Douglas County, MN Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 1,447 mortgage applications in Douglas County, MN totaling $251.5 million, down 25% from 2013. The average application was for $173,000, and applicants reported an average income of $77,000. 57% of applications resulted in an originated loan and 13% were denied. The most active lender was Bremer Bank, NA, with 223 applications, followed by Wells Fargo Bank NA and US Bank, N.A..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,447
Total Mortgage Loan Application Amount $251,544,000
Average Mortgage Loan Application Amount $173,000
Highest Mortgage Loan Application Amount $5,800,000
Average Applicant Income $77,000
Highest Applicant Income $1,232,000

Mortgage Company List for Lending in Douglas County, MN for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Bremer Bank, NA
372 ST. PETER STREET
ST. PAUL, MN 55102
* $ 2,794,680,000 223 $ 37,097,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 186 $ 28,882,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 154 $ 24,675,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 2,905,587,000 65 $ 15,203,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 56 $ 8,611,000
Blackridgebank
4040 42ND ST SW, SUITE O
FARGO, ND 58104
* $ 375,683,000 47 $ 7,127,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 45 $ 8,554,000
Gate City Bank
500 2ND AVE N
FARGO, ND 58102
* $ 1,670,951,000 37 $ 6,501,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 30 $ 4,835,000
Magnifi Financial Credit Union
20 4TH AVE SE
MELROSE, MN 56352
* $ 758,952,000 27 $ 3,027,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 24 $ 4,488,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 23 $ 3,766,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 23 $ 3,451,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,346,747,000,000 22 $ 2,898,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 21 $ 3,523,000
Kensington Bank
11 NORTH CENTRAL AVE
KENSINGTON, MN 56343
* $ 111,658,000 21 $ 2,674,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 16 $ 3,473,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 16 $ 1,701,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 15 $ 3,032,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 1,744,025,000 14 $ 1,441,000
American National Bank of Minnesota
1920 SOUTH SIXTH STREET
BRAINERD, MN 56401
* $ 252,559,000 12 $ 2,148,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ 10,000,000 10 $ 1,734,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 10 $ 1,295,000
Rescue Mortgage Inc
10740 LYNDALE AVE S, SUITE 19E
BLOOMINGTON, MN 55420
* $ 1,507,000 10 $ 1,142,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 10 $ 1,390,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 9 $ 1,912,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 309,999,678,000 9 $ 1,404,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 8 $ 1,416,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 7 $ 1,365,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 7 $ 1,371,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ 4,028,990,000 7 $ 1,458,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 7 $ 1,768,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 6 $ 1,024,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 6 $ 1,412,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 168,648,000 6 $ 1,361,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 5 $ 983,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 5 $ 969,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 5 $ 1,212,000
Marketplace Home Mortgage, LLC
7380 FRANCE AVE S, STE 200
EDINA, MN 55435
* $ 34,593,007,000 5 $ 709,000
Tradition Mortgage, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
LAKEVILLE, MN 55044
* $ 10,000,000 5 $ 895,000
Midwest Bank
613 HWY 10 E PO BOX 703
DETROIT LAKES, MN 56501
* $ 343,790,000 5 $ 940,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,362,044,000 5 $ 1,089,000
W. J. Bradley Mortgage Capital
6465 GREENWOOD PLAZA BLVD, SUITE 500
CENTENNIAL, CO 80111
* $ 10,000,000 5 $ 719,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,596,388,000 5 $ 687,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 4 $ 694,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ 10,000,000 4 $ 527,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 4 $ 492,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 4 $ 1,006,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 127,428,329,000 3 $ 698,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ 1,630,992,000 3 $ 796,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ 1,374,757,000 3 $ 573,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 3 $ 706,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 3 $ 391,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 3 $ 782,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ 10,000,000 3 $ 396,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 3 $ 384,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 238,482,903,000 3 $ 639,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,492,889,000 3 $ 719,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ 914,430,000 3 $ 378,000
Hiway Credit Union
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 926,944,000 2 $ 215,000
Firefly
1400 RIVERWOOD DR
BURNSVILLE, MN 55337
* $ 928,895,000 2 $ 500,000
Topline Financial Credit Union
9353 JEFFERSON HWY
MAPLE GROVE, MN 55369
* $ 339,785,000 2 $ 478,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 456,942,000 2 $ 194,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ 10,000,000 2 $ 486,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 181,000
Riverwood Bank
14540 DELLWOOD DR PO BOX 2947
BAXTER, MN 56425
* $ 307,511,000 2 $ 245,000
Midcountry Bank
7825 WASHINGTON AVE. S., STE. 120
BLOOMINGTON, MN 55439
* $ 672,943,000 2 $ 379,000
First Mortgage Service, Inc.
