60,000 | $369,000 |
| Application Withdrawn By Applicant | 10 | $2,037,000 | $203,000 | $520,000 | $178,000 | $437,000 |
| File Closed For Incompleteness | 10 | $786,000 | $78,000 | $184,000 | $92,000 | $318,000 |
| Application Approved But Not Accepted | 2 | $35,000 | $17,000 | $25,000 | $25,000 | $34,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 17 | $660,000 | $38,000 | $160,000 | $24,000 | $49,000 |
| Collateral | 8 | $775,000 | $96,000 | $196,000 | $90,000 | $450,000 |
| Other | 4 | $134,000 | $33,000 | $72,000 | $28,000 | $72,000 |
| Debt-To-Income Ratio | 3 | $216,000 | $72,000 | $175,000 | $44,000 | $85,000 |
| Credit Application Incomplete | 1 | $10,000 | $10,000 | $10,000 | $14,000 | $14,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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