Fairbanks, AK Metro Area Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 4,014 mortgage applications in Fairbanks, AK metro area totaling $929.8 million, up 9% from 2015. The average application was for $231,646, and applicants reported an average income of $81,000. 51% of applications resulted in an originated loan and 13% were denied. The most active lender was Alaska USA Mortgage Co., LLC, with 475 applications, followed by Wells Fargo Bank NA and Global Federal Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 4,014
Total Mortgage Loan Application Amount $929,829,000
Average Mortgage Loan Application Amount $231,646
Highest Mortgage Loan Application Amount $99,999,000
Average Applicant Income $81,000
Highest Applicant Income $2,628,000

Mortgage Company List for Lending in Fairbanks, AK for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Alaska USA Mortgage Co., LLC
PO BOX 196850
ANCHORAGE, AK 99519
* $ 1,485,079,000 475 $ 95,092,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,610,580,000,000 467 $ 100,118,000
Global Federal Credit Union
PO BOX 196850
ANCHORAGE, AK 99503
* $ 6,149,860,000 401 $ 75,205,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 271 $ 66,871,000
Mt McKinley Bank
PO BOX 73880
FAIRBANKS, AK 99707
* $ 398,052,000 253 $ 47,947,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 246 $ 47,426,000
Spirit of Alaska Federal Credit Union
1417 GILLAM WAY
FAIRBANKS, AK 99701
* $ 146,031,000 237 $ 39,418,000
Residential Mortgage, LLC
100 CALAIS DRIVE, SUITE 100
ANCHORAGE, AK 99503
* $ 106,268,000 235 $ 57,510,000
Denali State Bank
119 N. CUSHMAN ST.
FAIRBANKS, AK 99701
* $ 270,150,000 153 $ 30,311,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 129 $ 31,143,000
Credit Union 1
1941 ABBOTT RD
ANCHORAGE, AK 99507
* $ 977,042,000 114 $ 10,889,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 71 $ 18,417,000
Freedom Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 68 $ 16,331,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 46 $ 10,515,000
First National Bank Alaska
101 W 36TH AVE, STE 305
ANCHORAGE, AK 99501
* $ 3,569,426,000 38 $ 7,747,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 35 $ 10,138,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 30 $ 5,836,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 27 $ 4,996,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 26 $ 6,546,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 25 $ 6,762,000
Northrim Bank
3111 C STREET
ANCHORAGE, AK 99503
* $ 1,492,475,000 23 $ 5,376,000
Denali Federal Credit Union
471 WS. 36TH AVENUE SUITE 110
ANCHORAGE, AK 99503
* $ 614,250,000 23 $ 4,416,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 22 $ 5,313,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 284,507,000 21 $ 5,673,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 17 $ 4,963,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 16 $ 3,408,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 16 $ 3,914,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ 15,478,000 15 $ 3,505,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 14 $ 2,417,000
Mac Federal Credit Union
541 10TH AVE
FAIRBANKS, AK 99701
* $ 100,708,000 13 $ 1,517,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 12 $ 3,235,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,639,305,000,000 12 $ 2,163,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 11 $ 2,544,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 11 $ 2,313,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 10 $ 2,717,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 9 $ 1,374,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 9 $ 1,498,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,649,486,000 9 $ 2,225,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 9 $ 101,578,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,077,735,000 9 $ 1,667,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,580,860,000 8 $ 2,064,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 451,930,000 7 $ 1,744,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 567,648,000 7 $ 1,851,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 7 $ 1,604,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 93,038,275,000 7 $ 1,487,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 7 $ 1,171,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 6 $ 1,301,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 6 $ 1,771,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 31,272,894,000 6 $ 1,436,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,299,801,000,000 6 $ 812,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 19,460,442,000 6 $ 1,024,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 6 $ 1,824,000
First Western Trust Bank
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ 819,504,000 5 $ 1,152,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ 89,030,433,000 5 $ 1,208,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 26,594,410,000 5 $ 581,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 186,710,993,000 5 $ 155,000
True North Federal Credit Union
2777 POSTAL WAY
JUNEAU, AK 99801
* $ 138,746,000 5 $ 769,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 5 $ 1,280,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 5 $ 1,307,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 444,244,000 4 $ 119,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 4 $ 701,000
Flagship Financial Group, Llc.
3130 W. MAPLE LOOP DR.
LEHI, UT 84043
* $ 0 4 $ 768,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 4 $ 409,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 4 $ 707,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 4 $ 945,000
First Command Bank
1 FIRSTCOMM PLAZA
FORT WORTH, TX 76109
* $ 700,411,000 3 $ 250,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 273,231,606,000 3 $ 719,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 3 $ 511,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 3 $ 572,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ 10,000,000 3 $ 737,000
First National Acceptance Company
241 EAST SAGINAW/P.O. BOX 980
EAST LANSING, MI 48826
* $ 10,498,000 3 $ 257,000
Ent Credit Union
7250 CAMPUS DRIVE
COLORADO SPRINGS, CO 80920
* $ 4,389,714,000 2 $ 8,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 2 $ 415,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 2 $ 303,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 2 $ 415,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 2 $ 443,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 2 $ 655,000
Matanuska Valley Federal Credit Union
1020 SOUTH BAILEY STREET
PALMER, AK 99645
* $ 466,977,000 2 $ 20,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,502,221,000 2 $ 497,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 1,267,342,000 2 $ 495,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 114,257,000 2 $ 521,000
Advantage Bank
1475 N. DENVER AVE.
LOVELAND, CO 80538
* $ 265,130,000 1 $ 455,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 245,000
Lenderlive Network, LLC
710 S ASH
GLENDALE, CO 80246
* $ 17,900,000 1 $ 239,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 464,368,000 1 $ 234,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 7,273,809,000 1 $ 314,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 1 $ 431,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 1 $ 217,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 122,099,687,000 1 $ 135,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 276,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 318,361,000 1 $ 237,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 95,747,000 1 $ 287,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 8,231,396,000 1 $ 84,000
Homestreet Bank
601 UNION STREET 2000 TWO UNION SQUARE
SEATTLE, WA 98101
* $ 4,873,033,000 1 $ 67,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 822,669,000 1 $ 78,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 1 $ 232,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 85,747,508,000 1 $ 80,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 272,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 210,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 476,220,000 1 $ 161,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 1 $ 233,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 95,000
Data Mortgage, Inc

