Dundy County, NE Mortgage Lenders & HMDA Data, 2024
In 2024, lenders reported 28 mortgage applications in Dundy County, NE totaling $3.0 million, down 18% from 2023. The average application was for $107,000, and applicants reported an average income of $98,000. 46% of applications resulted in an originated loan and 18% were denied. The most active lender was Charter West Bank, with 3 applications, followed by Newrez LLC and Lincoln Federal Svgs Bk of Ne.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 28 |
| Total Mortgage Loan Application Amount | $3,020,000 |
| Average Mortgage Loan Application Amount | $107,000 |
| Highest Mortgage Loan Application Amount | $315,000 |
| Average Applicant Income | $98,000 |
| Highest Applicant Income | $339,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Charter West Bank 201 SOUTH MAIN STREET PO BOX 288 WEST POINT, NE 68788 |
* | $ n/a | 3 | $ 295,000 |
| Newrez LLC FORT WASHINGTON, PA 19034 |
* | $ n/a | 3 | $ 385,000 |
| Lincoln Federal Svgs Bk of Ne 1101 N STREET LINCOLN, NE 68520 |
* | $ n/a | 3 | $ 185,000 |
| Mnb Bank 220 NORRIS AVE MCCOOK, NE 69001 |
* | $ n/a | 2 | $ 40,000 |
| Pinnacle Bank 20544 HWY 370 LINCOLN, NE 68508 |
* | $ n/a | 2 | $ 80,000 |
| Amerisave Mortgage Company 1200 ALTMORE AVENUE BUILDING 2 SUITE 300 SANDY SPRINGS, GA 30342 |
* | $ n/a | 2 | $ 160,000 |
| Centennial Lending, LLC 4112 KODIAK COURT, UNIT D FIRESTONE, CO 80504 |
* | $ n/a | 1 | $ 45,000 |
| West Gate Bank 6003 OLD CHENEY ROAD LINCOLN, NE 68516 |
* | $ n/a | 1 | $ 315,000 |
| Firstbank of Nebraska 201 E 5TH ST WAHOO, NE 68066 |
* | $ n/a | 1 | $ 65,000 |
| Capital Bank, N.A. ONE CHURCH ST SUITE 300 ROCKVILLE, MD 20850 |
* | $ n/a | 1 | $ 185,000 |
| Discover Bank 12 READS WAY GREENWOOD, DE 19950 |
* | $ n/a | 1 | $ 65,000 |
| PennyMac Loan Services LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ n/a | 1 | $ 235,000 |
| PHH Mortgage Corporation WEST PALM BEACH, FL 33409 |
* | $ n/a | 1 | $ 85,000 |
| US Bank, N.A. 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ n/a | 1 | $ 105,000 |
The tables below break down 2024 mortgage applications in Dundy County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Dundy County, NE in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 13 | $1,495,000 | $115,000 | $315,000 | $77,000 | $147,000 |
| Cash-out Refinancing | 8 | $1,090,000 | $136,000 | $185,000 | $120,000 | $323,000 |
| Home Improvement | 5 | $165,000 | $33,000 | $55,000 | $137,000 | $339,000 |
| Other Purpose | 1 | $35,000 | $35,000 | $35,000 | $49,000 | $49,000 |
| Refinancing | 1 | $235,000 | $235,000 | $235,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 22 | $2,390,000 | $108,000 | $315,000 | $98,000 | $339,000 |
| Not applicable | 2 | $270,000 | $135,000 | $185,000 | $0 | $0 |
| Not Provided | 2 | $160,000 | $80,000 | $85,000 | $38,000 | $46,000 |
| Hispanic | 2 | $200,000 | $100,000 | $105,000 | $163,000 | $176,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 17 | $1,395,000 | $82,000 | $315,000 | $103,000 | $339,000 |
| FHA-insured (Federal Housing Administration) | 5 | $845,000 | $169,000 | $235,000 | $82,000 | $114,000 |
| VA-guaranteed (Veterans Administration) | 4 | $570,000 | $142,000 | $185,000 | $133,000 | $176,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $210,000 | $105,000 | $105,000 | $43,000 | $43,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13 | $1,415,000 | $108,000 | $315,000 | $131,000 | $339,000 |
| Application Withdrawn By Applicant | 6 | $560,000 | $93,000 | $235,000 | $61,000 | $112,000 |
| Application Denied By Financial Institution | 5 | $575,000 | $115,000 | $175,000 | $54,000 | $109,000 |
| Loan Purchased By The Institution | 3 | $375,000 | $125,000 | $185,000 | $43,000 | $43,000 |
| File Closed For Incompleteness | 1 | $95,000 | $95,000 | $95,000 | $176,000 | $176,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 20 | $2,340,000 | $117,000 | $315,000 | $104,000 | $323,000 |
| Debt-To-Income Ratio | 4 | $280,000 | $70,000 | $175,000 | $117,000 | $339,000 |
| Credit Application Incomplete | 2 | $160,000 | $80,000 | $85,000 | $38,000 | $46,000 |
| Credit History | 1 | $65,000 | $65,000 | $65,000 | $44,000 | $44,000 |
| Collateral | 1 | $175,000 | $175,000 | $175,000 | $109,000 | $109,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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