Effingham County IL
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016

Unlock detailed Effingham County IL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Illinois.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 949
Total Mortgage Loan Application Amount $125,104,000
Average Mortgage Loan Application Amount $131,000
Highest Mortgage Loan Application Amount $1,200,000
Average Applicant Income $73,000
Highest Applicant Income $2,514,000

Mortgage Company List for Lending in Effingham County IL for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
DIETERICH BANK, NATIONAL ASSOCIATION
300 SUR WOODS DRIVE
EFFINGHAM, IL 62401
* $ 574,090,000 194 $ 25,843,000
MIDLAND STATES BANK
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 2,883,399,000 77 $ 12,755,000
PETEFISH, SKILES & CO.
102 W. BEARDSTOWN ST.
VIRGINIA, IL 62691
* $ 177,497,000 72 $ 11,527,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 41 $ 1,818,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 38 $ 5,594,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 36 $ 4,206,000
FIRST MID BANK & TRUST, NATIONAL ASSOCIATION
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 2,105,732,000 35 $ 3,558,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 138,620,635,000 33 $ 4,254,000
FIRST NATIONAL BANK OF WATERLOO
228 S. MAIN STREET, P.O. BOX 507
WATERLOO, IL 62298
* $ 436,536,000 26 $ 4,025,000
LEADERONE FINANCIAL CORPORATION
7500 COLLEGE BLVD SUITE 1150
TOPEKA, KS 66210
* $ 100,000,000 26 $ 3,110,000
FIFTH THIRD BANK
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 138,620,635,000 25 $ 1,656,000
COMMUNITY BANC MORTGAGE CORPORATION
301 N MAIN
SPRINGFIELD, IL 62629
* $ 1,003,316,000 20 $ 3,348,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ 10,000,000 19 $ 2,716,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,610,580,000,000 19 $ 3,242,000
PEOPLES BANK & TRUST
200 S LOCUST, PO BOX 350
PANA, IL 62557
* $ 403,812,000 18 $ 2,271,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 17 $ 1,661,000
LAND OF LINCOLN CREDIT UNION
3130 E MOUND RD
DECATUR, IL 62526
* $ 221,510,000 16 $ 1,497,000
STATE BANK OF LINCOLN
508 BROADWAY STREET
LINCOLN, IL 62656
* $ 350,254,000 13 $ 1,260,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 11 $ 1,413,000
BANK OF HILLSBORO, NATIONAL ASSOCIATION
PO BOX 310
HILLSBORO, IL 62049
* $ 333,575,000 11 $ 2,138,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,801,773,000 8 $ 381,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 8 $ 929,000
ILLINI BANK
3200 W. ILES AVENUE
SPRINGFIELD, IL 62711
* $ 284,800,000 7 $ 1,267,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 7 $ 849,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ 945,758,000 7 $ 671,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 6 $ 577,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 6 $ 654,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 4 $ 335,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 4 $ 530,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 348,291,098,000 4 $ 1,725,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 4 $ 1,775,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ 10,000,000 4 $ 469,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ 31,000,000 3 $ 93,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 3 $ 295,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 224,192,000 3 $ 53,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,639,305,000,000 3 $ 321,000
ACCEPTANCE CAPITAL MORTGAGE
113 EAST MAGNESIUM RD, UNIT D
SPOKANE, WA 99208
* $ 12,414,000 3 $ 513,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 3 $ 316,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 3 $ 361,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 2 $ 369,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 304,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 2 $ 188,000
FIRST BANK & TRUST, IL
101 S CENTRAL AVE PO BOX 880
PARIS, IL 61944
* $ 449,541,000 2 $ 193,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ 1,825,398,000 2 $ 340,000
BANC OF CALIFORNIA, NATIONAL ASSOCIATION
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 8,231,396,000 2 $ 341,000
RANLIFE, INC.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 2 $ 194,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 2 $ 141,000
