Echols County GA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Unlock detailed Echols County GA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Georgia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 75 |
| Total Mortgage Loan Application Amount | $9,695,000 |
| Average Mortgage Loan Application Amount | $129,000 |
| Highest Mortgage Loan Application Amount | $1,005,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $313,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 11 | $ 945,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ -1,000 | 11 | $ 785,000 |
| SYNOVUS BANK PO BOX 120 COLUMBUS, GA 31902 |
* | $ 48,103,435,000 | 8 | $ 1,790,000 |
| FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF VALDOSTA PO BOX 888 VALDOSTA, GA 31603 |
* | $ 189,219,000 | 6 | $ 730,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,712,919,000,000 | 5 | $ 515,000 |
| ANGEL OAK HOME LOANS LLC 3600 PEACHTREE ROAD NW, SUITE 500 ATLANTA, GA 30305 |
* | $ -1,000 | 4 | $ 790,000 |
| BANK OZK PO BOX 8811 LITTLE ROCK, AR 72231 |
* | $ 23,559,400,000 | 4 | $ 320,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 3 | $ 595,000 |
| FARMERS & MERCHANTS BANK 4 NORTH CARTER STREET, PO BOX 187 LAKELAND, GA 31635 |
* | $ 497,050,000 | 3 | $ 135,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 2 | $ 190,000 |
| ALLY BANK 2101, 300 EAST REXFORD RD SANDY, UT 28211 |
* | $ 167,492,000,000 | 1 | $ 235,000 |
| SOUTHWEST STAGE FUNDING, LLC 3345 S. VAL VISTA DRIVE, SUITE 300 TEMPE, AZ 85297 |
* | $ -1,000 | 1 | $ 135,000 |
| FIRST COMMERCE CREDIT UNION 107 E COLLEGE AVE TALLAHASSEE, FL 32314 |
* | $ 615,519,000 | 1 | $ 135,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 1 | $ 135,000 |
| AMERIS BANK 300 SOUTH MAIN STREET ATLANTA, GA 31768 |
* | $ 18,156,981,000 | 1 | $ 205,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 1 | $ 105,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 1 | $ 215,000 |
| FIRST FEDERAL BANK 4705 US HWY 90 W LAKE CITY, FL 32055 |
* | $ 2,177,570,000 | 1 | $ 95,000 |
| FIRSTBANK 11 CHANNING WAY NASHVILLE, TN 38305 |
* | $ 6,120,102,000 | 1 | $ 35,000 |
| RENASANT BANK 209 TROY ST., P.O. BOX 709 TUPELO, MS 38802 |
* | $ 13,387,533,000 | 1 | $ 95,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 1 | $ 145,000 |
| GUARDIAN BANK 701 WILDWOOD PLANTATION DR. VALDOSTA, GA 31602 |
* | $ 429,160,000 | 1 | $ 445,000 |
| TAMPA BAY FEDERAL CREDIT UNION PO BOX 7492 TAMPA, FL 33673 |
* | $ 321,876,000 | 1 | $ 45,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 88,826,789,000 | 1 | $ 325,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2020, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Echols County GA in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 35 | $4,525,000 | $129,000 | $1,005,000 | $60,000 | $313,000 |
| Refinancing | 25 | $3,295,000 | $131,000 | $445,000 | $74,000 | $184,000 |
| Other Purpose | 7 | $575,000 | $82,000 | $205,000 | $75,000 | $190,000 |
| Cash-out Refinancing | 5 | $1,025,000 | $205,000 | $305,000 | $85,000 | $161,000 |
| Not Applicable | 2 | $70,000 | $35,000 | $55,000 | $0 | $0 |
| Home Improvement | 1 | $205,000 | $205,000 | $205,000 | $267,000 | $267,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 55 | $7,265,000 | $132,000 | $1,005,000 | $77,000 | $313,000 |
| Not Provided | 9 | $985,000 | $109,000 | $205,000 | $50,000 | $81,000 |
| Not applicable | 6 | $910,000 | $151,000 | $445,000 | $57,000 | $93,000 |
| Black or African American | 3 | $305,000 | $101,000 | $145,000 | $45,000 | $79,000 |
| Hispanic | 1 | $95,000 | $95,000 | $95,000 | $56,000 | $56,000 |
| American Indian or Alaskan Native | 1 | $135,000 | $135,000 | $135,000 | $48,000 | $48,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 63 | $8,025,000 | $127,000 | $1,005,000 | $72,000 | $313,000 |
| FHA-insured (Federal Housing Administration) | 8 | $920,000 | $115,000 | $145,000 | $55,000 | $86,000 |
| VA-guaranteed (Veterans Administration) | 3 | $545,000 | $181,000 | $325,000 | $75,000 | $103,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $205,000 | $205,000 | $205,000 | $68,000 | $68,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 35 | $4,775,000 | $136,000 | $445,000 | $78,000 | $190,000 |
| Application Denied By Financial Institution | 19 | $1,625,000 | $85,000 | $205,000 | $46,000 | $98,000 |
| File Closed For Incompleteness | 8 | $830,000 | $103,000 | $235,000 | $46,000 | $73,000 |
| Application Withdrawn By Applicant | 5 | $755,000 | $151,000 | $305,000 | $79,000 | $161,000 |
| Loan Purchased By The Institution | 5 | $465,000 | $93,000 | $215,000 | $57,000 | $93,000 |
| Application Approved But Not Accepted | 3 | $1,245,000 | $415,000 | $1,005,000 | $215,000 | $313,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 50 | $7,310,000 | $146,000 | $1,005,000 | $82,000 | $313,000 |
| Debt-To-Income Ratio | 10 | $1,030,000 | $103,000 | $445,000 | $47,000 | $84,000 |
| Credit History | 8 | $770,000 | $96,000 | $205,000 | $48,000 | $98,000 |
| Collateral | 3 | $205,000 | $68,000 | $125,000 | $57,000 | $86,000 |
| Unverifiable Information | 2 | $110,000 | $55,000 | $75,000 | $35,000 | $36,000 |
| Other | 1 | $105,000 | $105,000 | $105,000 | $79,000 | $79,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $165,000 | $165,000 | $165,000 | $56,000 | $56,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.