Franklin County ID
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage statistics and lending data for the Franklin County ID metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Franklin County ID, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,122
Total Mortgage Loan Application Amount $109,973,000
Average Mortgage Loan Application Amount $98,000
Highest Mortgage Loan Application Amount $511,000
Average Applicant Income $53,000
Highest Applicant Income $723,000

Mortgage Company List for Lending in Franklin County ID for 2005

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 128,495,705,000 108 $ 12,219,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 366,256,000,000 64 $ 5,788,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 58 $ 4,752,000
HFC COMPANY LLC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 97,714,234,000 57 $ 5,531,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 42 $ 4,680,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 19,456,642,000 39 $ 2,859,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 29 $ 3,029,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 25 $ 2,508,000
ZIONS FIRST NATIONAL BANK
ONE S MAIN ST 11TH FL
SALT LAKE CITY, UT 84133
* $ 11,919,777,000 23 $ 2,771,000
NATIONAL CITY BANK OF INDIANA
1900 EAST NINTH
CLEVELAND, OH 44114
* $ 28,456,701,000 21 $ 1,777,000
MILA, INC
6021 244TH ST. SW
MOUNTLAKE TERRACE, WA 98043
* $ 10,000,000 21 $ 2,114,000
WELLS FARGO FIN'L UTAH, INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 266,049,000 20 $ 2,298,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 3,414,446,000 19 $ 1,041,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 272,927,502,000 18 $ 2,314,000
MILLENNIA MORTGAGE CORPORATION
9891 IRVINE CENTER DRIVE, STE. 200
IRVINE, CA 92618
* $ 10,000,000 18 $ 1,837,000
IRELAND BANK
33 BANNOCK STREET
MALAD CITY, ID 83252
* $ 164,479,000 17 $ 2,112,000
REPUBLIC MORTGAGE HOME LOANS
5241 SOUTH STATE STREET, SUITE #2
MURRAY, UT 84107
* $ 10,000,000 17 $ 1,910,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 16 $ 1,895,000
DESERET FIRST CREDIT UNION
3999 PARKWAY BOULEVARD
WEST VALLEY CITY, UT 84120
* $ 287,523,000 16 $ 756,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 15 $ 1,533,000
GREENPOINT MORTGAGE FUNDING
4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD
CHARLOTTE, NC 28217
* $ 6,677,533,000 14 $ 1,459,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 13,102,536,000 14 $ 1,451,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,484,101,000,000 14 $ 785,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 14 $ 1,287,000
BNC MORTGAGE
745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, NY 10019
* $ 2,500,000,000 14 $ 1,383,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 194,436,638,000 13 $ 1,628,000
CITIMORTGAGE, INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 59,720,267,000 13 $ 1,190,000
FIRST HORIZON HOME LOAN CORP
4000 HORIZON WAY
IRVING, TX 75063
* $ 1,446,000,000 13 $ 1,349,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 967,365,000,000 13 $ 1,237,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 12 $ 710,000
AMERICAN MORTGAGE NETWORK
10421 WATERIDGE CIR STE 250
SAN DIEGO, CA 92121
* $ 10,000,000 11 $ 1,075,000
AEGIS WHOLESALE CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 10 $ 1,002,000
HOMEOWNERS LOAN CORPORATION
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 10 $ 900,000
HOME123 CORPORATION
