Dodge County, GA Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 835 mortgage applications in Dodge County, GA totaling $62.4 million, up 19% from 2011. The average application was for $74,000, and applicants reported an average income of $53,000. 75% of applications resulted in an originated loan and 14% were denied. The most active lender was Magnolia State Bank, with 223 applications, followed by Citizens Bank & Trust Company and Colony Bank.

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Total Number of Mortgage Applications 835
Total Mortgage Loan Application Amount $62,392,000
Average Mortgage Loan Application Amount $74,000
Highest Mortgage Loan Application Amount $641,000
Average Applicant Income $53,000
Highest Applicant Income $420,000

Mortgage Company List for Lending in Dodge County, GA for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Magnolia State Bank
130 OAK ST
EASTMAN, GA 31023
* $ 220,882,000 223 $ 13,033,000
Citizens Bank & Trust Company
5101 5TH AVE
EASTMAN, GA 31023
* $ 145,540,000 149 $ 6,318,000
Colony Bank
302 SOUTH MAIN ST.
FITZGERALD, GA 31750
* $ 1,192,832,000 128 $ 7,139,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 45 $ 4,956,000
Robins Financial Credit Union
803 WATSON BOULEVARD
WARNER ROBINS, GA 31093
* $ 1,592,142,000 23 $ 2,012,000
Exchange Bank
PO BOX 580
MILLEDGEVILLE, GA 31059
* $ 218,708,000 20 $ 2,788,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 19 $ 2,324,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 826,484,000 18 $ 1,982,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 13 $ 1,208,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 12 $ 729,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 11 $ 1,014,000
Coastal States Mortgage, Inc.
5 BOW CIRCLE
HILTON HEAD ISLAND, SC 29928
* $ 10,000,000 10 $ 1,202,000
Lendmark Financial Services
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 7 $ 79,000
First Bank of Georgia
2743 PERIMETER PKWY BLD 100, SUITE 100
AUGUSTA, GA 30909
* $ 493,073,000 7 $ 798,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 7 $ 771,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 7 $ 71,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 6 $ 621,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 6 $ 1,054,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 6 $ 908,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 477,611,000 5 $ 671,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 5 $ 465,000
Agsouth Farm Credit

LINCOLNTON, NC 28092
* $ 10,000,000 4 $ 609,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 4 $ 207,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 4 $ 412,000
Iberiabank Mortgage Company
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 11,676,671,000 4 $ 513,000
Georgia United Credit Union
6705 SUGARLOAF PARKWAY
DULUTH, GA 30097
* $ 893,021,000 4 $ 238,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 4 $ 733,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 3 $ 385,000
R.H. Lending, Inc.
6209 COLLEYVILLE BLVD.
COLLEYVILLE, TX 76034
* $ 10,000,000 3 $ 281,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 3 $ 439,000
First Citizens Bank
1230 MAIN ST
COLUMBIA, SC 29201
* $ 8,103,953,000 3 $ 303,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 3 $ 332,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 2 $ 233,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 2 $ 355,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,368,203,000 2 $ 384,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 2 $ 232,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 2 $ 353,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 146,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 2 $ 120,000
Mainstreet Community Bank of Florida
204 S. WOODLAND BLVD
DELAND, FL 32720
* $ 205,412,000 2 $ 205,000
Capital City Bank
1828 WEST TENNESSEE STREET
TALLAHASSEE, FL 32301
* $ 2,617,318,000 2 $ 224,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 921,138,000 2 $ 122,000
Synovus Mortgage Corporation
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 27,908,468,000 2 $ 261,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 2 $ 248,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 2 $ 144,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 118,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 1 $ 97,000
Heritagebank of the South
3333 PEACHTREE RD NE SUITE M-10
ATLANTA, GA 30326
* $ 1,086,660,000 1 $ 132,000
American Enterprise Bank of Fl
10611 DEERWOOD PARK BLVD
JACKSNOVILLE, FL 32256
* $ 194,881,000 1 $ 23,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 1 $ 144,000
Guaranty Mortgage Services LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 1,270,503,000 1 $ 187,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 4,664,742,000 1 $ 44,000
Texas Bank Financial
901 SANTA FE DRIVE
WEATHERFORD, TX 76086
* $ 68,599,000 1 $ 152,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 1 $ 160,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 808,645,000 1 $ 93,000
First Federal Bank
2440 MALL DRIVE
NORTH CHARLESTON, SC 29406
* $ 3,140,407,000 1 $ 59,000
Cimarron Mortgage Company
6311 RIDGEWOOD ROAD, SUITE 400W
JACKSON, MS 39211
* $ 10,000,000 1 $ 114,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 4,196,437,000 1 $ 157,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 1 $ 273,000
Atlanta Postal Credit Union
1605 BOGGS ROAD
ATLANTA, GA 30354
* $ 1,972,908,000 1 $ 50,000
Credit Union Financial Services, LLC
2476 LAWRENCEVILLE HIGHWAY SUITE 101
DECATUR, GA 30033
* $ 81,511,000 1 $ 52,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 39,000
Associated Mortgage Bankers Inc.
2395 OCEAN AVENUE SUITE 5 RONKONKOMA
RONKONKOMA, NY 11779
* $ 35,004,000 1 $ 54,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 1 $ 96,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 1 $ 51,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 1 $ 110,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 1 $ 125,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 167,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 58,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 1 $ 105,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 102,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 107,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 97,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 55,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 77,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 1 $ 59,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 1 $ 14,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 1 $ 127,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 1 $ 116,000