BUSEY BANK
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 3,958,614,000 2 $ 609,000
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION
1401 S. THIRD ST.
TERRE HAUTE, IN 47802
* $ 2,882,577,000 2 $ 156,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 2 $ 305,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ 52,388,000 2 $ 857,000
THE FIRST NATIONAL BANK
432 W GALLATIN
VANDALIA, IL 62471
* $ 318,126,000 2 $ 160,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 1,949,868,000 2 $ 498,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 51,000
PEOPLES BANK
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 451,930,000 1 $ 150,000
PRAIRIE STATE BANK AND TRUST
3751 W. WABASH AVE
SPRINGFIELD, IL 62711
* $ 709,932,000 1 $ 100,000
FIRST INTERNET BANK OF INDIANA
11201 USA PARKWAY
FISHERS, IN 46037
* $ 1,267,342,000 1 $ 165,000
COUNTYBANK
425 MAIN STREET
GREENWOOD, SC 29646
* $ 352,048,000 1 $ 164,000
HEARTLAND BANK AND TRUST COMPANY
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 2,475,176,000 1 $ 230,000
HICKORY POINT BANK AND TRUST
225 N WATER STREET
DECATUR, IL 62523
* $ 658,320,000 1 $ 116,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ 10,000,000 1 $ 239,000
THE BRADFORD NATIONAL BANK OF GREENVILLE
100 E COLLEGE AVE
GREENVILLE, IL 62246
* $ 278,746,000 1 $ 228,000
CITIZENS EQUITY FIRST
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 5,297,355,000 1 $ 60,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 1 $ 142,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 1 $ 62,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 1 $ 94,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 205,125,538,000 1 $ 164,000
FIRST MIDWEST BANK
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 9,622,999,000 1 $ 10,000
BMO BANK NATIONAL ASSOCIATION
111 W. MONROE
CHICAGO, IL 60603
* $ 104,121,677,000 1 $ 118,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 13,649,486,000 1 $ 150,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 1 $ 82,000
COMMUNITY PARTNERS SAVINGS BANK
301 W MAIN ST
SALEM, IL 62881
* $ 174,579,000 1 $ 100,000
INTERNATIONAL BANK OF CHICAGO
5069 NORTH BROADWAY
CHICAGO, IL 60640
* $ 520,056,000 1 $ 50,000
COMMERCE BANK
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 24,483,687,000 1 $ 135,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 1 $ 7,000
LIBERTY
9520 ORMSBY STATION RD SUITE 20
EVANSVILLE, IN 40223
* $ 1,179,529,000 1 $ 70,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 1 $ 118,000
CENTIER BANK
600 E 84TH AVENUE
WHITING, IN 46410
* $ 3,128,427,000 1 $ 38,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 318,361,000 1 $ 85,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ 10,000,000 1 $ 468,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 119,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 103,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ 10,000,000 1 $ 172,000
HIGHLANDS RESIDENTIAL MORTGAGE, LTD.
12001 NORTH CENTRAL EXPRESSWAY SUITE 750
DALLAS, TX 75243
* $ 40,000,000 1 $ 158,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 1 $ 77,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
MENDOTA, IL 61704
* $ 327,995,000 1 $ 138,000
TOP FLITE FINANCIAL, INC.
123 E GRAND RIVER AVE
PLYMOUTH, MI 48895
* $ 40,394,000 1 $ 153,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 1 $ 107,000
NEIGHBORHOOD LOANS, INC.
55 W. 22ND STREET SUITE 130
CHICAGO, IL 60148
* $ 1,198,484,000 1 $ 132,000
HEALTHCARE ASSOCIATES CREDIT UNION
1151 E WARRENVILLE ROAD
NAPERVILLE, IL 60563
* $ 304,336,000 1 $ 60,000
SOUTH PORTE BANK
701 N COURT ST
MARION, IL 62959
* $ 59,076,000 1 $ 68,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 444,244,000 1 $ 24,000
TRUSTBANK
600 EAST MAIN STREET, PO BOX 158
OLNEY, IL 62450
* $ 171,714,000 1 $ 36,000
BBMC MORTGAGE, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 142,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2016, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Effingham County IL in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 479 $56,996,000 $118,000 $820,000 $62,000 $2,514,000
Refinancing 414 $63,933,000 $154,000 $1,200,000 $84,000 $625,000
Home Improvement 56 $4,175,000 $74,000 $417,000 $83,000 $437,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 814 $106,198,000 $130,000 $820,000 $78,000 $2,514,000
Not applicable 56 $7,763,000 $138,000 $945,000 $6,000 $88,000
Not Provided 54 $8,099,000 $149,000 $1,200,000 $71,000 $368,000
Hispanic 11 $1,490,000 $135,000 $253,000 $72,000 $178,000
American Indian or Alaskan Native 5 $474,000 $94,000 $110,000 $42,000 $96,000
Black or African American 4 $480,000 $120,000 $184,000 $42,000 $81,000
Asian 3 $234,000 $78,000 $123,000 $37,000 $60,000
Native Hawaiin or Other Pacific Islander 2 $366,000 $183,000 $242,000 $73,000 $108,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 662 $92,663,000 $139,000 $1,200,000 $86,000 $2,514,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 125 $12,948,000 $103,000 $216,000 $34,000 $120,000
FHA-insured (Federal Housing Administration) 110 $12,143,000 $110,000 $254,000 $48,000 $222,000
VA-guaranteed (Veterans Administration) 52 $7,350,000 $141,000 $468,000 $53,000 $192,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 568 $78,893,000 $138,000 $945,000 $83,000 $2,514,000
Application Denied By Financial Institution 197 $23,737,000 $120,000 $1,200,000 $62,000 $455,000
Loan Purchased By The Institution 78 $8,993,000 $115,000 $335,000 $29,000 $181,000
Application Approved But Not Accepted 43 $5,662,000 $131,000 $392,000 $71,000 $218,000
Application Withdrawn By Applicant 40 $5,289,000 $132,000 $417,000 $88,000 $625,000
File Closed For Incompleteness 23 $2,530,000 $110,000 $276,000 $59,000 $144,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 25 $2,088,000 $83,000 $200,000 $56,000 $192,000
Debt-To-Income Ratio 20 $2,957,000 $147,000 $700,000 $55,000 $259,000
Collateral 11 $2,259,000 $205,000 $578,000 $131,000 $455,000
Credit Application Incomplete 10 $2,000,000 $200,000 $1,200,000 $55,000 $99,000
Insufficient Cash (Downpayment, Closing Cost) 6 $617,000 $102,000 $153,000 $50,000 $82,000
Other 3 $632,000 $210,000 $417,000 $183,000 $437,000
Employment History 2 $289,000 $144,000 $190,000 $72,000 $77,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Illinois Lender List