3351 MICHELSON DRIVE, SUITE 400
IRVINE, CA 92612
* $ 10,000,000 10 $ 1,522,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 32,424,600,000 10 $ 574,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 49,210,377,000 9 $ 1,014,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 9 $ 1,026,000
BANK OF UTAH
2605 WASHINGTON BOULEVARD
OGDEN, UT 84401
* $ 550,826,000 9 $ 1,141,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 9 $ 1,259,000
WASHINGTON MUTUAL BANK, FSB
227 EAST AVENUE
ALBION, NY 14411
* $ 29,028,537,000 9 $ 799,000
WELLS FARGO FIN'L IDAHO, INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 139,017,000 9 $ 551,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 500,990,000 8 $ 778,000
FIELDSTONE MORTGAGE COMPANY
11000 BROKEN LAND PARKWAY, SUITE 900
COLUMBIA, MD 21044
* $ 10,000,000 8 $ 820,000
LIBERTY AMERICAN MORTGAGE CORP
2281 LAVA RIDGE CT 2ND FL
ROSEVILLE, CA 95661
* $ 10,000,000 7 $ 876,000
CACHE VALLEY BANK
101 NORTH MAIN
LOGAN, UT 84321
* $ 166,000,000 7 $ 590,000
AMERICAN MORTGAGE EXPRESS
10251 VISTA SORRENTO PARKWAY
SAN DIEGO, CA 92121
* $ 10,000,000 7 $ 565,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 7 $ 763,000
THE LENDING CONNECTION, INC
5901 WARNER AVE #478
HUNTINGTON BEACH, CA 92649
* $ 10,000,000 6 $ 933,000
WASHINGTON FEDERAL S&L
425 PIKE STREET
SEATTLE, WA 98101
* $ 7,540,446,000 6 $ 994,000
CENTENNIAL BANK
4605 HARRISON BLVD SUITE #1
OGDEN, UT 84403
* $ 118,807,000 6 $ 773,000
WEALTHBRIDGE MORTGAGE CORP.
15455 NW GREENBRIER PKWY, STE. 111
BEAVERTON, OR 97006
* $ 10,000,000 6 $ 550,000
FIRST MAGNUS FINANCIAL CORP
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 5 $ 404,000
COUNTRYWIDE BANK, N.A.
35 NORTH LAKE, MS 35-148
PASADENA, CA 91101
* $ 40,963,356,000 5 $ 353,000
MERRILL LYNCH MORTGAGE LENDING
4 WORLD FINANCIAL CENTER, 12TH FLOOR
NEW YORK, NY 10280
* $ 19,717,040,000 5 $ 416,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 5 $ 442,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 771,618,758,000 4 $ 498,000
AIG FEDERAL SAVINGS BANK
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 1,663,205,000 4 $ 386,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 4 $ 268,000
SAXON MORTGAGE
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 4 $ 345,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 15,675,394,000 4 $ 263,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 86,061,798,000 4 $ 149,000
MONTANA MORTGAGE COMPANY
PO BOX 1917
KALISPELL, MT 59903
* $ 31,000,000 4 $ 394,000
EQUITY ONE
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 19,257,000,000 4 $ 272,000
E-LOAN, INC.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 4 $ 706,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 4 $ 282,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 88,743,171,000 3 $ 154,000
MORTGAGE IT INC
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 3 $ 382,000
NORTHWEST FARM CREDIT SERVICES, FLCA
2001 SOUTH FLINT ROAD
SPOKANE, WA 99220
* $ 4,658,882,000 3 $ 172,000
LEWISTON STATE BANK
P O BOX 32
LEWISTON, UT 84320
* $ 135,511,000 3 $ 130,000
LONG BEACH MORTGAGE CO.
227 EAST AVENUE
ALBION, NY 14411
* $ 10,000,000 3 $ 279,000
M&T MORTGAGE CORPORATION
465 MAIN STREET - 5TH FLR - LAFAYETTE CT
BUFFALO, NY 14203
* $ 52,414,140,000 3 $ 433,000
AMERICA FIRST
4774 S 1300 W, BLDG 3
RIVERDALE, UT 84405
* $ 2,906,506,000 3 $ 350,000
AMERICAN HOME MORTGAGE CORP.
538 BROADHOLLOW RD
MELVILLE, NY 11747
* $ 10,000,000 3 $ 108,000
WEBSTER BANK, N.A.
