Custer County, MT Mortgage Lenders & HMDA Data, 2010

In 2010, lenders reported 603 mortgage applications in Custer County, MT totaling $85.7 million, down 13% from 2009. The average application was for $142,000, and applicants reported an average income of $80,000. 57% of applications resulted in an originated loan and 16% were denied. The most active lender was First Interstate Bank, with 152 applications, followed by Stockman Bank of Montana and Wells Fargo Bank, NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 603
Total Mortgage Loan Application Amount $85,708,000
Average Mortgage Loan Application Amount $142,000
Highest Mortgage Loan Application Amount $3,826,000
Average Applicant Income $80,000
Highest Applicant Income $1,804,000

Mortgage Company List for Lending in Custer County, MT for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59116
* $ 7,113,169,000 152 $ 11,038,000
Stockman Bank of Montana
700 MAIN STREET
MILES CITY, MT 59301
* $ 1,787,838,000 133 $ 37,559,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 120 $ 16,777,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 44 $ 4,866,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 23 $ 2,752,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 19 $ 1,964,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 19 $ 954,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 14 $ 1,198,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 12 $ 891,000
Montana Mortgage Company
PO BOX 1917
KALISPELL, MT 59903
* $ 31,000,000 7 $ 741,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 6 $ 889,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 5 $ 529,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 5 $ 702,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 4 $ 419,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 3 $ 93,000
Mountain West Bank, N.A.
1225 CEDAR STREET / PO BOX 6013
HELENA, MT 59604
* $ 803,809,000 2 $ 119,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 2 $ 150,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 2 $ 371,000
Mann Mortgage LLC
1220 WHITEFISH STAGE
KALISPELL, MT 59901
* $ 10,000,000 2 $ 372,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 204,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 1 $ 109,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 72,000
Universal Lending Corporation
6775 EAST EVANS AVE.
DENVER, CO 80224
* $ 10,000,000 1 $ 55,000
Wealthbridge Mortgage Corp.
15455 NW GREENBRIER PKWY, STE. 111
BEAVERTON, OR 97006
* $ 10,000,000 1 $ 162,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 123,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 1 $ 163,000
Capwest Mortgage Corporation
14231 METCALF AVE. STE. 200
OVERLAND PARK, KS 66223
* $ 629,176,000 1 $ 124,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 1 $ 63,000
Rocky Mountain Bank
2615 KING AVE WEST
BILLINGS, MT 59102
* $ 469,723,000 1 $ 135,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 1 $ 100,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 1 $ 56,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,249,093,000 1 $ 135,000
Gateway Business Bank
18000 STUDEBAKER ROAD, SUITE 550
CERRITOS, CA 90703
* $ 216,229,000 1 $ 111,000

The tables below break down 2010 mortgage applications in Custer County, MT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Custer County, MT in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 342 $63,125,000 $184,000 $3,826,000 $95,000 $1,804,000
Home Purchase 204 $20,102,000 $98,000 $270,000 $62,000 $356,000
Home Improvement 57 $2,481,000 $43,000 $276,000 $55,000 $250,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 505 $73,603,000 $145,000 $3,826,000 $88,000 $1,804,000
Not applicable 56 $7,804,000 $139,000 $740,000 $13,000 $295,000
Not Provided 20 $1,910,000 $95,000 $165,000 $70,000 $240,000
Hispanic 9 $817,000 $90,000 $160,000 $81,000 $177,000
American Indian or Alaskan Native 8 $888,000 $111,000 $191,000 $75,000 $160,000
Asian 4 $631,000 $157,000 $255,000 $120,000 $237,000
Native Hawaiian or Other Pacific Islander 1 $55,000 $55,000 $55,000 $21,000 $21,000
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 422 $64,697,000 $153,000 $3,826,000 $91,000 $1,804,000
FHA-insured (Federal Housing Administration) 140 $16,563,000 $118,000 $276,000 $55,000 $177,000
VA-guaranteed (Veterans Administration) 34 $3,848,000 $113,000 $230,000 $52,000 $104,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 7 $600,000 $85,000 $114,000 $37,000 $63,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 345 $55,257,000 $160,000 $3,720,000 $98,000 $1,804,000
Application Denied By Financial Institution 97 $13,368,000 $137,000 $3,826,000 $59,000 $574,000
Loan Purchased By The Institution 95 $10,269,000 $108,000 $270,000 $43,000 $295,000
Application Approved But Not Accepted 32 $3,215,000 $100,000 $373,000 $78,000 $240,000
Application Withdrawn By Applicant 27 $2,982,000 $110,000 $241,000 $63,000 $158,000
File Closed For Incompleteness 7 $617,000 $88,000 $165,000 $76,000 $224,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 16 $1,175,000 $73,000 $203,000 $41,000 $98,000
Debt-To-Income Ratio 12 $1,700,000 $141,000 $470,000 $33,000 $101,000
Collateral 11 $880,000 $80,000 $200,000 $56,000 $97,000
Other 11 $4,681,000 $425,000 $3,826,000 $117,000 $574,000
Credit Application Incomplete 2 $266,000 $133,000 $152,000 $102,000 $124,000
Unverifiable Information 1 $104,000 $104,000 $104,000 $48,000 $48,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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