The tables below break down 2012 mortgage applications in Dodge County, GA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Dodge County, GA in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 611 $47,744,000 $78,000 $641,000 $54,000 $420,000
Home Purchase 165 $13,188,000 $79,000 $259,000 $52,000 $365,000
Home Improvement 59 $1,460,000 $24,000 $138,000 $43,000 $124,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 640 $46,004,000 $71,000 $307,000 $58,000 $420,000
Black or African American 123 $5,332,000 $43,000 $256,000 $33,000 $84,000
Not Provided 34 $4,349,000 $127,000 $626,000 $67,000 $336,000
Not applicable 30 $6,148,000 $204,000 $641,000 $5,000 $108,000
American Indian or Alaskan Native 3 $258,000 $86,000 $106,000 $61,000 $98,000
Asian 3 $201,000 $67,000 $132,000 $43,000 $70,000
Hispanic 2 $100,000 $50,000 $65,000 $47,000 $53,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 719 $50,130,000 $69,000 $641,000 $53,000 $420,000
FHA-insured (Federal Housing Administration) 75 $7,342,000 $97,000 $256,000 $49,000 $336,000
VA-guaranteed (Veterans Administration) 21 $2,778,000 $132,000 $238,000 $41,000 $125,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 20 $2,142,000 $107,000 $167,000 $49,000 $81,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 624 $42,776,000 $68,000 $641,000 $52,000 $374,000
Application Denied By Financial Institution 114 $8,234,000 $72,000 $259,000 $49,000 $262,000
Loan Purchased By The Institution 39 $4,759,000 $122,000 $219,000 $47,000 $262,000
Application Withdrawn By Applicant 37 $4,666,000 $126,000 $626,000 $77,000 $420,000
Application Approved But Not Accepted 14 $990,000 $70,000 $150,000 $60,000 $183,000
File Closed For Incompleteness 7 $967,000 $138,000 $238,000 $81,000 $125,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 29 $1,873,000 $64,000 $228,000 $47,000 $96,000
Debt-To-Income Ratio 11 $462,000 $42,000 $135,000 $40,000 $86,000
Other 11 $634,000 $57,000 $133,000 $72,000 $262,000
Collateral 10 $1,195,000 $119,000 $259,000 $68,000 $120,000
Unverifiable Information 3 $326,000 $108,000 $125,000 $42,000 $63,000
Insufficient Cash (Downpayment, Closing Cost) 2 $241,000 $120,000 $123,000 $71,000 $89,000
Credit Application Incomplete 2 $153,000 $76,000 $78,000 $50,000 $65,000
Employment History 1 $46,000 $46,000 $46,000 $240,000 $240,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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