Custer County, MT Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 275 mortgage applications in Custer County, MT totaling $46.1 million, down 6% from 2023. The average application was for $167,000, and applicants reported an average income of $103,000. 56% of applications resulted in an originated loan and 12% were denied. The most active lender was Stockman Bank of Montana, with 68 applications, followed by First Interstate Bank and Freedom Mortgage Corporation.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 275
Total Mortgage Loan Application Amount $46,135,000
Average Mortgage Loan Application Amount $167,000
Highest Mortgage Loan Application Amount $515,000
Average Applicant Income $103,000
Highest Applicant Income $400,000

Mortgage Company List for Lending in Custer County, MT for 2024

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Stockman Bank of Montana
700 MAIN STREET
MILES CITY, MT 59301
* $ n/a 68 $ 9,370,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ n/a 28 $ 3,470,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 13 $ 3,065,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 12 $ 3,410,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 11 $ 2,035,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 10 $ 2,210,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 10 $ 1,640,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 8 $ 1,470,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 7 $ 485,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 6 $ 1,710,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 6 $ 680,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 5 $ 625,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 5 $ 1,085,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 5 $ 875,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 4 $ 950,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 4 $ 770,000
Valley Financial Credit Union
PO BOX 20417
BILLINGS, MT 59102
* $ n/a 4 $ 680,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 4 $ 500,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 3 $ 875,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 3 $ 645,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 3 $ 365,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 3 $ 675,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 3 $ 285,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ n/a 2 $ 300,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 2 $ 480,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 2 $ 710,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 2 $ 330,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 2 $ 110,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 2 $ 320,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 2 $ 360,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 305,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ n/a 1 $ 275,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ n/a 1 $ 235,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ n/a 1 $ 195,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ n/a 1 $ 115,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 1 $ 115,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 1 $ 235,000
Mountain America Federal Credit Union
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84091
* $ n/a 1 $ 95,000
Glacier Bank
202 MAIN
KALISPELL, MT 59901
* $ n/a 1 $ 105,000
Amerant Mortgage LLC
226 N KENTUCKY AVE
LAKELAND, FL, FL 33801
* $ n/a 1 $ 225,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 1 $ 125,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 1 $ 75,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 1 $ 125,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 1 $ 385,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 1 $ 275,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 1 $ 225,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 1 $ 245,000
Intrepid Credit Union
915 KESSLER STREET
HELENA, MT 59601
* $ n/a 1 $ 115,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ n/a 1 $ 115,000
Altana Federal Credit Union
3212 CENTRAL AVENUE
BILLINGS, MT 59102
* $ n/a 1 $ 35,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 1 $ 55,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ n/a 1 $ 195,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 135,000

The tables below break down 2024 mortgage applications in Custer County, MT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Custer County, MT in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 155 $30,345,000 $195,000 $515,000 $106,000 $390,000
Cash-out Refinancing 48 $7,280,000 $151,000 $445,000 $94,000 $252,000
Refinancing 30 $5,530,000 $184,000 $365,000 $101,000 $228,000
Other Purpose 22 $1,930,000 $87,000 $305,000 $112,000 $400,000
Home Improvement 20 $1,050,000 $52,000 $145,000 $102,000 $232,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 201 $33,735,000 $167,000 $515,000 $103,000 $390,000
Not applicable 35 $6,715,000 $191,000 $305,000 $0 $0
Not Provided 26 $3,970,000 $152,000 $405,000 $110,000 $390,000
Hispanic 5 $675,000 $135,000 $235,000 $81,000 $156,000
Asian 4 $390,000 $97,000 $165,000 $152,000 $400,000
American Indian or Alaskan Native 3 $525,000 $175,000 $245,000 $87,000 $96,000
Native Hawaiian or Other Pacific Islander 1 $125,000 $125,000 $125,000 $44,000 $44,000
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 172 $23,900,000 $138,000 $515,000 $112,000 $400,000
FHA-insured (Federal Housing Administration) 49 $10,065,000 $205,000 $505,000 $79,000 $250,000
VA-guaranteed (Veterans Administration) 44 $10,180,000 $231,000 $445,000 $93,000 $185,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10 $1,990,000 $199,000 $225,000 $77,000 $92,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 153 $24,895,000 $162,000 $515,000 $99,000 $400,000
Application Withdrawn By Applicant 40 $7,640,000 $191,000 $475,000 $106,000 $303,000
Application Denied By Financial Institution 33 $4,635,000 $140,000 $445,000 $99,000 $390,000
Loan Purchased By The Institution 28 $5,580,000 $199,000 $305,000 $0 $0
File Closed For Incompleteness 14 $2,270,000 $162,000 $315,000 $172,000 $390,000
Application Approved But Not Accepted 6 $710,000 $118,000 $285,000 $75,000 $137,000
Preapproval Approved but not Accepted 1 $405,000 $405,000 $405,000 $125,000 $125,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 242 $41,500,000 $171,000 $515,000 $104,000 $400,000
Collateral 9 $1,345,000 $149,000 $275,000 $123,000 $390,000
Credit Application Incomplete 9 $1,135,000 $126,000 $285,000 $85,000 $180,000
Credit History 7 $775,000 $110,000 $365,000 $100,000 $228,000
Debt-To-Income Ratio 5 $595,000 $119,000 $215,000 $87,000 $154,000
Insufficient Cash (Downpayment, Closing Cost) 2 $590,000 $295,000 $445,000 $106,000 $156,000
Unverifiable Information 1 $195,000 $195,000 $195,000 $111,000 $111,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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