De Baca County, NM Mortgage Lenders & HMDA Data, 2015

In 2015, lenders reported 31 mortgage applications in De Baca County, NM totaling $4.4 million, up 11% from 2014. The average application was for $140,000, and applicants reported an average income of $43,000. 35% of applications resulted in an originated loan and 29% were denied. The most active lender was Wells Fargo Bank NA, with 5 applications, followed by Freedom Mortgage Corporation and Reliance First Capital, LLC.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 31
Total Mortgage Loan Application Amount $4,352,000
Average Mortgage Loan Application Amount $140,000
Highest Mortgage Loan Application Amount $383,000
Average Applicant Income $43,000
Highest Applicant Income $156,000

Mortgage Company List for Lending in De Baca County, NM for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,532,784,000,000 5 $ 401,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 3 $ 452,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 2 $ 450,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 1 $ 180,000
Western Commerce Bank
PO BOX 1358
CARLSBAD, NM 88220
* $ 440,170,000 1 $ 72,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 78,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 62,000
Universal Lending Corporation
6430 S FIDDLERS GREEN CIR STE 460
GREENWOOD VILLAGE, CO 80111
* $ 10,000,000 1 $ 300,000
Nusenda Federal Credit Union
PO BOX 8530
ALBUQUERQUE, NM 87107
* $ 1,529,310,000 1 $ 87,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 1 $ 71,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 86,000
Flagship Financial Group, Llc.
3130 W. MAPLE LOOP DR.
LEHI, UT 84043
* $ 0 1 $ 159,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 691,345,000 1 $ 50,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,574,093,000,000 1 $ 32,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 1 $ 300,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 1 $ 100,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,508,574,000 1 $ 55,000
Firstlight Federal Credit Unio
9983 KENWORTHY ST.
EL PASO, TX 79924
* $ 856,066,000 1 $ 123,000
Farmers & Stockmens Bank
22 MAPLE STREET
CLAYTON, NM 88415
* $ 178,503,000 1 $ 280,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 1 $ 56,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 1 $ 117,000

The tables below break down 2015 mortgage applications in De Baca County, NM by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for De Baca County, NM in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 23 $3,615,000 $157,000 $383,000 $46,000 $156,000
Home Improvement 5 $473,000 $94,000 $280,000 $24,000 $54,000
Home Purchase 3 $264,000 $88,000 $123,000 $51,000 $72,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 17 $1,879,000 $110,000 $383,000 $39,000 $115,000
Not Provided 7 $1,406,000 $200,000 $379,000 $58,000 $156,000
Hispanic 4 $387,000 $96,000 $218,000 $60,000 $90,000
Not applicable 2 $580,000 $290,000 $300,000 $0 $0
American Indian or Alaskan Native 1 $100,000 $100,000 $100,000 $25,000 $25,000
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 23 $3,442,000 $149,000 $383,000 $55,000 $156,000
FHA-insured (Federal Housing Administration) 4 $299,000 $74,000 $117,000 $19,000 $45,000
VA-guaranteed (Veterans Administration) 4 $611,000 $152,000 $159,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11 $1,849,000 $168,000 $379,000 $51,000 $156,000
Application Denied By Financial Institution 9 $829,000 $92,000 $383,000 $48,000 $86,000
Application Withdrawn By Applicant 4 $517,000 $129,000 $218,000 $33,000 $64,000
File Closed For Incompleteness 4 $407,000 $101,000 $151,000 $28,000 $115,000
Application Approved But Not Accepted 2 $450,000 $225,000 $225,000 $48,000 $48,000
Loan Purchased By The Institution 1 $300,000 $300,000 $300,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 2 $112,000 $56,000 $80,000 $47,000 $54,000
Credit Application Incomplete 1 $383,000 $383,000 $383,000 $86,000 $86,000
Credit History 1 $10,000 $10,000 $10,000 $14,000 $14,000
Debt-To-Income Ratio 1 $3,000 $3,000 $3,000 $31,000 $31,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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