145 BANK ST
WATERBURY, CT 06702
* $ 16,802,248,000 3 $ 438,000
UTAH POWER
957 E 6600 S
SALT LAKE CITY, UT 84117
* $ 225,113,000 3 $ 323,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 2 $ 84,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 16,675,614,000 2 $ 137,000
USU CHARTER FEDERAL CU
P.O. BOX 446
LOGAN, UT 84323
* $ 86,107,000 2 $ 186,000
TRANSWEST CREDIT UNION
37 WEST 1700 SOUTH
SALT LAKE CITY, UT 84115
* $ 101,823,000 2 $ 100,000
THE CIT GROUP/CONSUMER FINANCE
1 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 10,000,000 2 $ 113,000
SPECTRUM FUNDING CORPORATION
7084 SOUTH 2300 EAST
SLC, UT 84121
* $ 2,028,000,000 2 $ 110,000
SUMMIT MORTGAGE
510 INDEPENDENCE PARKWAY, SUITE 200
CHESAPEAKE, VA 23320
* $ 220,267,000 2 $ 47,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
DRAPER, UT 84020
* $ 10,000,000 2 $ 182,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 2 $ 167,000
OWNIT MORTGAGE SOLUTIONS, INC
27349 AGOURA RD # 100
AGOURA HILLS, CA 91301
* $ 10,000,000 2 $ 116,000
AEGIS FUNDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 2 $ 63,000
AXIS MORTGAGE & INVESTMENTS
5055 N 32ND STREET
PHOENIX, AZ 85018
* $ 12,000,000 2 $ 110,000
MARINERS CAPITAL, INC
500 SUPERIOR AVE SUITE 120
NEWPORT BEACH, CA 92663
* $ 2,366,000 2 $ 466,000
MBNA AMERICA DELAWARE, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 3,919,502,000 2 $ 175,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 9,509,064,000 2 $ 122,000
LOANCITY
5671 SANTA TERESA BOULEVARD
SAN JOSE, CA 95123
* $ 10,000,000 2 $ 313,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 2 $ 100,000
MOUNTAIN STATES MORTGAGE
1333 E 9400 S
SANDY, UT 84093
* $ 10,000,000 2 $ 197,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 52,974,916,000 2 $ 30,000
HSBC MORTGAGE SERVICES, INC.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 18,823,411,000 2 $ 64,000
MORTGAGE LENDERS NETWORK USA
213 COURT STREET
MIDDLETOWN, CT 06457
* $ 10,000,000 2 $ 159,000
MONEYLINE LENDING SERVICES
15420 LAGUNA CANYON RD. STE. 100
IRVINE, CA 92618
* $ 10,000,000 2 $ 227,000
ENCORE CREDIT CORP
1833 ALTON PARKWAY
IRVINE, CA 92606
* $ 10,000,000 2 $ 157,000
DECISION ONE MORTGAGE
26525 N. RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 339,807,228,000 2 $ 222,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 183,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 7,000,000,000 2 $ 106,000
FMF CAPITAL LLC
25800 NORTHWESTERN HWY, STE. 500
SOUTHFIELD, MI 48075
* $ 180,821,000 1 $ 127,000
FIRST NATIONAL BANK OF LAYTON
1601 N. HILLFIELD ROAD
LAYTON, UT 84041
* $ 252,615,000 1 $ 160,000
FIRST STREET FINANCIAL, INC.
310 COMMERCE, SUITE 150
IRVINE, CA 92602
* $ 10,000,000 1 $ 139,000
GMAC BANK
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 3,880,165,000 1 $ 130,000
HOMELAND CAPITAL MORTGAGE
600 E CARMEL DR, SUITE 110
CARMEL, IN 46033
* $ 10,000,000 1 $ 38,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 232,000
CU FACTORY BUILT LENDING, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 1 $ 24,000
CITIBANK, FSB
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 27,779,034,000 1 $ 25,000
CHAPEL MORTGAGE
593 RANCOCAS ROAD PO BOX 550
RANCOCAS, NJ 08073
* $ 10,000,000 1 $ 148,000
CITY FIRST MORTGAGE SERVICES, L.L.C.
