Fulton County, AR Mortgage Lenders & HMDA Data, 2006

In 2006, lenders reported 322 mortgage applications in Fulton County, AR totaling $30.4 million, down 12% from 2005. The average application was for $94,000, and applicants reported an average income of $52,000. 39% of applications resulted in an originated loan and 25% were denied. The most active lender was Liberty Bank of Arkansas, with 25 applications, followed by Simmons First National Bank and Bank of America, N.A..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 322
Total Mortgage Loan Application Amount $30,434,000
Average Mortgage Loan Application Amount $94,000
Highest Mortgage Loan Application Amount $588,000
Average Applicant Income $52,000
Highest Applicant Income $377,000

Mortgage Company List for Lending in Fulton County, AR for 2006

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Liberty Bank of Arkansas
2901 EAST HIGHLAND DRIVE
JONESBORO, AR 72401
* $ 1,360,267,000 25 $ 3,395,000
Simmons First National Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 1,213,079,000 13 $ 780,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,082,250,290,000 13 $ 1,141,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 15,054,001,000 13 $ 1,658,000
Washington Mutual Bank
227 EAST AVENUE
ALBION, NY 14411
* $ 330,706,384,000 9 $ 717,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 706,497,000 9 $ 650,000
Ameriquest Mortgage Company
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 8 $ 730,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 8 $ 245,000
Countrywide Home Loans
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 175,085,370,000 8 $ 1,381,000
Eloan
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 7 $ 684,000
Calusa Investments, L.L.C.
P.O. BOX 710840
HERNDON, VA 20171
* $ 10,000,000 7 $ 784,000
Accredited Home Lenders, Inc
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 7 $ 482,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,013,985,000,000 7 $ 867,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 6 $ 400,000
Wmc Mortgage Corp.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 5 $ 519,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 403,258,000,000 5 $ 266,000
Bancorpsouth Bank
P O BOX 789
TUPELO, MS 38802
* $ 11,773,662,000 5 $ 300,000
First Federal Bank
1401 HWY 62-65N
HARRISON, AR 72601
* $ 852,443,000 5 $ 988,000
Iberiabankfsb
5800 R STREET
LITTLE ROCK, AR 72207
* $ 748,754,000 5 $ 375,000
Simmons First Bank-Jonesboro
P.O. BOX 7509
JONESBORO, AR 72403
* $ 253,193,000 4 $ 924,000
Heritage Bank
2009 BROWNS LANE
JONESBORO, AR 72401
* $ 210,789,000 4 $ 256,000
Irwin Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 47037
* $ 6,179,872,000 4 $ 408,000
Arvest Bank Group
4500 SOUTH GARNETT SUIT 440
TULSA, OK 74146
* $ 8,159,041,000 4 $ 54,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 706,497,000,000 4 $ 242,000
Chase Manhattan Bank USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 75,051,579,000 4 $ 214,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 3,900,290,000 4 $ 219,000
Countrywide Bank, N.A.
35 NORTH LAKE, MS 35-148
PASADENA, CA 91101
* $ 73,116,292,000 4 $ 624,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 4 $ 379,000
Wilmington Finance, Inc.
620 W GERMANTOWN RD
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 4 $ 498,000
Novastar Mortgage
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 3 $ 369,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 3 $ 144,000
The Mortgage Outlet, Inc.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 3 $ 358,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 24,644,357,000 3 $ 141,000
BNC Mortgage
745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, NY 10019
* $ 2,500,000,000 3 $ 198,000
Home Capital, Inc.
5909 PEACHTREE-DUNWOODY ROAD NE, STE 100
ATLANTA, GA 30328
* $ 5,165,631,000 3 $ 182,000
American Home Mortgage Corp.
538 BROADHOLLOW RD
MELVILLE, NY 11747
* $ 10,000,000 3 $ 299,000
Option One Mortgage Corp
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 3 $ 283,000
Wachovia Mortgage Corp
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 3 $ 385,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 3 $ 447,000
First Horizon Home Loan Corp
4000 HORIZON WAY
IRVING, TX 75063
* $ 1,446,000,000 3 $ 324,000
Regions Bank
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 81,074,402,000 3 $ 256,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 177,231,290,000 3 $ 161,000
Citifinancial Mtg Co, Inc
4000 REGENT BLVD
IRVING, TX 75063
* $ 32,424,600,000 3 $ 242,000
Indymac Bank, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 20,329,938,000 3 $ 431,000
Bank of the Ozarks
PO BOX 8811
LITTLE ROCK, AR 72231
* $ 2,127,670,000 2 $ 58,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 2,429,481,000 2 $ 118,000
Wintrust Mortgage Corporation
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 2 $ 228,000
New Century Mortgage Corporati
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 2 $ 265,000
H&R Block Mortgage Corporation
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 160,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 118,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 208,867,410,000 2 $ 239,000
Ge Money Bank
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 12,329,271,000 2 $ 37,000
Capital One Home Loans, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 2 $ 132,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 10,000,000 2 $ 98,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 2 $ 215,000
Green Tree Servicing LLC
345 ST. PETER STREET
ST. PAUL, MN 55102
* $ 31,000,000 2 $ 104,000
Residential Funding Corp. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 50,000
Gateway Mortgage Group LLC
6910 E 14TH ST
TULSA, OK 74112
* $ 10,000,000 1 $ 50,000
Crevecor Mortgage Inc
1150 HANLEY INDUSTRIAL CRT
BRENTWOOD, MO 63144
* $ 12,730,945,000 1 $ 89,000
Southstar Funding, LLC
400 NORTHRDIGE ROAD, SUITE 1000
ATLANTA, GA 30350
* $ 10,000,000 1 $ 50,000
Argent Mortgage Company
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 1 $ 75,000
Aegis Funding Corporation
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 1 $ 67,000
Plaza Home Mortgage, Inc
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 1 $ 203,000
Best Rate Funding Corp
2 MAC ARTHUR PLACE, STE. 800
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 123,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 150,000
Encore Credit Corp
1833 ALTON PARKWAY
IRVINE, CA 92606
* $ 10,000,000 1 $ 80,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 56,000
The Lending Connection, Inc
5901 WARNER AVE #478
HUNTINGTON BEACH, CA 92649
* $ 10,000,000 1 $ 204,000
Aegis Wholesale Corporation
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 1 $ 75,000
Gb Mortgage, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 29,183,000 1 $ 90,000
Corinthian Mortgage Corp
5750 W 95TH STREET, SUITE 155
OVERLAND PARK, KS 66207
* $ 341,661,000 1 $ 145,000
Aurora Bank FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 22,481,092,000 1 $ 80,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,697,483,000 1 $ 50,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 36,499,554,000 1 $ 55,000
Shelter Financial Bank
1817 W. BROADWAY
COLUMBIA, MO 65218
* $ 133,554,000 1 $ 30,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 53,128,800,000 1 $ 50,000
Guaranty Bank, FSB
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 1,846,471,000 1 $ 90,000
First Tennessee Bank NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 36,292,580,000 1 $ 68,000
Keybank National Association
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 88,960,716,000 1 $ 20,000
Charter One Bank
1215 SUPERIOR AVE
CLEVELAND, OH 44114
* $ 41,397,196,000 1 $ 51,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 175,000
Saxon Mortgage
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 1 $ 132,000
First Magnus Financial Corp
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 1 $ 178,000
First Greensboro Home Equity
1801 STANLEY RD, STE 400
GREENSBORO, NC 27407
* $ 10,000,000 1 $ 55,000
Fieldstone Mortgage Company
11000 BROKEN LAND PARKWAY, SUITE 900
COLUMBIA, MD 21044
* $ 10,000,000 1 $ 154,000
American Home Loans
17991 COWAN
IRVINE, CA 92614
* $ 10,000,000 1 $ 75,000
Origen Financial Services LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 1 $ 51,000
Impac Funding Corp
19500 JAMBOREE ROAD
IRVINE, CA 92612
* $ 10,000,000 1 $ 151,000
Greenlight Financial Services
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 1 $ 56,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 100,000
Quick Loan Funding Inc
535 ANTON BLVD, SUITE 600
COSTA MESA, CA 92626
* $ 10,000,000 1 $ 75,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ 11,000,000 1 $ 72,000
Pulaski Mortgage Company
12719 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ 471,137,000 1 $ 84,000
Arvest Mortgage Company
931 W MONROE
LOWELL, AR 72745
* $ 8,159,041,000 1 $ 63,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 2,080,726,000 1 $ 50,000
Guaranty Bank
1341 W BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 480,516,000 1 $ 50,000
New South Federal Savings Bank
1900 CRESTWOOD BOULEVARD
BIRMINGHAM, AL 35210
* $ 1,692,258,000 1 $ 140,000
First Arkansas Mortgage Co
P. O. BOX 6009
SHERWOOD, AR 72124
* $ 30,000,000 1 $ 123,000
Equifirst Corporation
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 81,074,402,000 1 $ 67,000
Premier Bank of Arkansas
205 BLOCK STREET
JONESBORO, AR 72364
* $ 85,354,000 1 $ 62,000
HSBC Mortgage Services, Inc.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 16,981,282,000 1 $ 15,000

