Garza County, TX Mortgage Lenders & HMDA Data, 2010
In 2010, lenders reported 92 mortgage applications in Garza County, TX totaling $10.5 million, down 28% from 2009. The average application was for $114,000, and applicants reported an average income of $113,000. 48% of applications resulted in an originated loan and 25% were denied. The most active lender was Wells Fargo Bank, NA, with 28 applications, followed by American State Bank and Citizens Bank.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 92 |
| Total Mortgage Loan Application Amount | $10,501,000 |
| Average Mortgage Loan Application Amount | $114,000 |
| Highest Mortgage Loan Application Amount | $417,000 |
| Average Applicant Income | $113,000 |
| Highest Applicant Income | $605,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Wells Fargo Bank, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,778,000,000 | 28 | $ 1,812,000 |
| American State Bank 1401 AVENUE Q LUBBOCK, TX 79401 |
* | $ 2,404,212,000 | 9 | $ 962,000 |
| Citizens Bank 103 TEXAS AVE SLATON, TX 79364 |
* | $ 241,200,000 | 8 | $ 239,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,627,684,000,000 | 4 | $ 644,000 |
| Bank of America, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,465,221,449,000 | 4 | $ 642,000 |
| Primewest Mortgage Corporation 7806 INDIANA AVENUE LUBBOCK, TX 79423 |
* | $ 10,000,000 | 4 | $ 736,000 |
| Wells Fargo Funding, Inc 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 3 | $ 619,000 |
| Firstcapital Bank of Texas, National Association 3900 S. SONCY RD AMARILLO, TX 79119 |
* | $ 376,470,000 | 3 | $ 596,000 |
| Citimortgage, Inc 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 3 | $ 583,000 |
| City Bank 5219 CITY BANK PARKWAY LUBBOCK, TX 79408 |
* | $ 2,042,946,000 | 3 | $ 785,000 |
| 21st Mortgage 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 3 | $ 154,000 |
| Vanderbilt Mortgage 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 2 | $ 103,000 |
| Aimbank 110 COLLEGE AVE LEVELLAND, TX 79336 |
* | $ 189,857,000 | 2 | $ 66,000 |
| First Bank & Trust 9816 SLIDE RD. LUBBOCK, TX 79424 |
* | $ 464,457,000 | 1 | $ 57,000 |
| Amarillo National Bank 410 S TAYLOR STREET AMARILLO, TX 79101 |
* | $ 2,792,382,000 | 1 | $ 347,000 |
| Colonial Savings, F. A. P. O. BOX 2988 FORT WORTH, TX 76113 |
* | $ 964,882,000 | 1 | $ 188,000 |
| Southwest Stage Funding LLC 6816 EAST BROWN ROAD MESA, AZ 85207 |
* | $ 5,889,539,000 | 1 | $ 94,000 |
| Gmac Mortgage LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 1 | $ 123,000 |
| BBVA USA 15 SOUTH 20TH STREET BIRMINGHAM, AL 35233 |
* | $ 64,608,091,000 | 1 | $ 99,000 |
| Peoples Bank 5820 82ND STREET LUBBOCK, TX 79424 |
* | $ 237,874,000 | 1 | $ 218,000 |
| Shell Federal Credit Union 301 E 13TH ST DEER PARK, TX 77536 |
* | $ 396,240,000 | 1 | $ 154,000 |
| Advancial Federal Credit Union 1845 WOODALL RODGERS FWY, SUITE 1300 DALLAS, TX 75231 |
* | $ 892,179,000 | 1 | $ 344,000 |
| State Farm Bank 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 16,157,711,000 | 1 | $ 77,000 |
| Ally Bank F/K/A/ Gmac Bank 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 55,302,902,000 | 1 | $ 123,000 |
| Great Western Financial Services, Inc. 5408 W PLANO PKWY PLANO, TX 75093 |
* | $ 10,000,000 | 1 | $ 50,000 |
| Nationstar Mortgage 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ 10,000,000 | 1 | $ 62,000 |
| Franklin American Mortgage Co 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 1 | $ 417,000 |
The tables below break down 2010 mortgage applications in Garza County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Garza County, TX in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 40 | $3,850,000 | $96,000 | $417,000 | $105,000 | $480,000 |
| Refinancing | 39 | $5,937,000 | $152,000 | $417,000 | $130,000 | $605,000 |
| Home Improvement | 13 | $714,000 | $54,000 | $276,000 | $92,000 | $320,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 70 | $8,339,000 | $119,000 | $417,000 | $125,000 | $605,000 |
| Hispanic | 13 | $1,074,000 | $82,000 | $230,000 | $106,000 | $468,000 |
| Not Provided | 4 | $418,000 | $104,000 | $188,000 | $65,000 | $81,000 |
| Not applicable | 3 | $663,000 | $221,000 | $417,000 | $0 | $0 |
| Black or African American | 2 | $7,000 | $3,000 | $4,000 | $35,000 | $35,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 72 | $8,715,000 | $121,000 | $417,000 | $131,000 | $605,000 |
| FHA-insured (Federal Housing Administration) | 19 | $1,750,000 | $92,000 | $175,000 | $52,000 | $132,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $36,000 | $36,000 | $36,000 | $39,000 | $39,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 44 | $4,666,000 | $106,000 | $417,000 | $124,000 | $480,000 |
| Application Denied By Financial Institution | 23 | $2,515,000 | $109,000 | $360,000 | $108,000 | $605,000 |
| Loan Purchased By The Institution | 12 | $2,391,000 | $199,000 | $417,000 | $145,000 | $480,000 |
| Application Approved But Not Accepted | 6 | $453,000 | $75,000 | $140,000 | $59,000 | $120,000 |
| Application Withdrawn By Applicant | 5 | $253,000 | $50,000 | $99,000 | $56,000 | $86,000 |
| File Closed For Incompleteness | 2 | $223,000 | $111,000 | $112,000 | $70,000 | $70,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 7 | $1,141,000 | $163,000 | $360,000 | $186,000 | $605,000 |
| Credit History | 5 | $147,000 | $29,000 | $87,000 | $38,000 | $89,000 |
| Other | 3 | $261,000 | $87,000 | $110,000 | $149,000 | $252,000 |
| Unverifiable Information | 2 | $282,000 | $141,000 | $188,000 | $57,000 | $77,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $347,000 | $347,000 | $347,000 | $207,000 | $207,000 |
| Debt-To-Income Ratio | 1 | $70,000 | $70,000 | $70,000 | $35,000 | $35,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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