815 23RD AVE E
WEST FARGO, ND 58078
* $ 10,000,000 2 $ 439,000
Residential Acceptance Corporation
5027 W LAUREL ST
TAMPA, FL 33607
* $ 10,000,000 2 $ 344,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 2 $ 352,000
Minnwest Bank
300 S WASHINGTON
REDWOOD FALLS, MN 56283
* $ 507,879,000 2 $ 406,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 690,026,000 2 $ 165,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 2 $ 652,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 2 $ 341,000
Mortgages Unlimited Inc.
7365 KIRKWOOD COURT NORTH SUITE 300
MAPLE GROVE, MN 55113
* $ 1,518,000 2 $ 628,000
Bank of North Dakota
1200 MEMORIAL HWY
BISMARCK, ND 58504
* $ 35,500,000 2 $ 174,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 2 $ 1,000,000
Endura Financial FCU
820 N LILAC DR
MINNEAPOLIS, MN 55422
* $ 347,678,000 2 $ 128,000
Western State Bank
755 13TH AVE E
DEVILS LAKE, ND 58301
* $ 688,805,000 2 $ 553,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 3,910,000,000 2 $ 508,000
Kleinbank
301 CHESTNUT ST
CHASKA, MN 55318
* $ 1,584,614,000 2 $ 5,980,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 84,362,333,000 2 $ 245,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 2 $ 440,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 2 $ 637,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 15,766,346,000 2 $ 287,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 2 $ 311,000
American Portfolio Mortgage Corporation
800 EAST NORTHWEST HIGHWAY
PALATINE, IL 60067
* $ 9,427,000 1 $ 216,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 160,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 1 $ 178,000
Cambria Financial Group
11000 W 78TH STREET, SUITE 300
EDEN PRAIRIE, MN 55344
* $ 7,380,000 1 $ 176,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 1 $ 227,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 105,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 1 $ 20,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 1 $ 230,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 45,602,567,000 1 $ 470,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 1 $ 134,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 22,971,000,000 1 $ 315,000
Star Bank
100 STATE HWY 55 EAST
MAPLE LAKE, MN 55358
* $ 222,321,000 1 $ 90,000
Roundbank
200 SECOND STREET NE, PO BOX 667
WASECA, MN 56093
* $ 298,904,000 1 $ 57,000
Sentry Bank
400 4TH AVE NE
ST. JOSEPH, MN 56374
* $ 180,989,000 1 $ 50,000
First State Bank of Sauk Centre
423 MAIN ST S
SAUK CENTRE, MN 56378
* $ 102,127,000 1 $ 150,000
Bank of Little Rock Mortgage Corporation
15909 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ 197,951,000 1 $ 225,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 5,037,879,000 1 $ 280,000
Lake Area Bank
12790 FIRST AVE N - PO BOX 743
LINDSTROM, MN 55045
* $ 259,270,000 1 $ 312,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,099,031,000 1 $ 376,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 130,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 277,561,000 1 $ 143,000
First National Bank Minnesota
500 LONG STREET
MANKATO, MN 56001
* $ 188,710,000 1 $ 180,000
Mb Financial Bank NA
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 9,624,027,000 1 $ 251,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 168,000
Choice Financial Group
4501 23RD AVE S
FARGO, ND 58104
* $ 653,119,000 1 $ 212,000
Pine River State Bank
PO BOX 67, 103 MILL STREET S
PINE RIVER, MN 56474
* $ 105,506,000 1 $ 70,000
Vermillion State Bank
107 E MAIN ST
VERMILLION, MN 55085
* $ 492,729,000 1 $ 245,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ 3,870,208,000 1 $ 200,000
Westconsin Credit Union
444 BROADWAY
MENOMONIE, WI 54751
* $ 871,383,000 1 $ 276,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 1 $ 302,000
Stearns Bank National Association
4191 2ND ST S
ST. CLOUD, MN 56301
* $ 1,481,962,000 1 $ 178,000
Northwestern Bank, National Association
4 NORTH MAIN - PO BOX 10
DILWORTH, MN 56547
* $ 135,861,000 1 $ 172,000
Falcon National Bank
183 CEDAR DRIVE
FOLEY, MN 56329
* $ 156,245,000 1 $ 31,000
Citizens Community Federal N.A.
219 FAIRFAX STREET
ALTOONA, WI 54720
* $ 552,204,000 1 $ 89,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 1 $ 152,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 253,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 412,000
Profinium, Inc.
