Dewey County, SD Mortgage Lenders & HMDA Data, 2009
In 2009, lenders reported 56 mortgage applications in Dewey County, SD totaling $4.5 million, up 51% from 2008. The average application was for $79,000, and applicants reported an average income of $78,000. 41% of applications resulted in an originated loan and 36% were denied. The most active lender was Wells Fargo Bank, NA, with 29 applications, followed by Dacotah Bank and Bankwest, Inc..
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 56 |
| Total Mortgage Loan Application Amount | $4,457,000 |
| Average Mortgage Loan Application Amount | $79,000 |
| Highest Mortgage Loan Application Amount | $569,000 |
| Average Applicant Income | $78,000 |
| Highest Applicant Income | $1,131,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Wells Fargo Bank, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 538,958,000,000 | 29 | $ 1,999,000 |
| Dacotah Bank 308 S MAIN STREET, PO BOX 1210 ABERDEEN, SD 57401 |
* | $ 1,585,164,000 | 11 | $ 1,062,000 |
| Bankwest, Inc. 420 S. PIERRE STREET, PO BOX 998 PIERRE, SD 57501 |
* | $ 740,031,000 | 4 | $ 283,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,746,242,000,000 | 2 | $ 242,000 |
| US Bank, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 261,775,591,000 | 1 | $ 91,000 |
| Bank of America, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,471,631,047,000 | 1 | $ 106,000 |
| Home Federal Bank P.O. BOX 5000 SIOUX FALLS, SD 57117 |
* | $ 1,172,207,000 | 1 | $ 8,000 |
| USAA Federal Savings Bank 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 32,584,979,000 | 1 | $ 66,000 |
| State Farm Bank 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 16,669,297,000 | 1 | $ 40,000 |
| Countrywide Bank FSB 30930 RUSSELL RANCH ROAD MS CA6-916-02-0 WESTLAKE VILLAGE, CA 91362 |
* | $ 117,978,966,000 | 1 | $ 102,000 |
| Iowa Bankers Mortgage Corporat 8800 NW 62ND AVE PO BOX 6220 JOHNSTON, IA 50131 |
* | $ 10,000,000 | 1 | $ 148,000 |
| Farm Credit Services of America, Flca 5015 S 118TH ST OMAHA, NE 68137 |
* | $ 10,000,000 | 1 | $ 225,000 |
| Farmers State Bank P.O. BOX 187 FAITH, SD 57626 |
* | $ 43,424,000 | 1 | $ 29,000 |
| Plains Commerce Bank 220 MAIN ST HOVEN, SD 57450 |
* | $ 369,650,000 | 1 | $ 56,000 |
The tables below break down 2009 mortgage applications in Dewey County, SD by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Dewey County, SD in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 32 | $3,077,000 | $96,000 | $569,000 | $96,000 | $1,131,000 |
| Home Improvement | 15 | $657,000 | $43,000 | $225,000 | $58,000 | $286,000 |
| Home Purchase | 9 | $723,000 | $80,000 | $185,000 | $49,000 | $101,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 33 | $3,036,000 | $92,000 | $569,000 | $99,000 | $1,131,000 |
| American Indian or Alaskan Native | 17 | $1,100,000 | $64,000 | $182,000 | $51,000 | $286,000 |
| Not Provided | 4 | $261,000 | $65,000 | $146,000 | $42,000 | $54,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $60,000 | $30,000 | $30,000 | $35,000 | $35,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 47 | $3,601,000 | $76,000 | $569,000 | $86,000 | $1,131,000 |
| FHA-insured (Federal Housing Administration) | 9 | $856,000 | $95,000 | $182,000 | $37,000 | $122,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 23 | $2,519,000 | $109,000 | $569,000 | $110,000 | $1,131,000 |
| Application Denied By Financial Institution | 20 | $1,109,000 | $55,000 | $146,000 | $53,000 | $286,000 |
| Application Withdrawn By Applicant | 9 | $522,000 | $58,000 | $144,000 | $65,000 | $148,000 |
| File Closed For Incompleteness | 2 | $167,000 | $83,000 | $87,000 | $60,000 | $77,000 |
| Application Approved But Not Accepted | 1 | $44,000 | $44,000 | $44,000 | $0 | $0 |
| Loan Purchased By The Institution | 1 | $96,000 | $96,000 | $96,000 | $70,000 | $70,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 7 | $195,000 | $27,000 | $100,000 | $68,000 | $286,000 |
| Debt-To-Income Ratio | 3 | $334,000 | $111,000 | $146,000 | $58,000 | $80,000 |
| Collateral | 3 | $242,000 | $80,000 | $106,000 | $47,000 | $96,000 |
| Other | 2 | $151,000 | $75,000 | $91,000 | $22,000 | $35,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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