The tables below break down 2006 mortgage applications in Fulton County, AR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Fulton County, AR in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 184 $18,331,000 $99,000 $427,000 $55,000 $377,000
Home Purchase 122 $10,993,000 $90,000 $588,000 $47,000 $342,000
Home Improvement 16 $1,110,000 $69,000 $500,000 $58,000 $170,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 228 $20,350,000 $89,000 $500,000 $55,000 $377,000
Not Provided 47 $4,878,000 $103,000 $426,000 $56,000 $149,000
Not applicable 36 $4,187,000 $116,000 $588,000 $14,000 $115,000
Asian 6 $703,000 $117,000 $151,000 $126,000 $168,000
American Indian or Alaskan Native 3 $218,000 $72,000 $116,000 $37,000 $41,000
Hispanic 2 $98,000 $49,000 $55,000 $27,000 $28,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 315 $29,658,000 $94,000 $588,000 $52,000 $377,000
VA-guaranteed (Veterans Administration) 5 $661,000 $132,000 $175,000 $34,000 $54,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $115,000 $57,000 $70,000 $12,000 $24,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 126 $12,779,000 $101,000 $588,000 $67,000 $377,000
Application Denied By Financial Institution 81 $6,416,000 $79,000 $425,000 $45,000 $144,000
Loan Purchased By The Institution 45 $4,956,000 $110,000 $426,000 $22,000 $190,000
Application Withdrawn By Applicant 39 $3,437,000 $88,000 $203,000 $55,000 $149,000
Application Approved But Not Accepted 24 $2,241,000 $93,000 $320,000 $47,000 $124,000
File Closed For Incompleteness 7 $605,000 $86,000 $145,000 $50,000 $75,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 16 $1,034,000 $64,000 $140,000 $56,000 $131,000
Collateral 16 $1,824,000 $114,000 $205,000 $48,000 $121,000
Other 7 $301,000 $43,000 $75,000 $43,000 $72,000
Credit Application Incomplete 4 $247,000 $61,000 $112,000 $41,000 $55,000
Debt-To-Income Ratio 4 $299,000 $74,000 $86,000 $24,000 $36,000
Unverifiable Information 2 $100,000 $50,000 $50,000 $23,000 $47,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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