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ 10,000,000 1 $ 160,000
CORINTHIAN MORTGAGE CORP
5750 W 95TH STREET, SUITE 155
OVERLAND PARK, KS 66207
* $ 341,661,000 1 $ 40,000
CITIFINANCIAL MTG CO, INC
4000 REGENT BLVD
IRVING, TX 75063
* $ 32,424,600,000 1 $ 102,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 92,000
MOUNTAIN AMERICA
7181 SOUTH CAMPUS VIEW DRIVE
WEST JORDAN, UT 84084
* $ 1,426,676,000 1 $ 120,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 105,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 1 $ 120,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 1 $ 135,000
HSBC BANK USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 138,296,274,000 1 $ 86,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 13,770,188,000 1 $ 144,000
ADVANTAGE PLUS
2133 E CENTER ST.
POCATELLO, ID 83201
* $ 55,588,000 1 $ 120,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 157,030,000 1 $ 56,000
SOUTH COUNTY BANK
2 VENTURE, SUITE 120
IRVINE, CA 92618
* $ 136,955,000 1 $ 82,000
SOVEREIGN BANK
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 54,454,684,000 1 $ 85,000
CALUSA INVESTMENTS, L.L.C.
P.O. BOX 710840
HERNDON, VA 20171
* $ 10,000,000 1 $ 135,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 1 $ 23,000
SCME MORTGAGE BANKERS, INC
6265 GREENWICH DRIVE, SUITE 200
SAN DIEGO, CA 92122
* $ 10,000,000 1 $ 79,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 130,780,100,000 1 $ 220,000
WMC MORTGAGE CORP.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 1 $ 35,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 106,816,527,000 1 $ 260,000
YOUR BEST RATE FINANCIAL L.L.C
5909 PEACHTREE DUNWOODY RD SUITE 700
ATLANTA, GA 30328
* $ 10,000,000 1 $ 160,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Franklin County ID in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 704 $73,069,000 $103,000 $511,000 $56,000 $723,000
Home Purchase 357 $33,751,000 $94,000 $360,000 $46,000 $360,000
Home Improvement 61 $3,153,000 $51,000 $212,000 $54,000 $166,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 927 $92,172,000 $99,000 $511,000 $58,000 $723,000
Not Provided 85 $8,555,000 $100,000 $476,000 $55,000 $360,000
Not applicable 62 $5,141,000 $82,000 $271,000 $6,000 $138,000
Hispanic 44 $3,748,000 $85,000 $275,000 $39,000 $100,000
Native Hawaiian or Other Pacific Islander 2 $223,000 $111,000 $125,000 $50,000 $73,000
American Indian or Alaskan Native 2 $134,000 $67,000 $80,000 $37,000 $48,000
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,067 $104,073,000 $97,000 $511,000 $54,000 $723,000
FHA-insured (Federal Housing Administration) 38 $3,970,000 $104,000 $149,000 $33,000 $76,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 14 $1,626,000 $116,000 $140,000 $32,000 $59,000
VA-guaranteed (Veterans Administration) 3 $304,000 $101,000 $117,000 $23,000 $50,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 423 $41,688,000 $98,000 $379,000 $59,000 $723,000
Application Denied By Financial Institution 258 $25,445,000 $98,000 $511,000 $58,000 $720,000
Loan Purchased By The Institution 160 $15,072,000 $94,000 $271,000 $29,000 $237,000
Application Withdrawn By Applicant 155 $16,529,000 $106,000 $360,000 $54,000 $612,000
Application Approved But Not Accepted 91 $7,215,000 $79,000 $360,000 $45,000 $264,000
File Closed For Incompleteness 35 $4,024,000 $114,000 $223,000 $38,000 $156,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 47 $4,272,000 $90,000 $204,000 $56,000 $186,000
Credit History 40 $3,340,000 $83,000 $248,000 $47,000 $320,000
Collateral 31 $3,757,000 $121,000 $511,000 $60,000 $221,000
Debt-To-Income Ratio 20 $1,613,000 $80,000 $203,000 $96,000 $720,000
Credit Application Incomplete 13 $1,260,000 $96,000 $200,000 $55,000 $96,000
Unverifiable Information 9 $1,427,000 $158,000 $511,000 $64,000 $156,000
Insufficient Cash (Downpayment, Closing Cost) 4 $347,000 $86,000 $132,000 $30,000 $39,000
Employment History 2 $192,000 $96,000 $104,000 $16,000 $32,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Idaho, and search similar information back through 2003.

Download the Idaho Lender List