Garza County, TX Mortgage Lenders & HMDA Data, 2012
In 2012, lenders reported 92 mortgage applications in Garza County, TX totaling $7.9 million, up 6% from 2011. The average application was for $85,000, and applicants reported an average income of $75,000. 53% of applications resulted in an originated loan and 12% were denied. The most active lender was Wells Fargo Bank NA, with 21 applications, followed by Citizens Bank and Primewest Mortgage Corporation.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 92 |
| Total Mortgage Loan Application Amount | $7,872,000 |
| Average Mortgage Loan Application Amount | $85,000 |
| Highest Mortgage Loan Application Amount | $610,000 |
| Average Applicant Income | $75,000 |
| Highest Applicant Income | $504,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,161,490,000,000 | 21 | $ 1,694,000 |
| Citizens Bank 103 TEXAS AVE SLATON, TX 79364 |
* | $ 303,870,000 | 12 | $ 1,232,000 |
| Primewest Mortgage Corporation 7806 INDIANA AVENUE LUBBOCK, TX 79423 |
* | $ 10,000,000 | 8 | $ 582,000 |
| Vanderbilt Mortgage and Finance, Inc 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 8 | $ 415,000 |
| 21st Mortgage 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 7 | $ 322,000 |
| US Bank, N.A. 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 330,470,810,000 | 5 | $ 406,000 |
| American State Bank 1401 AVENUE Q LUBBOCK, TX 79401 |
* | $ 3,079,063,000 | 4 | $ 754,000 |
| Prosperity Bank 1301 N MECHANIC EL CAMPO, TX 77437 |
* | $ 9,816,225,000 | 4 | $ 345,000 |
| City Bank 5219 CITY BANK PARKWAY LUBBOCK, TX 79408 |
* | $ 2,020,141,000 | 3 | $ 230,000 |
| First United Bank 5802 4TH STREET LUBBOCK, TX 79416 |
* | $ 1,081,173,000 | 2 | $ 247,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,811,678,000,000 | 2 | $ 136,000 |
| Firstcapital Bank of Texas, National Association 3900 S. SONCY RD AMARILLO, TX 79119 |
* | $ 593,537,000 | 2 | $ 161,000 |
| Midfirst Bank 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 9,790,194,000 | 1 | $ 1,000 |
| Colonial Savings P O BOX 2988 FORT WORTH, TX 76102 |
* | $ 921,138,000 | 1 | $ 116,000 |
| Peoples Bank 5820 82ND STREET LUBBOCK, TX 79424 |
* | $ 264,196,000 | 1 | $ 64,000 |
| Ark-La-Tex Financial Services LLC 5160 TENNYSON PKWY STE 1000 PLANO, TX 75024 |
* | $ 10,000,000 | 1 | $ 150,000 |
| Hunter Financial Group, LLC 1711 W. GREENTREE DR. SUITE 111 TEMPE, AZ 85284 |
* | $ 17,778,000 | 1 | $ 179,000 |
| Flagstar Bank NA TROY, MI 49098 |
* | $ 13,623,469,000 | 1 | $ 71,000 |
| Bokf NA ONE WEST 3RD, 5TH FL TULSA, OK 74172 |
* | $ 25,359,999,000 | 1 | $ 22,000 |
| Bank of America NA 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,459,157,302,000 | 1 | $ 55,000 |
| PHH Home Loans, LLC 1 MORTGAGE WAY 2ND FLOOR MT LAUREL, NJ 08054 |
* | $ 4,597,939,000 | 1 | $ 113,000 |
| Crosscountry Mortgage, LLC 2160 SUPERIOR AVENUE CLEVELAND, OH 44114 |
* | $ 10,000,000 | 1 | $ 277,000 |
| First Bank & Trust 9816 SLIDE RD. LUBBOCK, TX 79424 |
* | $ 534,886,000 | 1 | $ 59,000 |
| Southwest Bank 4800 E. 42ND STREET ODESSA, TX 79762 |
* | $ 221,115,000 | 1 | $ 83,000 |
The tables below break down 2012 mortgage applications in Garza County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Garza County, TX in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 63 | $5,304,000 | $84,000 | $610,000 | $67,000 | $504,000 |
| Refinancing | 22 | $2,379,000 | $108,000 | $277,000 | $100,000 | $300,000 |
| Home Improvement | 7 | $189,000 | $27,000 | $55,000 | $74,000 | $125,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 63 | $5,369,000 | $85,000 | $610,000 | $91,000 | $504,000 |
| Not applicable | 11 | $1,448,000 | $131,000 | $515,000 | $0 | $0 |
| Hispanic | 11 | $636,000 | $57,000 | $155,000 | $79,000 | $300,000 |
| Not Provided | 6 | $367,000 | $61,000 | $150,000 | $51,000 | $134,000 |
| Black or African American | 1 | $52,000 | $52,000 | $52,000 | $50,000 | $50,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 69 | $6,038,000 | $87,000 | $610,000 | $85,000 | $504,000 |
| FHA-insured (Federal Housing Administration) | 17 | $1,029,000 | $60,000 | $113,000 | $42,000 | $103,000 |
| VA-guaranteed (Veterans Administration) | 4 | $663,000 | $165,000 | $277,000 | $61,000 | $120,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $142,000 | $71,000 | $71,000 | $59,000 | $59,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 49 | $4,129,000 | $84,000 | $515,000 | $68,000 | $252,000 |
| Loan Purchased By The Institution | 17 | $1,191,000 | $70,000 | $173,000 | $42,000 | $109,000 |
| Application Denied By Financial Institution | 11 | $660,000 | $60,000 | $150,000 | $104,000 | $504,000 |
| Application Approved But Not Accepted | 9 | $962,000 | $106,000 | $610,000 | $92,000 | $453,000 |
| Application Withdrawn By Applicant | 6 | $930,000 | $155,000 | $277,000 | $154,000 | $300,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3 | $26,000 | $8,000 | $20,000 | $38,000 | $62,000 |
| Collateral | 2 | $159,000 | $79,000 | $131,000 | $99,000 | $101,000 |
| Other | 1 | $150,000 | $150,000 | $150,000 | $134,000 | $134,000 |
| Unverifiable Information | 1 | $116,000 | $116,000 | $116,000 | $504,000 | $504,000 |
| Debt-To-Income Ratio | 1 | $45,000 | $45,000 | $45,000 | $26,000 | $26,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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