105 LAKE AVE. PO BOX 848
FAIRMONT, MN 56031
* $ 315,578,000 1 $ 368,000
River Falls State Bank
124 S. SECOND STREET
RIVER FALLS, WI 54022
* $ 80,975,000 1 $ 204,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 103,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 117,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,540,049,000 1 $ 207,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 376,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 24,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 187,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 1 $ 375,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ 10,000,000 1 $ 232,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 300,000
American Federal Bank
215 N 5TH ST
FARGO, ND 58102
* $ 478,857,000 1 $ 180,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 3,564,057,000 1 $ 126,000
Dacotah Bank
308 S MAIN STREET, PO BOX 1210
ABERDEEN, SD 57401
* $ 2,106,311,000 1 $ 6,000
Woodlands National Bank
122 EAST MAIN STREET P.O. BOX 190
HINCKLEY, MN 55037
* $ 137,502,000 1 $ 145,000
Cornerstone Bank
2280 45TH STREET SOUTH
FARGO, ND 58104
* $ 237,168,000 1 $ 44,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 245,863,000 1 $ 82,000
Hometown Bank
1000 EAST COOK STREET
REDWOOD FALLS, MN 56283
* $ 223,190,000 1 $ 160,000
Provincial Bank
PO BOX 459 20280 IBERIA AV
LAKEVILLE, MN 55044
* $ 74,609,000 1 $ 125,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,192,380,000 1 $ 899,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 410,770,000 1 $ 225,000
Liberty Savings Bank FSB
111 7TH AVE S
SAINT CLOUD, MN 56301
* $ 190,809,000 1 $ 85,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 1 $ 117,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 1 $ 107,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ 10,000,000 1 $ 193,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 26,795,278,000 1 $ 119,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 86,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 352,000
Great River Federal CU
1532 W ST GERMAIN STREET
ST CLOUD, MN 56301
* $ 151,619,000 1 $ 300,000
East Wisconsin Savings Bank
109 W 2ND ST
KAUKAUNA, WI 54130
* $ 234,987,000 1 $ 68,000
Richfield Bloomington CU
345 E. 77TH STREET
RICHFIELD, MN 55423
* $ 254,510,000 1 $ 110,000
Town and Country Credit Union
615 S BROADWAY ST
MINOT, ND 58701
* $ 346,036,000 1 $ 224,000
Central Bank
2270 FRONTAGE RD WEST
STILLWATER, MN 55082
* $ 1,152,266,000 1 $ 165,000
Bankvista
125 TWIN RIVERS CT
SARTELL, MN 56377
* $ 115,346,000 1 $ 275,000

The tables below break down 2014 mortgage applications in Douglas County, MN by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Douglas County, MN in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 739 $137,392,000 $185,000 $5,800,000 $72,000 $1,085,000
Refinancing 642 $108,297,000 $168,000 $5,280,000 $83,000 $1,232,000
Home Improvement 66 $5,855,000 $88,000 $514,000 $81,000 $438,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,097 $181,737,000 $165,000 $1,080,000 $89,000 $1,232,000
Not applicable 215 $49,229,000 $228,000 $5,800,000 $9,000 $163,000
Not Provided 114 $16,784,000 $147,000 $453,000 $90,000 $454,000
Hispanic 10 $1,859,000 $185,000 $312,000 $101,000 $343,000
American Indian or Alaskan Native 5 $1,056,000 $211,000 $348,000 $88,000 $162,000
Native Hawaiian or Other Pacific Islander 3 $407,000 $135,000 $217,000 $70,000 $150,000
Black or African American 3 $472,000 $157,000 $177,000 $37,000 $67,000
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,039 $189,021,000 $181,000 $5,800,000 $91,000 $1,232,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 171 $22,090,000 $129,000 $320,000 $30,000 $91,000
FHA-insured (Federal Housing Administration) 135 $19,500,000 $144,000 $276,000 $45,000 $162,000
VA-guaranteed (Veterans Administration) 102 $20,933,000 $205,000 $600,000 $60,000 $186,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 824 $144,257,000 $175,000 $5,280,000 $92,000 $1,232,000
Loan Purchased By The Institution 241 $39,151,000 $162,000 $514,000 $21,000 $180,000
Application Denied By Financial Institution 195 $35,409,000 $181,000 $5,800,000 $73,000 $694,000
Application Withdrawn By Applicant 124 $21,059,000 $169,000 $600,000 $86,000 $1,085,000
File Closed For Incompleteness 39 $6,852,000 $175,000 $417,000 $88,000 $309,000
Application Approved But Not Accepted 23 $4,592,000 $199,000 $500,000 $129,000 $409,000
Preapproval Denied by Financial Institution 1 $224,000 $224,000 $224,000 $54,000 $54,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 38 $5,470,000 $143,000 $362,000 $58,000 $129,000
Collateral 33 $5,157,000 $156,000 $394,000 $84,000 $305,000
Debt-To-Income Ratio 26 $4,524,000 $174,000 $564,000 $86,000 $454,000
Credit Application Incomplete 15 $2,263,000 $150,000 $432,000 $75,000 $149,000
Other 13 $2,123,000 $163,000 $417,000 $125,000 $694,000
Insufficient Cash (Downpayment, Closing Cost) 5 $697,000 $139,000 $224,000 $74,000 $162,000
Employment History 1 $214,000 $214,000 $214,000 $60,000 $60,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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