OCALA, FL 34475
* $ 10,000,000 1 $ 205,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 212,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 240,000
Tiaa-Cref Trust Company FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 3,519,033,000 1 $ 201,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 146,000
Assemblies of God Credit Union
1535 N CAMPBELL AVE
SPRINGFIELD, MO 65803
* $ 146,586,000 1 $ 217,000

The tables below break down 2016 mortgage applications in Fairbanks, AK metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Fairbanks, AK in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,105 $574,868,000 $273,000 $99,999,000 $87,000 $2,628,000
Refinancing 1,620 $332,364,000 $205,000 $585,000 $72,000 $1,284,000
Home Improvement 289 $22,597,000 $78,000 $325,000 $90,000 $408,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,753 $664,612,000 $241,000 $99,999,000 $87,000 $2,628,000
Not Provided 462 $96,174,000 $208,000 $519,000 $85,000 $645,000
American Indian or Alaskan Native 229 $41,668,000 $181,000 $391,000 $79,000 $600,000
Not applicable 223 $51,290,000 $230,000 $519,000 $5,000 $150,000
Hispanic 162 $35,411,000 $218,000 $407,000 $71,000 $210,000
Black or African American 92 $19,876,000 $216,000 $440,000 $70,000 $333,000
Asian 66 $15,611,000 $236,000 $551,000 $92,000 $526,000
Native Hawaiin or Other Pacific Islander 27 $5,187,000 $192,000 $383,000 $71,000 $149,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,967 $348,167,000 $177,000 $740,000 $97,000 $2,628,000
VA-guaranteed (Veterans Administration) 1,468 $370,432,000 $252,000 $585,000 $65,000 $448,000
FHA-insured (Federal Housing Administration) 542 $204,192,000 $376,000 $99,999,000 $66,000 $600,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 37 $7,038,000 $190,000 $303,000 $55,000 $148,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,043 $428,657,000 $209,000 $625,000 $87,000 $2,628,000
Loan Purchased By The Institution 774 $172,301,000 $222,000 $625,000 $61,000 $360,000
Application Denied By Financial Institution 534 $195,899,000 $366,000 $99,999,000 $82,000 $1,080,000
Application Withdrawn By Applicant 456 $90,644,000 $198,000 $740,000 $88,000 $1,284,000
Application Approved But Not Accepted 116 $22,610,000 $194,000 $461,000 $94,000 $645,000
File Closed For Incompleteness 91 $19,718,000 $216,000 $511,000 $59,000 $720,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 78 $13,159,000 $168,000 $463,000 $62,000 $219,000
Credit History 72 $9,081,000 $126,000 $434,000 $78,000 $394,000
Collateral 53 $9,398,000 $177,000 $468,000 $103,000 $408,000
Credit Application Incomplete 32 $6,965,000 $217,000 $576,000 $118,000 $657,000
Other 25 $4,596,000 $183,000 $405,000 $70,000 $346,000
Employment History 9 $1,712,000 $190,000 $390,000 $82,000 $211,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,449,000 $207,000 $417,000 $57,000 $150,000
Unverifiable Information 3 $591,000 $197,000 $349,000 $148,000 $195,000
Mortgage Insurance Denied 2 $530,000 $265,000 $270,000 $135,000 $168,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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