Eagle Pass, TX Metro Area Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 974 mortgage applications in Eagle Pass, TX metro area totaling $202.3 million, up 2% from 2024. The average application was for $207,700, and applicants reported an average income of $96,000. 45% of applications resulted in an originated loan and 20% were denied. The most active lender was Fairway Independent Mort Corp, with 208 applications, followed by Lakeview Loan Servicing, LLC and 21st Mortgage.

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Years 2025  2024  
Total Number of Mortgage Applications 974
Total Mortgage Loan Application Amount $202,300,000
Average Mortgage Loan Application Amount $207,700
Highest Mortgage Loan Application Amount $13,685,000
Average Applicant Income $96,000
Highest Applicant Income $751,000
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Top Mortgage Lenders in Eagle Pass, TX Metro Area (2025)

Ranked by the number of mortgage applications each lender reported in Eagle Pass, TX metro area in 2025.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 Fairway Independent Mort Corp
Madison, WI
208 $52,780,000 $253,000 $89,000
2 Lakeview Loan Servicing, LLC
Coral Gables, FL
95 $15,825,000 $166,000 $109,000
3 21st Mortgage
Knoxville, TN
86 $10,090,000 $117,000 $73,000
4 Gateway First Bank
Jenks, OK
57 $12,645,000 $221,000 $107,000
5 Security Service
San Antonio, TX
35 $4,595,000 $131,000 $131,000
6 Falcon International Bank
Laredo, TX
26 $5,010,000 $192,000 $177,000
7 United Wholesale Mortgage
Plymouth, MI
25 $6,515,000 $260,000 $86,000
8 Triad Financial Services, Inc.
Jacksonville, FL
25 $2,715,000 $108,000 $61,000
9 International Bank of Commerce
Laredo, TX
22 $4,630,000 $210,000 $140,000
10 Newrez LLC
Fort Washington, PA
21 $4,445,000 $211,000 $143,000

See every lender active in Eagle Pass, TX metro area in 2025 »

The tables below break down 2025 mortgage applications in Eagle Pass, TX metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Eagle Pass, TX in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 633 $129,155,000 $204,000 $685,000 $91,000 $457,000
Cash-out Refinancing 138 $24,520,000 $177,000 $575,000 $106,000 $333,000
Refinancing 109 $38,715,000 $355,000 $13,685,000 $99,000 $244,000
Other Purpose 66 $7,140,000 $108,000 $265,000 $114,000 $751,000
Home Improvement 25 $2,545,000 $101,000 $245,000 $105,000 $320,000
Not Applicable 3 $225,000 $75,000 $135,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 685 $130,835,000 $191,000 $595,000 $96,000 $751,000
Not applicable 154 $42,690,000 $277,000 $13,685,000 $107,000 $136,000
Not Provided 82 $16,670,000 $203,000 $505,000 $85,000 $281,000
White 46 $10,950,000 $238,000 $435,000 $110,000 $231,000
Asian 7 $1,155,000 $165,000 $275,000 $457,000 $457,000
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 608 $95,900,000 $157,000 $685,000 $100,000 $751,000
FHA-insured (Federal Housing Administration) 294 $86,580,000 $294,000 $13,685,000 $87,000 $244,000
VA-guaranteed (Veterans Administration) 58 $16,810,000 $289,000 $435,000 $111,000 $247,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 14 $3,010,000 $215,000 $315,000 $74,000 $110,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 438 $111,290,000 $254,000 $13,685,000 $102,000 $457,000
Application Denied By Financial Institution 191 $28,415,000 $148,000 $505,000 $84,000 $751,000
Loan Purchased By The Institution 135 $23,325,000 $172,000 $465,000 $94,000 $136,000
Application Withdrawn By Applicant 111 $24,395,000 $219,000 $685,000 $105,000 $419,000
File Closed For Incompleteness 68 $10,220,000 $150,000 $575,000 $87,000 $275,000
Application Approved But Not Accepted 30 $4,550,000 $151,000 $335,000 $79,000 $177,000
Preapproval Denied by Financial Institution 1 $105,000 $105,000 $105,000 $146,000 $146,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 761 $169,265,000 $222,000 $13,685,000 $98,000 $457,000
Debt-To-Income Ratio 80 $13,120,000 $164,000 $655,000 $86,000 $419,000
Credit History 66 $9,400,000 $142,000 $505,000 $100,000 $751,000
Credit Application Incomplete 19 $3,765,000 $198,000 $505,000 $97,000 $178,000
Other 18 $2,190,000 $121,000 $225,000 $91,000 $196,000
Insufficient Cash (Downpayment, Closing Cost) 11 $1,405,000 $127,000 $235,000 $91,000 $172,000
Collateral 11 $1,895,000 $172,000 $375,000 $57,000 $126,000
Unverifiable Information 6 $860,000 $143,000 $225,000 $69,000 $125,000
Employment History 2 $400,000 $200,000 $255,000 $36,000 $43,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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